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 The Fennel @ Sentul East by YTL, Sentul East YTL

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Minolta
post Aug 3 2013, 01:11 PM

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QUOTE(Nomos @ Aug 3 2013, 10:41 AM)
Looks like some people confuse 'herd mentality' with 'dumb'
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Certainly bo confusion here. The real "dumb" ones are the people who think people buy property because of "herd mentality".
Minolta
post Aug 3 2013, 01:15 PM

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QUOTE(airline @ Aug 3 2013, 12:07 PM)
Really mk dropping? I here every day wo
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Some people full of fantasy. Hidden agenda? But again, we've heard of MK this and MK that by so many people over the years so its hardly surprising to hear of noobs quoting same bullshit again and again to satisfy their fantasy.
Minolta
post Aug 13 2013, 09:40 AM

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Ok, lets talk bank. Anyone who got loan approval or know of best package from individual banks can share share.

To start off

CIMB: Max tenure 35 years, BLR - 2.5 x 5 years. No lock in.
Minolta
post Aug 13 2013, 09:48 AM

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QUOTE(cybermaster98 @ Aug 13 2013, 09:44 AM)
What you mean BLR-2.5% x 5 years? What about the rest?
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BLR -2.4% thereafter till term.
Minolta
post Aug 13 2013, 08:43 PM

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QUOTE(mkhooi @ Aug 13 2013, 06:54 PM)
Hong Leong :

Maximum tenure : 30 years.

BLR-2.5% for first 5 years
BLR-2.4% for remaining years

Lock in period 3 years.
HSBC :

Maximum tenure : 35 years

BLR-2.5% for first 4 years
BLR-2.45% for remaining years

Not sure about lock in period.
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So hong leong's package seems the worst so far.
Minolta
post Aug 14 2013, 09:39 AM

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QUOTE(blackspot @ Aug 13 2013, 09:30 PM)
i got a unit at block D to release as my gf doesnt like to stay there.  Pls contact me if anyone is interested.  The size is 1488sf.
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If you release, do you think you can arrange for someone u want to get the unit? Or it goes to waiting list?

I tried asking for drop out units at starhill last week, but the YTL staff told me i gotta be put on waiting list....which numbers >100 then.
Minolta
post Aug 14 2013, 09:46 AM

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QUOTE(mkhooi @ Aug 13 2013, 11:37 PM)
Hong Leong at least offering DIBS. Citibank is the most stringent and they are not offering DIBS.
It is something like this:

1) Need to open two account. One sort of like savings (or current, can't remember), another one for mortage.

2) EVERY time the developer paid interest to the bank, say 5k, I would need to top up same amount of money into the mortgage account. So I need to top up 5k. Bank will give me 4% interest rate (lump sump). So based on 5k , I get RM200. Total money that belongs to me is RM5.2k. This 5.2 k will be locked for a period of time, see point number 4. Of course you get to earn savings/current account interest rate.

3) After 30 months (not upon VP) , need to start paying monthly installment.

4. When construction is 50-60% complete, the money that belong to me in the mortgage account will be transferred to savings or current account. Meaning now you can withdraw the money.
Citibank is offering more like a savings plan. I was told because the construction period is 4.5 years, this is the first time they are offering such package.
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Yup, sounds more like a savings plan. But 4% pa does not cut it. Anyone with an outstanding flexi loan account can just dump 5k into their existing loan and save 6.6% - x.x% interest rate which would be undoubtely higher than 4% pa.

But on the other hand.....if you work for a company (ie. bank) which offers you some kinda interest rate rebate on existing loan............
Minolta
post Aug 14 2013, 09:48 AM

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QUOTE(surf-it @ Aug 14 2013, 09:40 AM)
There's a will, there's a way
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Do you know for sure, or ur just saying?
Minolta
post Aug 14 2013, 09:52 AM

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QUOTE(surf-it @ Aug 14 2013, 09:50 AM)
bro Minolta, this is a public forum...
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So u say u tok kok?
Minolta
post Aug 14 2013, 10:00 AM

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QUOTE(surf-it @ Aug 14 2013, 09:54 AM)
just a hint, nothing more and nothing less. peace bro, follow the rule is always the safest.
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Hint? Aint no hint there. If you say it can be done in an open forum, then some innocent reader's gonna try doing what you "hint" and end up wasting their time just because of your hint.

