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 Savings Account in Malaysia

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Natsukashii
post Nov 24 2022, 11:51 AM

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QUOTE(NextDoorMan @ Nov 24 2022, 11:47 AM)
I am planning to open another saving accounts to place my money, anyone knows which banks provide online account opening?
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Bank Islam (Be-U app) - but debit card not yet launched. No need go bank.

Hong Leong (apply@HLB app) - got debit card. No need go bank.

There may be other banks, but these 2 is the only one I know.


Other than that 2.. these ones below I'm not so sure..

CIMB.. but might have to walk-in to collect debit card.

MBB.. you can open another account online if you already have an account.

RHB.. also can open online but high deposit.

This post has been edited by Natsukashii: Nov 24 2022, 11:53 AM
Natsukashii
post Nov 24 2022, 12:22 PM

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QUOTE(hafizredha @ Nov 24 2022, 11:55 AM)
standard chartered fully online account opening but got some verfication from standard chart vendor i guess)
ambank- fully acc opening using ambank app
alliance-fully online using alliance bank app
affin a1addin (digital bank of affin)-fully online but got no debit card
ocbc flex-fully online using ocbc app
uob bank-fully online using uob app
bank muamalat-fully online using MAP
cimb-fully online using cimb apply
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AmBank online account opening is only available for existing users..

I will check affin aladdin.. last time went branch to open account just to park saving they said compulsory to give letter from employer
Natsukashii
post May 8 2024, 10:03 AM

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QUOTE(Ramjade @ May 8 2024, 09:47 AM)
All bank sucks. Just choose the bank which is closest your house or working place.

If you want easy no condition bank with high interest gxbank. It's digital. 3%p.a no conditions. Some stuff still not available yet like paying bills.

For me, maybank free Islamic account. So I can keep only RM1.00 inside and use KDI save to earn 4%p.a

Banks don't earn much money from me cause I keep minimum amount inside all my bank accounts and I don't pay late credit card charges.😁
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GX is digital bank, might not be suitable because account need to be activated with deposit from other bank account of same owner


Natsukashii
post May 24 2024, 04:20 PM

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This has been around for more than a year

They got debit card also, can choose which style you want

Everything is smooth and very simple app

I kept it as alternative to tng ewallet last time when they launched, but decided later on decided to go with a conventional alternative.

Last time from my experience, the transactions that's pending for confirmation or settlement just doesn't show up. Now they say everything will sync, but I'm yet to try.

Another thing that bothered me, when I do duitnow transfer I have to enter some codes.. so if paying by account number, it's quite hassle compared to local bank apps when they just show you approve or disapprove secure tac thing.

This post has been edited by Natsukashii: May 24 2024, 04:22 PM

 

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