Today a old friend of mine who work as sales exec ask me why i dont buy better cars as i just driving a dugong while he own a crz which he upgraded lately from a proton saga lmst.

He advise me to get another car instead of driving my cheap dugong.. He said dugong too common and not suitable for guy. I dont have comment about that as i more care about investment on properties which can earn $$..

I know as a sales exec might need better cars to prove to their customer that they are capable but i work in MNC i feel no need to waste money just to upgrade to one level right..?

I have few friends who work as sales also drive cars better than me but they are just staying in apartment and some just rent room/house. Good cars for me wont boost my salary.. I know good car for them might be helpful..

How do u guys think..? If got extra cash >90k on hand, you will change car..?

wth is dugong ~_~

Vios

This sounds more like Kopitiam or Finance Section thread..

better don't spend your money on car bro my advise to you. coz i'm like you have 5 digits money in bank. then go buy car with that money. now need to collect more money to buy house also susah.

sales exec drive crz?

cant impress any customers unless his customers are bunch of 16 years old teenagers.

lol

lu jual apa?

He should drive MERZ or BMW if he wants to impress his customers?

if buy car to impress ppl, then its wrong.

if buy car to impress/reward yourself, then by all means

buy house first la.

I dont do sales. I worked in mnc company..

No problem ts, u r not alone. I drive a myvi but own a land and farm.
Malaysians generally equates car to wealth, thats why they r slaves for life.
Loans r available to enhance the illusion of affordability for the general public.
Trust me, U will have the last laugh when the time is right to flaunt!

This post has been edited by babyrabies: Jul 23 2012, 11:57 PM

Pls ts dun spend on car..
I oso drive a dugong..
Bt regret, shud hav bought a viva thn i cn buy my 1st property 2 yrs earlier...
Occasionally i am still considering nice cars, bt whn the brain gt ctrl, i keep tat money

diff ppl has diff priority in life

u dont own them, they dun own u, both entitle to their preference.

but i agree, get a roof over ur head b4 u get a fancy car.

inilah dugong

dont waste money bro ... save money put in investment ...how old are u ?

kawan mu bodoh besar

Well, if you want to drive a safer/more enjoyable car, i.e. you actually want a better car, then change. Otherwise just keep the Vios. It will get you from A to B.

Basically just do whatever you want and what makes you happy. Does it matter if others think you are rich? I am more willing to give way to someone in a cheap car. (Unless it's a Vios or Avanza, then I don't give way, or a German car, then I do). Of course if you need it to make business (i.e. you need to give a good image, you have to meet clients and customers that are very rich, ...) then it is different. But you said that doesn't apply to you.

Also beware that an expensive car will make you a more likely target for robbery, since you are apparently rich.

Real picture..? How it climb so high?

i like dugong. the sea cows are so cute n chubby.

vios is nice to drive too.
maintenance is cheaper than SSS too.
finally, no point getting an expensive car if you have yet to own a house/condo at least.

it doesn't climb.

it shares a common skill with its hatchback Maivee counterpart. The skill name is fly to the moon.

u know what? the most most previous thing is the couple standing on the right side, intact
that is what all car makers trying to achieve.

what turtle la, flying la, as long as the ppl can stand harmlessly after accident, that is good.



ok, not trying to say myvi/vios should drive ultra fast or what.

bro, i personally saw an ESTIMA at 3 times that height, and the driver calmly sat at roadside smoking.

must be rolling and reach the top. i should have slow down and take photo

CRZ also not very expensive lor.....

http://www.honda.com.my/model/overview/crz/

Even the newest CRZ Auto gear also just 115K

What is the guy doing there, standing between Vios and hill? Looks photoshopped to me.

However this one: http://notenarchive.de/nakgotha/bilder/AutoinDach1.jpg is 100% real. IIRC the Skoda is in about 7 meters height. The driver survived.

90k ? if me i will take around 50% for car downpayment, then another will go for investment. if you are travelling alot, ofcourse get a better and safer and more comfortable car is worth the invest too

What is the firemen doing there, standing between Skoda and roof? Looks photoshopped to me.

