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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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cybpsych
post Jul 8 2022, 12:42 PM

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All Stars
65,367 posts

Joined: Jan 2003
[CompareHero] Caim your RM200 cash via DuitNow OR RM200 TNG eWallet credit when you successfully apply, activate, spend and sign up for Balance Transfer with Alliance Bank Credit Card. That's not all, enjoy 0% Balance Transfer for 12 months!

✔ Exclusive for customers who apply for Alliance Bank Visa Platinum, Alliance Bank Visa Signature or Alliance Bank Visa Infinite only.
✔ Minimum monthly salary is RM2,000.
✔ Exclusive campaign on CompareHero.

Apply now! Visit https://bit.ly/3nDoxfz for more information. T&C Apply


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cybpsych
post Oct 19 2022, 09:32 AM

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QUOTE(pepsin @ Oct 19 2022, 09:19 AM)
Do I need to make a call to get the SST rebate or automatically rebated?
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call la

SST no auto-rebate le. it's law to impose SST to each of your cc.

calling is to manually request for extra rebate. as usual, subject to approval
cybpsych
post Nov 4 2022, 10:59 AM

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QUOTE(GGSC27 @ Nov 4 2022, 10:45 AM)
where is it? counter or booth?
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https://www.alliancebank.com.my/promotions.aspx
cybpsych
post Nov 22 2022, 01:25 PM

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All Stars
65,367 posts

Joined: Jan 2003
[CompareHero] Get yourself a RM600 TNG eWallet credit or Mi Vacuum Cleaner Light worth RM429 when you successfully apply, activate, spend and sign up for 0% Balance Transfer with Alliance Bank Visa Credit Card.

Campaign date: 22 November - 7 December 2022

Apply now! Visit https://bit.ly/3gdEk4v for more information. T&Cs apply.

user posted image

This post has been edited by cybpsych: Nov 22 2022, 01:26 PM
cybpsych
post Jan 9 2023, 08:25 AM

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QUOTE(Fortezan @ Jan 9 2023, 08:21 AM)
Do you have the link for this campaign? The only one I can find is the promo from CompareHero but you need to sign up for Balance Transfer to be eligible for the RM600
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already ended

https://www.alliancebank.com.my/Alliance/me...campaign-tc.pdf
cybpsych
post Jan 18 2023, 04:32 PM

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All Stars
65,367 posts

Joined: Jan 2003
[CompareHero] Get yourself either a RM600 or RM300 Touch 'n Go eWallet credit when you successfully apply, activate, spend and sign up for 0% Balance Transfer with Alliance Bank Visa Credit Card.

Campaign date: 18 January - 1 February 2023

Apply now! Visit https://bit.ly/3X5Ddo0 for more information. T&Cs apply.

user posted image

This post has been edited by cybpsych: Jan 18 2023, 04:33 PM
cybpsych
post Jan 29 2023, 10:05 AM

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65,367 posts

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QUOTE(wilson1989 @ Jan 29 2023, 08:00 AM)
Anyone using Younique credit card?  Any pro and cons of this card?
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below

QUOTE(cybpsych @ Jan 14 2022, 06:47 AM)
theoretical calculation

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QUOTE(hown @ Apr 7 2022, 06:24 PM)
Visa signature is much better than younique for ewallet top up.
RM3k top up i get RM55 cashback for VS, RM42 for younique
cybpsych
post Jan 29 2023, 12:27 PM

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QUOTE(!@#$%^ @ Jan 29 2023, 12:16 PM)
hmmm so should i terminate my younique card since i have VS already?
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if you can maximize from both cards, keep lor

not like you can get VS x2
cybpsych
post Mar 28 2023, 10:06 AM

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On your mark, get ready to digitalise your card!

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cybpsych
post Mar 30 2023, 10:05 PM

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QUOTE(tlc7 @ Mar 30 2023, 09:41 PM)
Can block card through app?
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virtual card usually has this function
cybpsych
post Apr 27 2023, 09:56 AM

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QUOTE(furuku89 @ Apr 27 2023, 09:46 AM)
user posted image

I recently just applied through Alliance App, I saw my eccris, they offer 3k limit pending processing, why so low limit?
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they need to put a temporary/placeholder CL during application and submit to BNM for reporting.

once assessed and approved, the CL will be adjusted accordingly.
cybpsych
post May 3 2023, 03:39 PM

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All Stars
65,367 posts

Joined: Jan 2003
Enhance your credit card security and be one step closer to preventing online security breaches with the all-new Alliance Bank Visa Virtual Credit Card, Malaysia's first virtual credit card with a unique Dynamic Card Number feature.

