Danilo,
I received call too. Same offer for 80% loan from HLB which i am not interested.
Waiting for other banks as well.

this is pre loan approval, normally will be lower. Wait until the actual Advertising Permit (AP) and Building Plan (BP) secured. Then Banks will be more confident to provide more loan as per quota allocated by their HQ.

Peri,
Thanks for the info. I was just thinking...wouldnt it be a waste of time if banks do pre loan approval knowing that people will wait for a better offer later...haha...

Normally bank will process any application that go in to their desk, sometime they accept, sometime they reject, sometime they lower their offer.

They are paid to do for this. Who knows, maybe now they offer u 80% loan only, u might interested to get it. Business still a business. They offer, u accept or reject.

They dont sit in office from 9 to 5 and only process loan that with AP, BP or title. Thats why it called, pre loan approval. Usually not attractive.

Just my 20 cents

Thanks again...your 20 cents makes sense!

No problem bro, im still hoping the AP can drag until next year so that i can eligible for another round again for stamp duty 50% exemption.

Starting Jan 2013, i heard the min SNP price had revised from 350k to 400k. Which means im eligible again. I dont think necessary must 1st property at all time.

inb4,

2008 - 2009 - once

2010 - 2012 - 2nd

now hoping 2013 - third

I got the same call ...
HLB, 2.35%, 80% and 30 years. I am not interested either. Asked if can appeal or not and she said cannot ... LoL ...

Btw, just wondering, if all bank also only offer 80%, and i don have money to pay the additional 10% D/P, can i cancel the deal for this property?

guys, MRT Balakong station going to start very soon



The model



No Park & Ride, but i think will got MRT transit since our silk residence just sit along highway

Bro, thanks for the info.

My company is looking for land around that area, prefer around WOTP or BTHO area . got any jalan ah?

PM me if you have. TQs

I can't imagine the traffic after MRT is completed..the traffic is quite bad right now

Where is the exact location of the MRT?

been to bt 9 the old KFC there makan ayam? that old stretch of old shop lot. just next to cheras kajang highway

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Added on October 19, 2012, 4:26 pmthose buyers like like in selayang, rawang, seri kembangan, putrajaya, cyberjaya, shah alam and etc want to welcome MRT also hardly. Syukur MRT is reaching here

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Added on October 19, 2012, 4:28 pmhaha, okok, i try call my my agents. see they got jalan or not.

For your info, most of the land owners there are cina apek. Normally they prefer JV and contra unit.



This post has been edited by peri peri: Oct 19 2012, 04:28 PM

HLB approved 80% means we only pay 10%,another 10% is developer giving?

Been there eat curry mee only.

But the traffic condition over there ald pack.

Can't imagine after the MRT come.

Btw, does it call MRT or LRT?

wait for traffic relief lor. Local council will find ways to expand those small trunk road in future if government did not SonglXp that much. Worst come to worst, take motorbike if u urgent

MRT = Mass, LRT = Light

dont get confuse with recent extension of LRT from putra height to puchong then to bkt jalil

MRT is awesome, got a lot tunneling

Better take bicycle.

How far have to travel from The Silk to MRT?

less than 2.5km.

i plan to get my bicycle gang from Silk residence owners to have some weekend bic cycling along the Silk Highway via sg long via kajang

MRT most anticipated mean machine

The train look handsome.

If is just 2.5km then is worth to exercise more. Bicycle all the way~~~

http://www.mudah.my/Agricultural+Land+At+B...nn-17867278.htm

found one, this is confirm next to WOTP. but premium not paid. add up might be around rm120psft. good luck

wow ... nice sharing peri gor ... I don't even know that it was demolished to make way for the MRT project. I thought they going to build some shoplots there.

yes, another 10% u pay urself lo ... another 10% rebate from developer.