Habis bullet how to queue ?

But he Q at 0.89, then after that change his Q to 0.885 and eventually bought nothing

Hahaha, just voicing my opinion, similar to you who like to say you won't spoon feed other people....

Chill bro, by your logic, I also pick on cherroy in the USD/MYR thread ? Just because our opinion is different, doesn't mean I pick on you. Same goes with cherroy. We are matured people. I don't pick on anybody

When hansel and me "exchange idea" maybe 2-3 years ago, have you joined ? He never said I pick on him. And I never said the same thing on him also. We voice out our opinion freely. Don't be perasan bro...

Was referring to you....if you can Q, means you still have bullets

Ok, to prove a point, have you made a calculation how much is $0.005 affect the dividend yield ?

Say,
Assumption - long term investment (not trading)

Price $1.00
Dividend yield = $0.07 or 7%

If you manage to buy at 0.995, your dividend yield will increase to 7.04%. The difference is only 0.04%

For 0.04%, you run the risk of being not able to add the stock to your portfolio


However, if your aim is trading, then yes, you should be mindful for even $0.005 as that will affect your trading profit as your turnover will be very big

Walao...

For $1000, the difference between 7.00% and 7.04% yield is only 40 cents per year !

40 cents per year makes so much difference to you ? Your life must be very stressful if you care about 40 cent per year difference...

What is your focus if I may ask ?

For Reits, isn't the purpose dividend yield and dividend yield ? With capital gain over long term the bonus ?

With the exception of that aunty who trade Sunreit for a good weekend meal....

My view is start with malaysia platform first. Much easier.

Broker fees and other cost is not the deciding factor for your return. It's much less than 1% difference

I notice when I put up some numbers, Ramjade would stop responding. Happens a few times already

He is good at arguments with words, but stops when face with numbers....

You should compare how much you would have saved with local platform. Do those who ask like TSOM a favor.

There must be a threshold when it is more economical and worth the hassle to open a Singapore accounts. My guess is the amount you save is not worth your effort to go down to Singapore and open bank accounts and trading account

In time to come, you will have a good grasp of the financial numbers. You have the character to be successful in investment because you are willing to learn and not shy to ask

Keep an open mind is most important. Now you may not agree "acquisition cost" is not as important as "risk and return" in investment decision, but do keep that in mind and assess your style after maybe 2 years. Then you can look back at your history and see you have made the right decision

Congrats....finally

This post has been edited by Showtime747: Apr 6 2017, 07:57 AM

Guys, don't borrow to buy dividend shares lah....

Now is a mini bull market. You will see almost every counter going up. Giving you a sense of making money is easy. If you borrow to buy, later will get into trouble.

Those who borrow usually are traders, where their returns are in 10s of %. Dividend shares usual return only <10%, the risk/return is not worth to take

When I bought DBS at ~$14, STI was around 2600 I think.....OCBC was $7+ and UOB was $17+

You need a mini market crash to wish for that price

Wishful thinking but hope your wish come true though....

Everything you also think from the cost side. And assume people hold less counter because of the puny dividend handling charge.

If you always think about the cost side, how to become successful in investment ?

I have only about 10 counters. Not because of the cost, but because of my own preference.

I never bothered about those 0.xx% cost. Too little for the effort. Should concentrate of finding the right counter...

Of course, unless you are trading, then every small cost counts

Because the hedge fund cannot out-perform index. So simple. Why you want to pay someone if he cannot give you more return than a simple index ?

If the hedge fund can give more returns than ETF, all investor including Warrent Buffett will happily park their money with them. Don't need a lot, just +3% many investors will invest with hedge fund

Totally 2 different scenario, bro


This is even more absurd. If the manufacturer is talking only about 0.xxx% of cost saving, do you think they will take the trouble to move their factory ?

They will not move their factory if they cannot save substantial cost. I would say cost saving of >25% only will make them interested to move. If not, why bother for 0.xx% ? Even 5% savings I won't take the trouble to move


Actually it is not about the amount. It is about time cost. For many, their time cost is worth more than your example $200.

You are very free now, so your time cost is very low. Practically zero. In fact if I were you, I would look forward to any excuse to do something. If I can save $200, then I wouldn't feel guilty doing nothing at home

But to many of the working people, not many can afford the time to go to Singapore to open account. It is not worth it because they can make more money from their job per day than the cost savings

You have the privilege (time and opportunity) to open the accounts in Singapore. For those who are so busy, they may feel it is not worth it at all. The amount is too small relative to the dividend amount

Of course, if a person can afford the time, it is good to have a Sg account. But if don't have a Sg account, one can always invest in SGX as well.

Although I have accounts in Sg, but I can understand those who feel not worth it to go down purposely to open a account

Think % bro, it is no point to talk about absolute amount because all of us are from different background

BTW, you underestimated me

I think the more important consideration is KLSE vs SGX

If SGX can give 8% returns vs KLSE 6%, then even if using Malaysia platform is worthwhile. The dividend charge is too small relatively

Not necessary die die must have Sg platform

Bro Ramjade is so concentrated in cost rather than returns. He may have send a wrong signal in the ultimate purpose of investment

Good on you that you can save 1%.

But for those who don't have the time to go down Sg, concentrate on the returns side. See whether SGX can provide better returns than KLSE. Like the example above if SGX can give 8% vs KLSE 6%, it is still worth it to invest in SGX through local platform. The cost is low relative to the extra 2% returns

Also consider the investment is in S$ instead of RM. Historically, S$ is a good hedge. It is a good diversification to lower the risk

This one is even more remote than BNM impose capital control again

If malaysia bank close shop, then Singapore market will crash also. All regional market will also crash.

If this threat is coming, better diversify beyond SGX. Into different stock market of the world, and different asset class like bonds, property, precious metal, art collection, bonds, forex...