Sign up using the code ‘RPVCC’ and you may just win RM1000 Touch ‘n Go eWallet Credit on top of a guaranteed gift of RM200 by Touch ‘n Go eWallet Credit.

Apply here https://bit.ly/Unbox-ALLIVCC-May-Week1-2023 | T&C's apply https://bit.ly/Unbox-ALLIVCC-May-Week1-2023-TNC

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cybpsych
post Aug 7 2023, 09:22 AM

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QUOTE(13th @ Aug 6 2023, 01:15 PM)
use a desktop or laptop, login to see your account, in the url https://xxxx (in the bottom of your browser, the hyperlink or some sort) will have your full credit card number. to confirm your credit card number, duitnow transfer rm1 to that credit card number, and it will reflected as soon as possible in the vcc app. that's how i paid it after 3days got the access

edit: add proof

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thanks but this is a serious security risk when exposing card number on the url/plaintext laugh.gif bangwall.gif
cybpsych
post Aug 7 2023, 11:27 AM

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QUOTE(13th @ Aug 7 2023, 11:23 AM)
i have reported to them already took me 30-40minutes to explain this to them. seems like no issue based on the feedback i received lol
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L1 dont care hahhaa

try escalate to BNM, as this is a serious security exposure

i dont have the full screenshot (not ALBB customer anyway), else would've get relevant parties to take note of this bad implementation
cybpsych
post Aug 7 2023, 12:21 PM

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QUOTE(13th @ Aug 7 2023, 11:29 AM)
can guide me how to do that  shocking.gif ?
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https://bnmlink.bnm.gov.my/
cybpsych
post Aug 7 2023, 12:54 PM

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QUOTE(13th @ Aug 7 2023, 12:42 PM)
wait, does that mean if i am connected to public wifi or internet, since the url is plain text if attacked by packet sniffer will be able to see the credit card number? I thought https is already encrypted, can explain more if you know?
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so plainly visible, no need sniffer also can copy la

take phone, take photo on your screen. kaotim.

it doesn't matter the method of leakage, the implementation is the problem.
cybpsych
post Nov 4 2023, 10:17 AM

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QUOTE(keeplwk @ Nov 4 2023, 08:38 AM)
Why you get only RM55 in cash back? 5% of 3k is like Rm150..
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count by each tier %

not by total
cybpsych
post Nov 7 2023, 03:06 PM

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QUOTE(Secret_Garden @ Nov 7 2023, 02:29 PM)
is it u spend within the range of 2K-3k u will still get 55.5 cashback?
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example calculation

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cybpsych
post Dec 1 2023, 09:44 AM

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QUOTE(songokujames @ Nov 29 2023, 04:23 PM)
Cashback based on statement month:
-HSBC
-Alliance
-Cimb
-UOB
-RHB

Cashback based on calendar month:
-Maybank
-Standard Chartered
-HLB
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QUOTE(songokujames @ Nov 30 2023, 08:01 AM)
Cashback based on statement month:
-Alliance
-Cimb
-UOB
-RHB
-OCBC
-Affin
-PB

Cashback based on calendar month:
-Maybank
-Standard Chartered
-HLB
-AEON

Need clarification on HSBC whether it is statement month or calendar month.
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QUOTE(songokujames @ Nov 30 2023, 10:14 AM)
Cashback based on statement month:
-Alliance
-Cimb
-RHB
-OCBC
-Affin
-PB

Cashback based on calendar month:
-Maybank
-UOB Evo
-Standard Chartered
-HLB
-AEON
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QUOTE(songokujames @ Dec 1 2023, 09:39 AM)
Cashback based on statement month:
-Alliance
-Cimb
-RHB
-OCBC
-Affin
-PB
-UOB One

Cashback based on calendar month:
-Maybank
-UOB Evo
-Standard Chartered
-HLB
-AEON
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aiyor, dont need keep posting ler, just update the initial post

also, this post is better in General Q&A topic as a point of reference; as it cut across multiple banks/cards.

This post has been edited by cybpsych: Dec 1 2023, 09:44 AM
cybpsych
post Dec 26 2023, 07:15 AM

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QUOTE(notokay @ Dec 25 2023, 11:15 PM)
just wondering if i overpay rm8 or so on my credit limit, can i withdraw it or have no choice but to carry forward? (small amount but i think i want to  use other card now)
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any kind of cash withdrawal from credit card is considered CASH ADVANCE; of which comes with fees.

why you wanna do this withdrawal? not going to use the card?


2 cheaper ways to "get" the RM8 (or excess credit)...

1) spend it, eg reload into ewallets or use paywave to spend (eg go 7E or convenient stores and find exact amount to pay). this will offset from the excess credit.

2) terminate the card and bank will need to refund the excess to you.

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