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Credit Cards Citibank Credit Cards V2, Discuss here
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starz92
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 Sep 7 2013, 09:00 PM
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I just applied for my very first citi clear card. I have to sign up for a supplementary air asia card as well due to the luggage bag gift. I will cancel the supplementary card after six months. There won't be any extra charges right?
As for my clear card, the first year annual charge will be waived, meaning I'll be charges Rm50 the following year. Will there be any other charges such as service tax other than the Rm50?
Is there such rule that one person can only hold 2 cc at once?
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starz92
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Sep 7 2013, 11:00 PM
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QUOTE(fly126 @ Sep 7 2013, 10:05 PM) Supp. Card are You Sure about it ....??? I think You have apply 2 Different type of CC (Clear Card & Air Asia) at Same Time...  I think You have been Confused with Its....You kena Pay both Cards GST ($50x2) for the 1st Year...  Supplementary card like a Add-on card. It is a privilege offered to the spouse, parents or children of the Primary credit card holder & All expenses incurred on an add-on card are billed to the primary cardholder. As Supp. Cardholder can Enjoy Same Privilege (becoz with the Same Card Type) as Principal Card Holder & is Only You the Primary Card holder that can Apply it for Own Family Member...  yeah, I applied to 2 different type of CC. Sorry that I used the term supp card wrongly. As for the GST ($50x2) for the 1st year, the agent told me that it will be waived for the first year. As long as I swipe each card a minimum of three times in 3 months time. |
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starz92
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Sep 10 2013, 07:17 PM
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When u make online payment, don't they need to ask for your TAC number before paying? Why Citibank doesn't requires that？
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starz92
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Sep 10 2013, 07:54 PM
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QUOTE(fly126 @ Sep 10 2013, 07:36 PM) When Login to Your Own Account there will be OTP (One Time Password) SMS Sent to Your Registered Mobile Phone No. Use the OTP to Enter You Account or Doing Online Payment... I just received my card, thus I don't have the ATM Pin needed to register for my online banking. Therefore, when I called up my agent regarding the online payment, he said that only CVV2 number is needed to do online payment hence there's no need for TAC(or OTP). I've requested for the ATM pin and the CS said that it will need 5 to 7 days to reach me. |
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starz92
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Sep 10 2013, 09:01 PM
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QUOTE(fly126 @ Sep 10 2013, 08:43 PM) Ya, Must Need an ATM Pin for Citibank Online Banking Registered so kena Wait...  Just Curios, What CC that You Apply...???  Clear and AirAsia. (Air asia just to get the luggage bag) So while waiting for the ATM Pin, can i make any online transaction? (Payment) |
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starz92
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Sep 10 2013, 10:07 PM
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QUOTE(fly126 @ Sep 10 2013, 09:58 PM) If do Billing Payment on Citibank Online Portal will Need You to Register with CT 1st (ATM Pin) Others Place only need your Card No. just like You Purchase Something at E-bay It will be SMS sent to Your Phone for Confirmation .... Ok finally understood  THANKS |
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starz92
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Sep 18 2013, 08:20 PM
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Is it only me or Citibank Clear card processing is very slow? I have to wait for like 5~10minutes for the machine to print out the slip.
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starz92
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Sep 18 2013, 09:37 PM
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QUOTE(fly126 @ Sep 18 2013, 09:00 PM) What the Slips you Mean...??? Sometimes is the Line Problem got Slow I meant when the I am paying merchant at store etc. When I used it at GSC last week, it took 10minutes + to go through. Today at popular the clear card totally cannot through. I have to use other card to pay. |
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starz92
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Sep 19 2013, 07:36 AM
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QUOTE(fly126 @ Sep 18 2013, 09:58 PM) Maybe the Chip of your Card got dirty try to use rubber (eraser) to Clean the (Chip) & try the card Again at other Shop... If still Can not use.... just go the nearest Citibank to Report it IF Chip Failure You will get Replacement Card FOC or Call Customer Service to Report it & Request for a NEW card Btw, You Receive Your ATM Pin, & Signup for Citibank Online Banking Service, already....??? yup received it 2 days ago. |
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starz92
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Sep 21 2013, 11:09 PM
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Guys, I have some questions.
