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Credit Cards What is Cross Border transaction fees ?, Charge by Visa / MasterCard

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Petre
post Apr 29 2016, 11:52 AM

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QUOTE(DarReNz @ Apr 27 2016, 08:02 PM)
which bank card are you using ? and is it visa/mastercard/amex ?
*
visa... i didnt even realize this. so mastercard and amex got different rates too? blink.gif
edwardccg
post May 6 2016, 10:10 PM

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the transaction description usually will have country code at the back,
for eg: PAYPAL * LAZADA ..... SG

please help to check if my understanding correctly?
CountryCodeCurrency chargedCross border fee?Remark
MYMYRNo
MYother currencyNoI think this case is quite rare, right?
other than MYMYRYesfor eg: Lazada via paypal
other than MYother currencyNofor eg: paypal payment in other currency

This post has been edited by edwardccg: May 6 2016, 10:18 PM
DarReNz
post May 6 2016, 11:03 PM

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QUOTE(edwardccg @ May 6 2016, 10:10 PM)
the transaction description usually will have country code at the back,
for eg: PAYPAL * LAZADA ..... SG

please help to check if my understanding correctly?
CountryCodeCurrency chargedCross border fee?Remark
MYMYRNo
MYother currencyNoI think this case is quite rare, right?
other than MYMYRYesfor eg: Lazada via paypal
other than MYother currencyNofor eg: paypal payment in other currency
*
actually u won't be able to tell cause you can be charged in the local currency MYR and yet have cross border fees cos the payment gateway/server is hosted outside of msia
edwardccg
post May 7 2016, 12:49 AM

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QUOTE(DarReNz @ May 6 2016, 11:03 PM)
actually u won't be able to tell cause you can be charged in the local currency MYR and yet have cross border fees cos the payment gateway/server is hosted outside of msia
*
not related to the country code posted in description?
So there might be cross border if posted in MY country code as well?
victorywp
post May 7 2016, 01:02 AM

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QUOTE(edwardccg @ May 6 2016, 10:10 PM)
the transaction description usually will have country code at the back,
for eg: PAYPAL * LAZADA ..... SG

please help to check if my understanding correctly?
CountryCodeCurrency chargedCross border fee?Remark
MYMYRNo
MYother currencyNoI think this case is quite rare, right?
other than MYMYRYesfor eg: Lazada via paypal
other than MYother currencyNofor eg: paypal payment in other currency
*
yes, i think this is correct. that's my understanding too.

QUOTE(DarReNz @ May 6 2016, 11:03 PM)
actually u won't be able to tell cause you can be charged in the local currency MYR and yet have cross border fees cos the payment gateway/server is hosted outside of msia
*
if the payment gateway is hosted outside of malaysia, i suppose it won't write MY or KL at the back.
yw46
post May 7 2016, 09:21 AM

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Used SC Gold to pay agoda, 1% cross border fee
DarReNz
post May 8 2016, 12:40 PM

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QUOTE(yw46 @ May 7 2016, 09:21 AM)
Used SC Gold to pay agoda, 1% cross border fee
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ronnie can add this to Agoda Online Booking
edwardccg
post May 26 2016, 06:31 PM

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first time use SCB card and just notice that it charge cross border haiz...
wu ming
post May 28 2016, 08:09 AM

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How to know whether being charged 0.8%? Is it being charged separately or included in the final bill?
TSronnie
post May 28 2016, 01:59 PM

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QUOTE(wu ming @ May 28 2016, 08:09 AM)
How to know whether being charged 0.8%? Is it being charged separately or included in the final bill?
*
If you use the CC and merchant listed on Post #1, probably your final charged/posted amount will be higher by 0.8%
tanks268
post Jun 6 2016, 02:12 PM

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QUOTE(ronnie @ May 28 2016, 01:59 PM)
If you use the CC and merchant listed on Post #1, probably your final charged/posted amount will be higher by 0.8%
*
can add uber got charged 0.8%(cross broder) by using cimb cc
tanks268
post Jun 6 2016, 02:15 PM

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QUOTE(ronnie @ May 28 2016, 01:59 PM)
If you use the CC and merchant listed on Post #1, probably your final charged/posted amount will be higher by 0.8%
*
sorry double post

This post has been edited by tanks268: Jun 6 2016, 02:16 PM
DarReNz
post Jun 7 2016, 07:22 AM

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removed

This post has been edited by DarReNz: Jun 7 2016, 07:23 AM
DarReNz
post Jun 7 2016, 07:23 AM

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QUOTE(tanks268 @ Jun 6 2016, 02:12 PM)
can add uber got charged 0.8%(cross broder) by using cimb cc
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this is mobile app right ? ronnie
akib_mullen
post Jul 4 2016, 02:05 PM

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I confused why i buy something at 21.99 from google play but in tx history 22.17 until i found this thread. Now I know why.

Using cimb CR, 0.8% cbf with google*GB

This post has been edited by akib_mullen: Jul 4 2016, 02:05 PM
aromachong
post Jul 4 2016, 04:40 PM

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scb worldmiles charge some fees for agoda.. but it's still good provide they give good discount
Jason
post Aug 8 2016, 11:53 AM

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CIMB charges cross border for Groupon purchase. 0.8%
mamamia
post Aug 12 2016, 08:44 AM

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SCB Cashback gold charged 1% on online order via Malaysia web, but, after charged, the transaction shown as Spore.
gastacopz
post Sep 15 2016, 11:45 PM

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how about shopee.com.my.

if pay using card, they want us to pay in usd..

any border fee incur or not?

many thanks..




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soyusa
post Sep 16 2016, 12:59 AM

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QUOTE(gastacopz @ Sep 15 2016, 11:45 PM)
how about shopee.com.my.

if pay using card, they want us to pay in usd..

any border fee incur or not?

many thanks..
*
So far tested with Maybank + Citibank, no such charges.
Somehow for my CIMB card, I have not try it as may be charged for border fee if pay via Shopee, since their payment gateway is in oversea.

This post has been edited by soyusa: Sep 16 2016, 01:27 AM

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