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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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chenhui87
post Apr 14 2013, 12:01 AM

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QUOTE(celaw @ Apr 13 2013, 04:41 PM)
Nowadays scb cs quality had dropped? Waiting for 7 min still noone attend my call. sad.gif
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it was not ur day~~ tongue.gif
kvct
post Apr 14 2013, 12:21 AM

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As subjected.

I received the applied stand chart card and was using it for the first transaction at Shell petrol station.
i pumped rm70 bucks worth of petrol. 2 hours later, i received a sms notification on my phone telling me that a rm200 transaction has been charged to my card. the petrol kiosk was the only place i have used the card today, this month, ever since i've gotten my card.

i call the bank's call center, the call center staff told me the system is down, he is not from the call center department hence he cant advise much.
but according to his personal experience, this is perfectly normal and attempted to get my details (including name, phone number, ic, AND credit card number), which i refrain from giving the later. he also told me that there is nothing the bank can do about the charges and i should contact the merchant ( the petrol station or the petrol company) instead!

i called the bank 7 hours later and confirm that the system is up. the second call center told me the same,
(1) she cant do anything about the charges
(2) this is taken as rm200 deposit and the balance would be credited back to the card in 3-5 days time
(3) i shouldnt and i cant lodge a complaint because it is not the bank's fault.
(4) this is the normal/standard operating procedure and i SHOULDNT lodge a complaint.
(5) EVERYTIME i go to petrol kiosk and use my credit card to pump petrol, rm200 would be charge to my card first and balance to be credited back later.

do all standard charted credit card user / bankers out there, is this really the normal procedure?
i cant believe how 'freely' a petrol kiosk can charge to my card. what if they someday happily slap me a 10,000 bill? should i just cut the card?
i dont have the same problem with other credit cards of mine. help!
blink.gif icon_question.gif rclxub.gif
fireballs
post Apr 14 2013, 12:26 AM

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yes its normal dont worry
after 3 days check again. it shd state the actual amount in your transaction.
namh
post Apr 14 2013, 12:27 AM

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not this again.. MOD can we pinned one topic just to answer this question?

well, here is this answer:

QUOTE(ronnie @ Apr 12 2013, 11:08 PM)
If this is petrol purchase at the pump, then OK.
The RM200 is pre-authorised amount for petrol swipe at the pump... very normal.
You will be charged RM30 once the transaction has been posted
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QUOTE(fly126 @ Apr 12 2013, 11:16 PM)
Is a Pre-authorization Amount ($200) will be debited from Your Account during  the fill-up.
the authorization amount will be reversed back when the bank received actual filled-up amount from petrol Station about 2-5 days later... nod.gif
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anyway, this topic will be closed soon
ericng19
post Apr 14 2013, 01:32 AM

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same to my cimb debit card also, it's normal
red_scorpion
post Apr 14 2013, 05:18 AM

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yea, is same among all bank. I used pbe, ocbc, maybank, citi all is same...
fastreader
post Apr 14 2013, 12:39 PM

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the 15% cashback petrol is stated as 6 months. 6 months from the date of approval?.. hmm.gif
seydee
post Apr 14 2013, 10:14 PM

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QUOTE(ronnie @ Apr 13 2013, 11:42 AM)
My 2nd 0% BT with SCB chronology

10 Apr : Submitted application over the phone
11 Apr : BT approved
13 Apr : SCB BT account created on SCB Online Banking
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Can't manage to find info on 0% BT for SCB? Is it subject to Bank offer? All I mange to find is the 1.99% for new card holder who submit for BT within 30 Days from approval.
TSronnie
post Apr 14 2013, 11:17 PM

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QUOTE(seydee @ Apr 14 2013, 10:14 PM)
Can't manage to find info on 0% BT for SCB? Is it subject to Bank offer? All I mange to find is the 1.99% for new card holder who submit for BT within 30 Days from approval.
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Only for "selected" customers only... I did receive the same 0% BT offer from 2 different Price Solution agents.
seydee
post Apr 15 2013, 09:27 AM

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QUOTE(ronnie @ Apr 14 2013, 11:17 PM)
Only for "selected" customers only... I did receive the same 0% BT offer from 2 different Price Solution agents.
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Thanks bro, guess no choice but wait. Do your card happen to be approaching your annual renewal date? whistling.gif
TSronnie
post Apr 15 2013, 09:41 AM

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QUOTE(seydee @ Apr 15 2013, 09:27 AM)
Thanks bro, guess no choice but wait. Do your card happen to be approaching your annual renewal date?  whistling.gif
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Cancelling them in October... so ngam ngam 6 month to complete the BT by Sep
ciohbu
post Apr 15 2013, 01:41 PM

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anyone receive their camera d ? i got email from groupon saying the latest will be 22 April
qqbill
post Apr 15 2013, 11:33 PM

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applied on mid-march, received my smartag today smile.gif
KTCY
post Apr 16 2013, 07:30 AM

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QUOTE(qqbill @ Apr 15 2013, 11:33 PM)
applied on mid-march, received my smartag today smile.gif
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That's fast ! I got my card activation on end Nov and by March only I got my smart tag !
Ricky300
post Apr 16 2013, 08:12 AM

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QUOTE(fastreader @ Apr 14 2013, 12:39 PM)
the 15% cashback petrol is stated as 6 months. 6 months from the date of approval?.. hmm.gif
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For those who applied from 1st-30th April
Petrol CashBack Rewards are capped at RM48 per month per customer. In addition, the Bank will pay out only up to a maximum total Petrol CashBack of RM640,000 from 1 April to 31 October 2013, across all Successful Eligible Customers that applied via the Bank’s branches or direct sales agencies (“Campaign Cap”).
xerox1234
post Apr 16 2013, 11:24 AM

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After the smart tag and the petrol cash back and cancel the card d as SCM card really sux. the reward point to redeem is way higher than other bank.
db07mufan
post Apr 16 2013, 12:05 PM

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Anyone tried this?

http://www.standardchartered.com.my/person...ary_Card_Reward
chenglong
post Apr 16 2013, 01:07 PM

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QUOTE(KTCY @ Apr 16 2013, 07:30 AM)
That's fast ! I got my card activation on end Nov and by March only I got my smart tag !
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I received visa and master platinum card. but I only actiaved master card right now. Am I still can receive smart tag later on ?

Thank you
TSronnie
post Apr 16 2013, 01:35 PM

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QUOTE(db07mufan @ Apr 16 2013, 12:05 PM)
Not a bad offer: Get supplementary card and get RM300 Cash Back.... another free cash offer from SCB
jkngo2003
post Apr 16 2013, 01:37 PM

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QUOTE(ronnie @ Apr 16 2013, 01:35 PM)
Not a bad offer: Get supplementary card and get RM300 Cash Back.... another free cash offer from SCB
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My card is bussines visa platinum card. but i cant find the card for suppliment. how can i join this programme??

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