Yes. Only RM100 waived if ur usage reached 15k per year. I founf this card fast in accumulating points.

He get more commision money with approved customer. Just cancel the extra card if u don' t want it.

But you need to br pay for both cards for two GST amount, even you going to terminate and didn't active it before.

Perhaps you can just keep it until the next of calendar year since you need to be pay for GST

Can Not Carry Forward
Term & Condition's: http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM

Surprising that I can purchase the 2D <I love hong Kong> movie in GSC .. initially the cashier over the counter was not so sure about the promo, until he asked that one (i believe he is a supervisor or manager) who stands next to him, and he confirm with the cashier said ok for b1f1 with my clearcard. (at that moment, he's busy playing phone)

haha~zap dou bou lo ~ mistakes? cny gift?

I got 3 cards ah !

That salesman really ...
I asked him, which card is nice in term of rebates and benefits. he recommend clear card. then , said i can choose another preferrence card and it is free. so i said ok... shell card then.
lastly, he directly give me a form, which is apply for ready cash. said it is likely an ATM card, can withdraw money when u are in need of cash. IT IS FREE!

*first year annual fees is waive after swipe 3 times in 2 months, if not mistaken
but I have no idea with the ready cash card, how to use.. i NEVER use that

Alright! I received 3 cards, and now I left 2 cards (terminate SHELL card after he got the commission - 6 months after applied cards)

I believe it is Ready Credit card:
https://www.citibank.com.my/english/readycr...ferCode=MYHTNRC

Please read the feature, terms and conditions, for your own benefit.

nowadays bank doesn't appreciate old customers. They want NEW customers. even the newly 'recycled' customers.

It is not a credit card, it is a credit facility given to the principal card holder. Instead of charging cash withdrawal fee + interest, they only charge interest on amount withdrawn. Interest rate is rather high

This post has been edited by nothingz: Feb 15 2013, 04:21 PM

i know, the name is Ready Credit and it comes with a card shouldn't have typed credit and card together and that is why i ask him to read the T&C

This post has been edited by Human Nature: Feb 15 2013, 04:23 PM

Not really. Citibank rejected my application. I have a supplementary card in Citibank and my spending on the card isn't low either. Maybe they just don't like me.

If it was me... I terminate the cards... As what i did. Holding more cards put more high debt risk to me... Ahakkkks...

Haha go apply other bank lor...

New holder of Clear Card.

I've made two online purchases which did not require me to enter any randomly generated PIN. Does Citibank not use Verified by Visa or Mastercard Securecode?

I find it ironic since Maybank uses it.

No, Citibank doesn't have such feature.

i used it a week ago, it requires me to enter verified by visa pin. certain websites do not request for the pin such as Apple Store Malaysia, HP Telesales. These kind of transactions, they will call up personally to confirm the transactions. For Apple Store, i used MBB card to purchase Ipad for the first time, they called but not the second time

Anyone got upgraded (supposingly free and compulsory) from Silver Cash Back card to Business Plat?

Got bombed with a RM70 annual fee (Feb Bill), gonna call CS tomorrow to waive it or i'll just cancel it since all the while under silver card I didn't have to pay any annual fee

The bottom sms is for online transaction


Attached thumbnail(s)

They didn't actually promote it like MBB.

So not sure so about it. My mistake, sorry!

Eh? did I say it is a Credit card?
Just a sharing how many cards that I received from Citibank , that is.

and i am a girl yeah

thanks for your url anyway..

This post has been edited by leo_gaga: Feb 18 2013, 08:12 AM