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Credit Cards What is Cross Border transaction fees ?, Charge by Visa / MasterCard

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idoblu
post Nov 8 2014, 10:50 PM

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QUOTE(ronnie @ Sep 22 2012, 11:20 PM)
Visa and MasterCard now charge a cross border transaction fee even when no currency conversion occurs. This relatively new fee - “cross border transaction fee” (MC) or “International Service Assessment (ISA) fee” (Visa) – was initiated by Visa and MC to ‘fight’ usage of the international credit card processing network when no currency conversion occurs.

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arrgghh...i did read this but forgotten about it. now i just charge my iphone/ipad purchases using CIMB card. darn! i should have use my MBB vmad.gif

This post has been edited by idoblu: Nov 8 2014, 10:51 PM
jerryching
post Nov 21 2014, 11:18 AM

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Buy Xiaomi Mi3 in Malaysia Mi Store ...By PayPal (SCB Card) Also Get Charge 0.8% Cross Border Transaction Fee oops.gif oops.gif mad.gif mad.gif vmad.gif vmad.gif
alexwsk
post Nov 21 2014, 02:46 PM

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QUOTE(jerryching @ Nov 21 2014, 11:18 AM)
Buy Xiaomi Mi3 in Malaysia Mi Store ...By PayPal (SCB Card) Also Get Charge 0.8% Cross Border Transaction Fee    oops.gif  oops.gif  mad.gif  mad.gif  vmad.gif  vmad.gif
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i use public bank card no cross border fees
DarReNz
post Nov 21 2014, 09:23 PM

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QUOTE(alexwsk @ Nov 21 2014, 02:46 PM)
i use public bank card no cross border fees
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yeah good to use mbb, pbb, aeon cards all no fees
TSronnie
post Nov 23 2014, 12:37 PM

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Does Citibank charge Cross Border if purchase from Apple Store Malaysia (Online) ?
pisanq
post Nov 23 2014, 01:06 PM

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QUOTE(ronnie @ Nov 23 2014, 12:37 PM)
Does Citibank charge Cross Border if purchase from Apple Store Malaysia (Online) ?
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no cross border fee using citibank cc at aliexpress
DarReNz
post Nov 23 2014, 03:44 PM

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QUOTE(ronnie @ Nov 23 2014, 12:37 PM)
Does Citibank charge Cross Border if purchase from Apple Store Malaysia (Online) ?
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u should update the first page with the mentioned banks nod.gif
midnight_plue
post Dec 9 2014, 04:36 PM

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seems like i gotten myself the wrong card CIMB cash rebate and should have opt for maybank! >.<

cancelling CIMB pronto since i do my purchases mostly online and in foreign currencies. ugh.
adele123
post Dec 9 2014, 04:39 PM

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QUOTE(midnight_plue @ Dec 9 2014, 04:36 PM)
seems like i gotten myself the wrong card CIMB cash rebate and should have opt for maybank! >.<

cancelling CIMB pronto since i do my purchases mostly online and in foreign currencies. ugh.
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you mean online AND foreign currency right?

this fee is charged if online (gateway outside malaysia) BUT local currency... doesn't apply to you?
midnight_plue
post Dec 9 2014, 04:46 PM

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QUOTE(adele123 @ Dec 9 2014, 04:39 PM)
you mean online AND foreign currency right?

this fee is charged if online (gateway outside malaysia) BUT local currency... doesn't apply to you?
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yup, online and foreign currency.

use a lot of paypal and buy stuff from international locations, so... don't see it's use to me now. LOL

local wise i buy mostly from lelong, or those indie online seller, not applicable for the cross border fees d tongue.gif
adele123
post Dec 9 2014, 05:26 PM

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QUOTE(midnight_plue @ Dec 9 2014, 04:46 PM)
yup, online and foreign currency.

use a lot of paypal and buy stuff from international locations, so... don't see it's use to me now. LOL

local wise i buy mostly from lelong, or those indie online seller, not applicable for the cross border fees d tongue.gif
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if paypal, and not MYR, you don't have this cross border fee... cause already incurred charges due to forex.
midnight_plue
post Dec 9 2014, 05:38 PM

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QUOTE(adele123 @ Dec 9 2014, 05:26 PM)
if paypal, and not MYR, you don't have this cross border fee... cause already incurred charges due to forex.
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oh! okay~ that means got the 2.5% forex charge right if i read previous post correctly...
the 2.5% forex charge all banks also got this charge right?
adele123
post Dec 10 2014, 09:13 AM

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QUOTE(midnight_plue @ Dec 9 2014, 05:38 PM)
oh! okay~ that means got the 2.5% forex charge right if i read previous post correctly...
the 2.5% forex charge all banks also got this charge right?
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best if you refer here
twho
post Dec 27 2014, 06:47 PM

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I kena the 0.8% with CIMB card when i bought from XIAOMI
So, it's CIMB and a few other that charges this?

How do they categorized them as cross border transaction.

This post has been edited by twho: Dec 27 2014, 07:02 PM
ronron
post Jan 31 2015, 11:41 AM

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Bought iPad at Apple malaysia website, item shipped from Apple singapore. Purchased by my SCB credit card. Net price same as website no extra charges.
boonhan
post Feb 1 2015, 12:54 PM

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Purchase item from http://www.qoo10.my/
got any border charge?
Using CIMB cc.

This post has been edited by boonhan: Feb 1 2015, 12:54 PM
luke00
post Mar 6 2015, 12:05 PM

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what about Lazada? got charge?
cadmus
post Apr 21 2015, 09:30 AM

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Purchase from Mi Malaysia. Paid using Paypal, link to my CIMB credit card. When it is published in my CC account, extra charge of 0.8%...sad.gif
TSronnie
post Apr 21 2015, 11:17 AM

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QUOTE(cadmus @ Apr 21 2015, 09:30 AM)
Purchase from Mi Malaysia. Paid using Paypal, link to my CIMB credit card. When it is published in my CC account, extra charge of 0.8%...sad.gif
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Reported previously by other forummers too... too bad blush.gif
DarReNz
post May 21 2015, 09:18 AM

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QUOTE(twho @ Dec 27 2014, 06:47 PM)
I kena the 0.8% with CIMB card when i bought from XIAOMI
So, it's CIMB and a few other that charges this?

How do they categorized them as cross border transaction.
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when the payment gateway is outside of malaysia you'll get charged

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