However this one: http://akustressgiler.blogspot.com/2012/07...oyota-vios.html is 100% real. IIRC the Vios is in about 7 feet height. The driver survived.

This post has been edited by V12Kompressor: Jul 24 2012, 12:29 AM

lol. There is no fireman between car and roof, or my eyes aren't good enough. However there are videos of the scene, should you really doubt it.

Still, the Vios looks a bit odd at the place where it blends into the hill. On the other hand someone must have been really bored to do a few pretty convincing Photoshops, so I guess it's real too.

I read some LYN member's siggy that goes something like:

You spend money that you don't have, buy something that you can't afford, to impress people that you don't like.

I guess many of us are like that, huh?

This post has been edited by dares: Jul 24 2012, 12:56 AM

your comment > all. case closed.

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Added on July 24, 2012, 12:59 amafterall, what's the point of having loads of moolah if you don't use to impress anyone, including yourself? makes us work for what we want.

This post has been edited by stix: Jul 24 2012, 12:59 AM

You missed that part where it says spending money you don't have

Work hard and reward yourself with a nice ride. Not work hard for a nice ride so you can impress others.

honestly, what's the fun of driving an R8 or Aventador if no one looks at you when you steps down from your ride and enters the club? i'd rather get a kancil then

OOOKKKK

I wouldn't know. I park my Saga 3 blocks away and line up at the entrance

if that happens.....er....better go back to your car fast.

either they cannot see you or something scary

well i wouldn't know either. its just that i had that impression from bruce wayne stepping down from his bull

I prefer Tony Stark's style

if i see salesman driving expensive car i will know most of my money don't go to the product/services I'm buying but that salesman's pocket...

Wow...flying vios..im impress.

Back to the topic, i buy car for reward myself not impress other cause other people bought a better car than me..

90k cash? cannot get u anywhere if u want a better car..
assume u cannot use all of it, probably can upgrade to c segment only.

i think no point, from vios at least to camry only got feel.
use it somewhere else to generate income..and vios isnt exactly that bad or shame, many will still wooo waahhh over it.

90k cash..? Go do investment better.. When you're getting profit buy new car.. easy..

My insurance agent drove an Audi Q4 to meet me
At the end still signed a policy with him, coz his service is really top class.

yup. prepared for new projects, but i dont mind buy a car with 10% downpayment of the car price if the car really caught my eyes.. maybe 200k+- but at this moment dont have any model yet which can make me fall in love

My answer is no.

90k cash use for rolling and earn money ...vios is good enough lah..save fuel and cheap maintenance....Because that fella laugh at you then you want to change car meh

This post has been edited by BlackPen: Jul 24 2012, 10:16 AM

I totally agree bro!

Why drive a BMW when a Myvi can take u from point A to B as well.

Sure you might be less safe, might be slower, less comfortable, lose some face...

But heck... at the end of the day... with all your smart investment... when you are 80+... you can flaunt your wealth and enjoy life man!

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Added on July 24, 2012, 10:27 amU assuming insurance agent dont make $$? They pay cash for superbikes bro....

This post has been edited by MeToo: Jul 24 2012, 10:27 AM

Duit tak ada tak apa ....

Gaya mesti ada ... (youngster nowadays) ..

thats is what contribute to bad credit card repayment of our country .. one of the worse within southeast asia... heard over the radio the other day ..

i drive local car! .. hell yeah! ..
yea.. no face.. who cares ...

woi cheapskate... go back lar...

are you an insurance agent?

This post has been edited by stix: Jul 24 2012, 10:37 AM

he is senior insurance agent ..
he pay cash for datsun ..


chabutttttttttt

me thought he's the agency wor... no...

actually it depends on ur own preference. but the main point is never listen to others. but to me vios is good enough. unless u'r driving an old rusty car..or viva..(viva is ok..but for family..not ok).
Investment is good..but no point keep investing until u reach 60-70 yrs old and a bit weak to enjoy it..(if u lives til tht age!)..so u need a good investment plan.

yeah easy. you make it sound so simple to take 90k and do investment and get profit. teehee i lol silently everytime i read this type of save up and invest comments in lowyat.

