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Credit Cards What is Cross Border transaction fees ?, Charge by Visa / MasterCard

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midnight_plue
post Dec 9 2014, 04:36 PM

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seems like i gotten myself the wrong card CIMB cash rebate and should have opt for maybank! >.<

cancelling CIMB pronto since i do my purchases mostly online and in foreign currencies. ugh.
midnight_plue
post Dec 9 2014, 04:46 PM

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QUOTE(adele123 @ Dec 9 2014, 04:39 PM)
you mean online AND foreign currency right?

this fee is charged if online (gateway outside malaysia) BUT local currency... doesn't apply to you?
*
yup, online and foreign currency.

use a lot of paypal and buy stuff from international locations, so... don't see it's use to me now. LOL

local wise i buy mostly from lelong, or those indie online seller, not applicable for the cross border fees d tongue.gif
midnight_plue
post Dec 9 2014, 05:38 PM

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QUOTE(adele123 @ Dec 9 2014, 05:26 PM)
if paypal, and not MYR, you don't have this cross border fee... cause already incurred charges due to forex.
*
oh! okay~ that means got the 2.5% forex charge right if i read previous post correctly...
the 2.5% forex charge all banks also got this charge right?
midnight_plue
post Feb 16 2017, 02:55 PM

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i tend to only use CIMB for offline purchases to avoid cross border fee. Anything online i stick to MBB and OCBC.
midnight_plue
post Feb 16 2017, 05:56 PM

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QUOTE(lilsunflower @ Feb 16 2017, 04:06 PM)
But if you use CIMB CR for Shopee you get 5% cashback. Minus the 1% it's still 4%. Better than MBB and Citibank right?

Best card for me for Shopee is PBB VS. No extra charges and 6% cashback.
*
that makes sense~ smart shopper rclxms.gif
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