1 ) If I purchase a product with 36 months 0% instalment payment with my credit card and I want to cancel the credit card after 12 months, can I do so? what will be the consequences?
2 ) My agent just told me that my Citi's Clear card annual fees(after the first year) would be RM80. However, it can be waived if I give a call to their customer service. Is that true?
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starz92
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Sep 22 2013, 07:54 AM
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QUOTE(fly126 @ Sep 22 2013, 12:47 AM) I) You Must Pay Off ALL the Remainder Balance before THEY Allow You to Cancel the Card... For More Details pls Refer to the Links Bellow: (a) Citibank 0% Easy Pay: http://www.citibank.com.my/english/existin...members-epp.htm(b) Flexi Payment Plan: http://www.citibank.com.my/english/existin...exi-payment.htmT&Cs Flexi Payment Plan: http://www.citibank.com.my/english/docs/pd...bers/FPP_TC.pdfII) Yes, No Annual Fee for the 1st Year with just 3x Swipes (used) in Any Amount within 60 Days. As for Subsequently Year, You can Call Customer Service Request for Annual Fee Waiver from Them maybe 3 Months before Your Card's Anniversary Date... They Will Delighted to Waive It for You if You Used the CC Frequently(Often) FYI, the Annual Fee for Clear Card- RM 90 Not $80... Pls Refer to: http://www.citibank.com.my/english/docs/pr...pds_english.pdf More on Credit Limit & Annual Fee of Citibank Credit Card Do they have a definition for their "Frequently"? Haha. Thanks a lot for the clarification. |
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starz92
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Sep 23 2013, 08:28 PM
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QUOTE(fly126 @ Sep 23 2013, 02:30 PM) Called Me Crazy & the Lousy One... I X Get All 10's cc Inside My Wallet in 1 time & I do have Separate Cardholder Can we apply more then 2 cards? |
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starz92
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Sep 24 2013, 07:52 AM
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QUOTE(fly126 @ Sep 23 2013, 09:52 PM) Is Your Clear Card Can use Already, coz last time You told me the Card Tak Boleh Guna...??? haha sudah boleh guna  tq |
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starz92
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Oct 28 2013, 08:13 PM
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Guys,
I need some assurance on the credit shield premier. My agent told me that it will be free for the first 4 month and charged on my outstanding balance. I received my first statement last month and I settled the outstanding amount immediately.(The credit shield premier at that time was RM0.00) Now when I received my second month statement, I am charged RM5.55 for the credit shield premier. Why is that so? When I asked my agent, he told me he will follow up for me when he is back from his holiday next week and told me that it will be rebate back.
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starz92
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Oct 28 2013, 08:38 PM
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QUOTE(fly126 @ Oct 28 2013, 08:30 PM) Why U Need the Credit Shield Premier, just Curious...??? I Never Subscript Any Credit Card Assurance for All my Credit Card coz Need to Pay More...  I think Your Agent Kerok his Own Pocket $$$ to Pay Your Premium.... But Anyway, U can Call CS to Cancel the Plan Anytime, if You Anymore NO Longer Need It... it was all part of the luggage bag deal.(Sign up for 2 cards and subscribe to Credit Shield Premier.) My agent told me that I can cancel it after 4 months. |
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starz92
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Oct 28 2013, 09:43 PM
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QUOTE(fly126 @ Oct 28 2013, 09:37 PM) I think You can Cancel the Premium Anytime the Agent just want to Earn Extra Commission Only Not Tied with Luggage bag Deal... Anyway, Call CS to Report it, If You have Doubt with That... I'll wait for his explanation next week before proceeding for further action. Thanks ya |
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