hey man, i just applied Citibank CC at Midvalley today, they open a booth at the exhibition hall.

The salesperson told me about the CC benefits and others, so i just thought why not.

Give him my IC and he print out my epf statement, go through the form fill-up process and the he explain further about current promotion.

He said for current promotion i need to applied two card thats are Citi Clear Card(Visa) and Citi Shell Gold(Mastercard).

Then i ask him cant i just applied 1 card because i dont like managing too much bills. He said NO, this promotion is just like MBB 2 cards which provides 1 amex and 1 visa/master.

I lazy to argue so i just said ok. Then he remind me i cant decide to take or not after this. If bank approved means need to take, no choice because they are not agents, they are straights from banks.

If i were to cancel 1 of the card, i need to use at least for 6months. And the first payment after receiving card is RM100, and i will get back RM50 after 3times swipe in 60days after card approval. Does that means they charge me RM50 for the card and balance of RM50 will be refund back to me(if i swipe 3times in 60days)?

Any thoughts on this? I cant ask him so many question just now because of limited time + poor presentation for salesperson.

Anyway,
You can Call CT Customer Service for Queries Anytime & Good Luck with Your Application

FYI, I got 2 Citibank CC have to Pay 2 GST Yearly...

this is a common tactic by greedy agent to force you to sign up for 2 cards and forcing you to retain the card for at least 6 months. You can report agent name to citibank

Just call CT Customer service, my application is not submitted yet, but i also cannot cancel the application because i already sign up the form and they will process it anytime soon.

What Citi card do you own bro? 
I dont know agent/citi banker is consider the same or not. but the one that i am dealing with is citibank banker, i know he surely want the commision. I don't mind it as long as i will not be charged when i want cancel 1 of the card later.

I guess i need to wait for approval and see what can i do..

Just let him earn a modest living, use for awhile then only consider the next step but at least let him earn his comm... haha

MODEST living? That is a blatant lie and should be reported to the bank, unless the banker can provide a black and white document. I just checked citibank's website and there is no such promotion.

I got...
Citibank Clear Card (2011) & Cash Back Platinum (2013) + 10's CC More with Others Bank...   

MODEST living? That is a blatant lie and should be reported to the bank, unless the banker can provide a black and white document. I just checked citibank's website and there is no such promotion.

      So, how is the clear card benefits? Is it good? I will be using more for utilities and gov payment such as to MPSJ and others.
Ya, i dont like him lied just to get the commission. It is ok if i don't ask why i need to apply for two cards. but i did ask and told him i only want 1 card but he said cannot, this promotion you need to apply for two and even compare it with the MBB 2 cards.

i still can consider if the are no extra charges when i want cancel one of the card. Im not sure about this.

Crazy to get so many cards, wallet bloated with cards wei...

True la do agree with you guys, if the guy is forcing u to get 2 cards then its my bad because i do agree that everyone has options to choose whichever card they want

AF is waiveable, but many reported recently citibank is not willing to waive it if you have installment in the card.
for the GST offset, surely you wont get it. Many ppl reported that even swipe 20k++, but citibank still decided not to offset it. You have to pay it urself or terminate it.

Not 100% true (at least for my case)
If have installment plan with my credit card but they do waived my CC

should teach us tricks to handle it... myself 5 cards just canceled 2... now trying my best to cancel another 1... almost died 

Clear Card benefits are much Better than Other CT Credit Card,
If You like Coffee or suka go on Movie (Weekday)

Benefits from Citibank Clear Card, Evergreen Reward Point, With NO Expire:
*Friday Buy 1 Free 1 Movie Ticket (Normal class) at GSC, TGV and Cathay Cineplexes
*1-for-1 drinks at Coffee Bean & Tea Leaf
*Privileges at Zouk Club KL
*CITIBANK CLEAR CARD 3X REWARDS All Year Long Shop/Outlet in Malaysia:
1. Zouk Club Kuala Lumpur
2. Zouk café & Bar
3. G2000
4. Zara
5. Charles & Keith
6. Borders Bookstore
7. Alexis Bistro & Wine Bar
8. Sakae Sushi
9. Pedro
Please Refer to: http://www.citibank.com.my/clear/?eOfferCode=MYCCLNCLC more on Citibank Clear card

But Anyway, For sure 2 Cards x$50 GST - a must Pay but they Refund You after the 3x Swipes(each Card)...

you manage to get GST offset from citibank?

Called Me Crazy & the Lousy One...
I X Get All 10's cc Inside My Wallet in 1 time & I do have Separate Cardholder

Can we apply more then 2 cards?

They refund you for GST ? 

Can we apply more then 2 cards?

Is Your Clear Card Can use Already, coz last time You told me the Card Tak Boleh Guna...???