Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Savings Account in Malaysia

views
     
spreeeee
post Jan 18 2017, 10:31 AM

♠ . ♥ . ♣ . ♦
*******
Senior Member
3,812 posts

Joined: Apr 2009
From: West Malaysia

why cimb basic saving account (new account) - charging rm8 fee? no atm card also..
spreeeee
post Jan 18 2017, 11:40 AM

♠ . ♥ . ♣ . ♦
*******
Senior Member
3,812 posts

Joined: Apr 2009
From: West Malaysia

QUOTE(Nom-el @ Jan 18 2017, 11:15 AM)
Did you tell the staff that you wanted to open a fee-free basic savings account (with limited ATM withdrawal)? If not, the staff probably open a basic savings account with annual fee for you with unlimited ATM withdrawal.
*
problem is.. no ATM facility..

basically just want to do a banker cheque from cimb.. i had cash of rm5k.. but the officer enforced to create a saving account then only can do the banker cheque.. so no choice die die must create an account for the sake of banker cheque..
spreeeee
post Jan 18 2017, 03:11 PM

♠ . ♥ . ♣ . ♦
*******
Senior Member
3,812 posts

Joined: Apr 2009
From: West Malaysia

QUOTE(Nom-el @ Jan 18 2017, 12:40 PM)
Sorry to hear that. If your account is BSA with fee, you will be charged every year regardless of whether or not you have an ATM card. The staff should have opened the non-fee BSA for you since you are not using the ATM facility at all. Problem is, sometimes they don't ask you what option you want. They just simply choose the default option for you if you did not specifically mention the option you want.
*
do u think can appeal for reversal? hmm.gif
spreeeee
post Aug 27 2023, 09:01 AM

♠ . ♥ . ♣ . ♦
*******
Senior Member
3,812 posts

Joined: Apr 2009
From: West Malaysia

Subject: Dormant Account Annual Service Fee
Account number : xxxxx Branch : xxxxx

We note that your account has remained dormant and not operated for a period of time approaching 1 year.
Should your account continue to remain dormant 30 days from the date of this letter, an annual fee of RM10.00 will be imposed and deducted from your account.
To avoid incurring this fee annually, kindly re-activate your account by making over the counter cash withdrawal or cash deposit transaction at any of the Bank’s branches nearest to you.


With above statement from CIMB (for Basic Savings account), is that OK to do online deposit to make it active again? Or must go over counter?
spreeeee
post Aug 27 2023, 08:35 PM

♠ . ♥ . ♣ . ♦
*******
Senior Member
3,812 posts

Joined: Apr 2009
From: West Malaysia

QUOTE(cybpsych @ Aug 27 2023, 03:19 PM)
happened to me earlier

I deposited OTC to be safe.

when I was there, I asked if online deposit or withdrawal considered, staff said yes. <-- didn't want to risk it by testing this theory laugh.gif
*
basically no time to do otc.. hopefully online transaction is eligible as well.. will call to follow up..

 

Change to:
| Lo-Fi Version
0.0222sec    0.50    7 queries    GZIP Disabled
Time is now: 6th December 2025 - 11:44 PM