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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle
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fruitie
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May 12 2015, 12:20 AM
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Rise and Shine
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QUOTE(victorywp @ May 11 2015, 11:52 PM) ...and after receiving your statement only you realise that the dining places you went were not under the mcc codes for cb. what will you do? lol... Actually I didn't do the calculation and will assume that all fall under the MCC for CB.
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fruitie
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May 13 2015, 10:10 AM
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Rise and Shine
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Not the first time my cash rebate has been reversed.  Earlier gave me RM 100 April campaign and not long after that reversed the RM 100. I checked with my agent, he said I'm not applicable for that. Fine. The other day, credited RM 200 to me and now reversed RM 150.  Either not sincere or I'm really that unlucky to be picked by them for giving false hope. I hope no more in the future or I will seriously lodge a complaint against them.
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fruitie
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May 13 2015, 03:56 PM
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Rise and Shine
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QUOTE(Prodigenous Zee @ May 13 2015, 12:49 PM) Signed up at a Mach branch 3 weeks ago. Instantly got my RM100 welcoming cashback  I don't understand why you are angry though. You sendiri said you don't know why you were given that much cashback, and now you're angry that they took it back? I'm angry not really because they took it back. I'm angry as if they are playing a fool with me. I'm their customer but keeps giving and revoking. