can cancel VI unless you are planning to keep for the lounge access, but be mindful of the annual fee waive requirement

otherwise the VCC is a good replacement for continuing 8x TBP for ewallet and online spending

Shouldn't be. VCC is Visa Platinum. And they always advertise it as a seperate product on their catalogue.

But better clarify with CS, and whether cancelling VI would affect the credit limit since it's shared for my case for example

This post has been edited by ZeneticX: Jul 12 2025, 11:24 PM

They nerfed VI but TBP value remains as it is

if you want to continue earning TBP still can use VCC, it remains at 8x for ewallet and online for now

This post has been edited by ZeneticX: Jul 14 2025, 10:18 AM

that's why I say for now... just utilise it until they decide to nerf it

anyway my speculation is they won't nerf VCC for the time being since this is their best chance to get people over to VCC. otherwise they would've applied the same nerf as VP

This post has been edited by ZeneticX: Jul 14 2025, 11:52 AM

for earning TBP VI no longer useful

still acceptable if you want to use as lounge card.... but tbh there's probably better choices for lounge cards out there

Virtual Card still remain 8x TBP for ewallet and online spent.

need minimum annual spent for annual fee waiver iinm, which defeats the purpose anyway since your spending no longer provide any benefit unless you spend overseas

This post has been edited by ZeneticX: Jul 14 2025, 03:14 PM

VCC should be safe for now since they specifically mentioned it, otherwise it will get the same nerf as VP

I thought all the while need min spent for annual fee waiver? That's what I understood when I applied for my card early this year. First year free, subsequent years 12k min annual spent for waiver

Thanks. Missed this information, was too focused on the benefit revision

afaik, no longer waivable no matter how much you spent

I doubt 60k income got much chance to spend overseas to utilise the perks also lol. Unless constant company assignment

Yes. VCC continue to earn 8x TBP for ewallet and online

Replace with VCC. Gonna cancel VI next year before my af date if really cannot waive. Need to look for a replacement lounge access card.


The usual advice is to convert only when you have plans to use your miles. You risk miles devaluation if it's just sitting in your account without being used, especially for Enrich which happened many times in the past

This post has been edited by ZeneticX: Jul 28 2025, 06:05 PM

Done removed my VI from all my ewallets

Generated 3 seperate VCC for Shopee, Grab and TnG. Actually quite a nice feature, starting to see the appeal

Wondering if anyone here have the solution for this before I contact CS....

So I've added my VCC to Samsung Wallet previously (I used the default add to Samsung Wallet option on the Alliance app instead of manually creating a card)

Recently I got a new Galaxy smart watch, and I'm trying to add the card to my watch as well, but it's asking for the CVV number in order to add.... anybody know how to get this CVV number? I can view the CVV number for all my manually created cards in the Alliance app but not the main VCC....

This post has been edited by ZeneticX: Aug 31 2025, 06:03 PM

It's all in your app. There is no main card number, you need to generate a number either for one time use or set period/limit

It takes some time. Wait until your statement come out to see if it's reflected

imo Alliance is a bit slow when it comes to updating the transaction history

did you make any purchase conversion to installment plan?

Yep. And the x1 point will be credited back to you, but i forgot is lum sump in the next statement or gradually as you pay the installment