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Credit Cards What is Cross Border transaction fees ?, Charge by Visa / MasterCard

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soyusa
post Sep 16 2016, 12:59 AM

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From: KL KL KL
QUOTE(gastacopz @ Sep 15 2016, 11:45 PM)
how about shopee.com.my.

if pay using card, they want us to pay in usd..

any border fee incur or not?

many thanks..
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So far tested with Maybank + Citibank, no such charges.
Somehow for my CIMB card, I have not try it as may be charged for border fee if pay via Shopee, since their payment gateway is in oversea.

This post has been edited by soyusa: Sep 16 2016, 01:27 AM
soyusa
post Feb 8 2017, 02:35 PM

On my way
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Junior Member
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From: KL KL KL
QUOTE(gastacopz @ Feb 8 2017, 01:40 PM)
Shopee which card no cross border fee?
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In generally, avoid CIMB when involve foreign currency exchange.
For Shopee, I used Citibank and Maybank, all good.
soyusa
post Jul 3 2017, 02:42 PM

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From: KL KL KL
QUOTE(wjleong15 @ Jul 2 2017, 03:32 PM)
seems CIMB increase its cross border fee to 1%
taobao transaction 1% charged
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The rule is simple, avoid using CIMB card any oversea online transaction, then you are save.

QUOTE(DarReNz @ Jul 3 2017, 12:44 PM)
did you pay in MYR ? You should pay in RMB  sweat.gif
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Yes... if wjleong15 able to pay with RMB would be great, this would save some money.
But not everyone able with their alipay account in RMB, probably want to avoid some risk to ask alipay agent pay for the transaction? sweat.gif

soyusa
post Jul 4 2017, 09:58 AM

On my way
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Junior Member
575 posts

Joined: Jan 2003
From: KL KL KL
QUOTE(fruitie @ Jul 3 2017, 10:57 PM)
I opened in Malaysia and will open a bank account in China next time to link it.
Now cannot verify my ID. It is linked to my credit cards and charged straight to my CC with 3% service charge, with cash back still OK la. However, whenever I need any fund, my China best friend will transfer to my AliPay or she helps me to pay for my stuff and we only kira when we meet each other. tongue.gif
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I thought you already went to China and get your Alipay account “认证” done after open local account in there. doh.gif
Link to CC is common for foreigner outside of China, getting someone have money in alipay is another option. biggrin.gif
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