This post has been edited by stix: Jul 24 2012, 10:48 AM

my fren region sales manager drive 7 years old city only
ppl always ask him y dont change car??he say no need la,can drive ok le...
but his money all throw inside cameras and photograhy

Says a man who talk about prestige and status on another thread.
Hypocrite?

my husband's boss, one of manager in Airasia, with income at rm20k per month still using his MYVI instead BMW/Merz...

Car is not an asset..it just a liability...

says the man who trashes people for being poor and driving a myvi. what drive you?

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Added on July 24, 2012, 11:03 aminbefore all my grandpapi earns 1 million a month but still using his old bicycle stories. liability or not, some people rather spend it on cars. when you have disposable income, whats an extra car to you?

This post has been edited by stix: Jul 24 2012, 11:04 AM

agree... some ppl rather spend it on cars ..

but spend wise.. when u have the ability ..
not for those whom nearly can survive.. but wan gaya dulu ....

yeah, hence the disposable income. some line of work needs 'gaya' or 'face' to get a better impression which is true. it's just that some people rush into decision too fast or going way off limits. i know a MLM friend who keeps boasting how well his career is. end up getting a second hand 320. was thinking of shooting him why buy a second hand 320 and not a new camry but i held back

younger days .. i will shoot ... now .. i just laugh

if you die die want gaya, just be like those MLM fellas.. buy second hand conti and pose here and there.. sure increase sales LOL



This post has been edited by overfloe: Jul 24 2012, 11:17 AM

I have money but I choose to buy local car n spend on mod, have 3 car all Potong, this type of ppl call what?

haha i know. i was a much of a hothead back when i was young. now when i look back, i lol at some of my antiques. oh well, what can i say. peer pressure and influence. all drive nice cars.

Assuming Finding some investment that giving 15% per annum,
90k x 15% = RM13.5k
13.5k x 9 years = u get 1 free RM121.5k Car

Vios is not that bad... since you driving the Dugong version which is also the current model... unless vios come out with Dugong 2.0 which is another 2-3 more years to come...

I say keep that car.. since your car is still below 5 years and have no major breakdown... if you want to look better in Dugong invest in some bodykit...
so your Dugong will look like a nicer Dugong.. haha....

anyhow CRz is nice but really do you need one?? this is a endless race... once you buy CRz then your fren will poison you to have a Beemer or Audi... really seriously....

syiok sendiri

Thats the word. Gotohell whatever ppl wanna say. Hahaha

Here is FnF anyway...

I would rather you save your hard earned money for future use, when you are going to buy a property you gotta have lotsa cash on hand to pay for deposits, legal fees, renovations, furniture, electrical appliances, etc...

Buy car is for convenient purpose to move around. Do investment is for the wealth generation. I rather drive a lousy car but my bank acc and pocket full of dough. I've seen ppl driving bmw but stay in flats and eat bread for lunch....whats the point.

bro.. no need 15%...

with 8% perannum compounding interest, from Vios (90k) to Lexus CT200h (180k) in 9 years..

my old friends dont eat bread but they eat nasi lemak sometimes...

i thought only MLM and insurance needs to get sales with a car... my wife driving City also top sales...

the reasons why the company asked the mid & higher management to change new & better car if the car age exceed 5-10years... reasons? higher commitment for better car = working harder for bonus & commission = company more profit... anyway, it happened to my previous company, even my boss going retried soon but my CEO forcing him to change car, just like throwing my boss into deep shit...

anyway, for young generation without family and house yet... better save the money to get a new house and grow up our coming family... for my case squeeze hard from my salary RM1800+ for RM300k house with my wife that time while i still paying the car loan... no doubt, my decision was right, my house price hiked to RM600k+ now, otherwise i may no afford to buy a house now even thought my salary are more than triple now as i have my own family now and personal complusory expenses... some more my senior colleague take a long time for consideration and negotiation to buy a house around my area and claimed that too expensive to afford even though he can sell his 2 apartment to cover the new house's pricing... think about it...

