got to check if there's minimum balance to waive half yearly fee. it's a current account if im not mistaken

At this point i don't mind any logical balance maintaining as long as i can open an account. Got to open an account either way too for paying the cc. Where i am theres only that single branch, no other branch thats reachable. Visiting them again for opening account physically would mean I'll meet with the same bureaucratic manager again, not keen on that. I'll swallow whatever rm8 rm10 for the debit card yearly fee since it won't be bsa.

Yeah would be nice if its a totally free bsa but got no other choice now. You guys with plenty of branch to choose from are lucky, I'm stucked with only single physical branch with kiasu branch manager.

This post has been edited by axxer: Dec 28 2023, 02:43 PM

that being said, i have alliance credit card and didn't need to open any savings account with them. i can check my statements and transactions using their app and pay to the card directly via duitnow from another bank.

Even better! Good to know that. Thanks

Actually I been in your situation in sotong bank. My dad wanted to open bsa and being ask too many question even already have proof income like letter employment and payslip epf etc. reason given is its up to bank decision who to allow to open.

After further reading it is due to AMLA regulation, to prevent soo many dormant account and so on. After all, with this recent years, we can just apply internet banking without needed to open saving account to view transaction.

Back for alliance bank, back in 2007, it was easy to open account with alliance even still study ( alliance hybrid account as I remember) . Last year wanted to open BSA, luckily able to open due to I apply their credit card by pledge FD and opening bsa is seemless

CNY PROMOTIONS | DEPOSIT | 04 FEBRUARY 2024 ONLY

https://www.hlb.com.my/en/personal-banking/...ecial-2024.html

Stand a chance to win up to RM80 e-Ang Pow when you make a Li Chun Deposit

JumpStart Savings Account-i can convert RM into multi currency?

Any idea how to set the max transfer limit in SCB account? I tried to go profile but mostly personal details and mailing address

Cannot. If you want convert money type, look into rhb multicurrency account. It's the bank with best exchange rate.

no need convert. auto. U can use other bank like alliance, hlb, etc

RM no value nowadays. 😂 Find way to reduce forex risk. So far most multi currency account got yearly fee right if not mistaken.

no fee. got interest provided every month. u need to keep it active every 6 month else it charge usd5

alliance, hlb bank? Will go check out later.

Alliance got interest for all currency. u can check rate on website. You can also put fd and gain interest as well.
hlb - only 3 currency got interest till dec 2023

Keep in mind, can only close after 90 days. Closing before 90 days have RM20 penalty.

This post has been edited by Ramjade: Apr 9 2024, 01:15 PM

got step by step how about the cash reward ?

Read their TNC. It will tell you what time do.

What is the recommended savings/current account with ATM card for young adult (just attain age 18) preferably with higher interest rates?

This post has been edited by jutamind: May 8 2024, 09:44 AM

All bank sucks. Just choose the bank which is closest your house or working place.

If you want easy no condition bank with high interest gxbank. It's digital. 3%p.a no conditions. Some stuff still not available yet like paying bills.

For me, maybank free Islamic account. So I can keep only RM1.00 inside and use KDI save to earn 4%p.a

Banks don't earn much money from me cause I keep minimum amount inside all my bank accounts and I don't pay late credit card charges.😁

This post has been edited by Ramjade: May 8 2024, 09:48 AM

GX is digital bank, might not be suitable because account need to be activated with deposit from other bank account of same owner