I'm saying it cant be done. Not because of following rules but its been tried by many including myself and not successful. Maybe u think u can do better. So go ahead and proove it.

Thats the difference between tok kok in a public forum and genuine sharing to help fellow forummers. Peace to u too!
Minolta
post Aug 15 2013, 11:01 PM

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QUOTE(Prop321 @ Aug 15 2013, 10:02 PM)
New fennel brochure specify compressed marble for living Hall, timber for room and marble for master bathroom wall and floor. . not bad
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Ur right. Not bad at all
Minolta
post Aug 15 2013, 11:23 PM

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QUOTE(sk2000 @ Aug 15 2013, 11:20 PM)
The spec is same like capers. Can check out capers once completed later.
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2015
Minolta
post Aug 15 2013, 11:31 PM

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QUOTE(sk2000 @ Aug 15 2013, 11:26 PM)
Look at its progress, vp in 2014 shouldn't be a problem.
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Hope not early lah. Later the better. Got DIBS so no worry.
Minolta
post Aug 26 2013, 06:35 PM

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Seems like RHB is the only bank offering BLR - 2.5% whole duration with no lock in period. Others are like max BLR -2.5% for first 5 years from 1st drawdown.

So give RHB a try, though I heard the quota is fast finishing.
Minolta
post Sep 26 2013, 01:16 PM

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QUOTE(chengcheng @ Sep 25 2013, 11:32 PM)
New block jek..

Dunno why YTL claim fully sold...

Gimmick.. To create the die die must buy atmosphere.

Will be interesting if they launch after budget wonder still BBB boh?
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The first 2 blocks are fully sold, except for penthouse. Long waiting list for any loan reject/drop out units for 1st 2 blocks. No need create gimmick. Or false sense of BBB. One buyer given chance to buy 1 unit only during launch with long que and almost fist fight.

1st block is for VVIP. Mean 650psf.
2nd block is public. Mean 680psf with DIBS.

Last 2 blocks. Heard may range to 750psf.

Launching soon
Minolta
post Sep 27 2013, 12:46 PM

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QUOTE(KLsooner @ Sep 27 2013, 11:21 AM)
the 4 1/2 year construction period is carefully planned to escape the RPGT to attrack more flippers.
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Its the 4.5 years thats really attractive to me. I'm usually a collector, not a flipper, so closer to 5 years RPGT doesnt matter much to me. But for this project, the longer the better due to the area maturity. In 5 years, there maybe new MRT/LRT, commercial mall, more condo launches at Sentul West (heard no more condos planned at sentul east), and maturity of Capers. In other words, catalysts. And DIBS some more.
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post Sep 27 2013, 12:47 PM

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QUOTE(mkhooi @ Sep 26 2013, 11:05 PM)
Wow that a good news for phase 1 buyer. Lol
Block C have klcc view so that's why the price could be higher. I bought Block D high floor and was wondering if my unit is higher than Capers I may have some chance to take a glimpse of klcc or kl tower? Wishful thinking...
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Not good news.....if one is also aiming at another buy.......
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post Sep 27 2013, 12:59 PM

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QUOTE(mpca @ Sep 27 2013, 12:56 PM)
you are assuming rpgt is for 5 yrs, I am hearing govt will increase rpgt period in addition to its rates..
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Yup, quite sure it'll still be 5 years. Rate increase is done deal, but unlikely duration. It will be overkill. They want to curb short term speculators, not genuine investors. But we shall see.
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post Oct 1 2013, 12:33 PM

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QUOTE(mytaffeta @ Sep 27 2013, 10:02 PM)
the RPGT calculation is from the date u sign SNP? not from date of VP?
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Always from date of spa
Minolta
post Oct 29 2013, 08:33 AM

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DIBS abolishment likely starting 1st Jan 2014. So any DIBS launch from now till then will be hot. When hot, expect price up rather than down. Furthermore, they'll release 1 more block. Heard they r thinking of keeping the last block till much later. But this news I heard before budget announcement. With the dibs thingy, they might release both before end year.

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