Get a fat wallet better than pokai always driving a big car. Its more embarassing that way.

i'd prefer pocket with enough dough the rest in investments...

Singapore everyone also like that... Lexus, Audi but staying in HDB

but what kind of bread for lunch? Gardenia then different story... most people i know eat O'briens, The Loaf for lunch...

O'Briens is above average bread buddy
Singaporean is different. Coz most of them really can't afford housing, might as well buy big cars and drive on Malaysian Highways

singapore houses are exactly that expensive unless its private... only buying more than 1 house is difficult... saw so many young people drive S5, RS4, Mini S there

yalor... still roti but expensive roti

WTF

If my boss ask me to change car I will ask them to raise my car allowance first

With RM90k, I can make it RM900k within 10 months..

If TS know how to do this, he will not think of buy new car now, but later

"I rather have an empty bank acc and pocket but I'm driving a fancy car. Stay in bungalow and eat shark fin but drive lousy car... What's the point."

Different ppl have different priority and preference. Why judge them? Its their money after all.

p.s. Don't shoot me, I drive lousy car

teach me then

to TS, this is just my advise. you may think or forget it

keep the car and use it as your main transport from point a to b. better make saving for you to buy house, because house once you invest it, you can sell higher. unlike car, you invest, then you sell lower. where got car you buy then sell higher. or if you already got house & car, go for investment like public mutual, cimb investment etc. you will get profit and save it as for your future wheng getting older and older. once you retired, car wont help you much when sell it, but your saving can treat your retirement longer with you sack full of invested + profit money

dont just think now. think for future too

This post has been edited by eqmal197: Jul 24 2012, 12:59 PM

Ok. Have to agree different ppl different perspective. But the point you made on this I have to disagree "Its their money after all". Coz if you buy a car you can't afford, its not only your money at stake but your future generation will be in debt with you

Haha.. They eat roti to save money for their kids

In the end, the roti seller make money. Moral of the story, open a roti shop, then can buy big car, big house and also lots of money in the bank

teach me also

teach me too

tipu...

Done it before but another's get jealous than they report to BNM, lucky we are licences fund manager (overseas trading).. Now we won't accept individual or public anymore, headache with some idiot..

my clue was, in the current market got a couples of trillion money, so just enter with suite your time... your money can jump inter market one (basically we park half day each market)... 24hrs money can rotate... follow with market open 1st..

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Added on July 24, 2012, 2:22 pmUp to you... I won't loss anything

This post has been edited by Oldskolboyz: Jul 24 2012, 02:34 PM

I finance u

50%- 50%


If fail
I chop 9 u

Deal?

After reading this topic, buying viva is a good choice. Save money for my house.

8% per annum? Great idea... with our Ringgit's inflation of about 7~8% a year... u about break even

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Added on July 24, 2012, 2:37 pmI agree man!! infact.. i tried www.makemillionstradingonline.com and now I have millions!!! So awesome man!

Cool story bro.

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Added on July 24, 2012, 2:38 pmSays the "engineer" who cannot differentiate HP v kw

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Added on July 24, 2012, 2:40 pmBro... u answered too soon... didnt u read about that guy who made a 1000% return in a space of 10 months?! Just skip to page 5 man!

This post has been edited by MeToo: Jul 24 2012, 02:40 PM

OK here is reality check...

Business man change car because they need to show people that they have the $$$ to sustain and do bigger business

Rich kid change car cause they can spend daddy money and they are spoiled anyways also get laid easier too

Sales Man buy car cause to show people they are Super salesman...

MLM man buy car cause their UPLINE told them too also easier to get recruit...

Poor people buy car cause eitheir their car breakdown or they change to poorer smaller car (no offence)

I change car cause my old car giving me trouble...

You thinking change car cause being poison by a friend... think about it... worth it??

if change car will get you
1. Find rich girl to get marry (better than investment) then go ahead...
2. Your old car is in a mess... then change it!!!
3. You listed to your friend... yeah good luck