QUOTE(celaw @ Apr 13 2013, 04:41 PM)
it was not ur day~~ Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here
Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here
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Apr 14 2013, 12:01 AM
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Senior Member
2,150 posts Joined: Apr 2009 From: 首尔 |
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Apr 14 2013, 12:21 AM
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Junior Member
5 posts Joined: Sep 2005 |
As subjected.
I received the applied stand chart card and was using it for the first transaction at Shell petrol station. i pumped rm70 bucks worth of petrol. 2 hours later, i received a sms notification on my phone telling me that a rm200 transaction has been charged to my card. the petrol kiosk was the only place i have used the card today, this month, ever since i've gotten my card. i call the bank's call center, the call center staff told me the system is down, he is not from the call center department hence he cant advise much. but according to his personal experience, this is perfectly normal and attempted to get my details (including name, phone number, ic, AND credit card number), which i refrain from giving the later. he also told me that there is nothing the bank can do about the charges and i should contact the merchant ( the petrol station or the petrol company) instead! i called the bank 7 hours later and confirm that the system is up. the second call center told me the same, (1) she cant do anything about the charges (2) this is taken as rm200 deposit and the balance would be credited back to the card in 3-5 days time (3) i shouldnt and i cant lodge a complaint because it is not the bank's fault. (4) this is the normal/standard operating procedure and i SHOULDNT lodge a complaint. (5) EVERYTIME i go to petrol kiosk and use my credit card to pump petrol, rm200 would be charge to my card first and balance to be credited back later. do all standard charted credit card user / bankers out there, is this really the normal procedure? i cant believe how 'freely' a petrol kiosk can charge to my card. what if they someday happily slap me a 10,000 bill? should i just cut the card? i dont have the same problem with other credit cards of mine. help! |
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Apr 14 2013, 12:26 AM
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Senior Member
5,647 posts Joined: Mar 2012 |
yes its normal dont worry
after 3 days check again. it shd state the actual amount in your transaction. |
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Apr 14 2013, 12:27 AM
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Senior Member
1,422 posts Joined: Jan 2003 From: 192.168.0.100 |
not this again.. MOD can we pinned one topic just to answer this question?
well, here is this answer: QUOTE(ronnie @ Apr 12 2013, 11:08 PM) If this is petrol purchase at the pump, then OK. The RM200 is pre-authorised amount for petrol swipe at the pump... very normal. You will be charged RM30 once the transaction has been posted QUOTE(fly126 @ Apr 12 2013, 11:16 PM) Is a Pre-authorization Amount ($200) will be debited from Your Account during the fill-up. anyway, this topic will be closed soonthe authorization amount will be reversed back when the bank received actual filled-up amount from petrol Station about 2-5 days later... |
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Apr 14 2013, 01:32 AM
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Junior Member
417 posts Joined: Feb 2010 |
same to my cimb debit card also, it's normal
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Apr 14 2013, 05:18 AM
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Senior Member
1,211 posts Joined: Aug 2008 |
yea, is same among all bank. I used pbe, ocbc, maybank, citi all is same...
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Apr 14 2013, 12:39 PM
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Senior Member
4,554 posts Joined: Feb 2010 |
the 15% cashback petrol is stated as 6 months. 6 months from the date of approval?..
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Apr 14 2013, 10:14 PM
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Senior Member
685 posts Joined: Jan 2003 From: Ampang KiA |
QUOTE(ronnie @ Apr 13 2013, 11:42 AM) My 2nd 0% BT with SCB chronology Can't manage to find info on 0% BT for SCB? Is it subject to Bank offer? All I mange to find is the 1.99% for new card holder who submit for BT within 30 Days from approval.10 Apr : Submitted application over the phone 11 Apr : BT approved 13 Apr : SCB BT account created on SCB Online Banking |
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Apr 14 2013, 11:17 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(seydee @ Apr 14 2013, 10:14 PM) Can't manage to find info on 0% BT for SCB? Is it subject to Bank offer? All I mange to find is the 1.99% for new card holder who submit for BT within 30 Days from approval. Only for "selected" customers only... I did receive the same 0% BT offer from 2 different Price Solution agents. |
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Apr 15 2013, 09:27 AM
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Senior Member
685 posts Joined: Jan 2003 From: Ampang KiA |
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Apr 15 2013, 09:41 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Apr 15 2013, 01:41 PM
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Senior Member
2,104 posts Joined: Oct 2006 |
anyone receive their camera d ? i got email from groupon saying the latest will be 22 April
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Apr 15 2013, 11:33 PM
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Junior Member
521 posts Joined: Apr 2010 |
applied on mid-march, received my smartag today
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Apr 16 2013, 07:30 AM
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All Stars
12,505 posts Joined: May 2007 From: Triumph in the Skies Status:In LoV3 Again |
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Apr 16 2013, 08:12 AM
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Senior Member
1,514 posts Joined: Jan 2003 From: Earth |
QUOTE(fastreader @ Apr 14 2013, 12:39 PM) For those who applied from 1st-30th AprilPetrol CashBack Rewards are capped at RM48 per month per customer. In addition, the Bank will pay out only up to a maximum total Petrol CashBack of RM640,000 from 1 April to 31 October 2013, across all Successful Eligible Customers that applied via the Bank’s branches or direct sales agencies (“Campaign Cap”). |
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Apr 16 2013, 11:24 AM
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Junior Member
334 posts Joined: Nov 2005 |
After the smart tag and the petrol cash back and cancel the card d as SCM card really sux. the reward point to redeem is way higher than other bank.
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Apr 16 2013, 12:05 PM
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Senior Member
3,705 posts Joined: Jan 2003 |
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Apr 16 2013, 01:07 PM
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Junior Member
26 posts Joined: Apr 2007 From: Subang Jaya |
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Apr 16 2013, 01:35 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(db07mufan @ Apr 16 2013, 12:05 PM) Not a bad offer: Get supplementary card and get RM300 Cash Back.... another free cash offer from SCB |
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Apr 16 2013, 01:37 PM
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Senior Member
1,151 posts Joined: Mar 2013 |
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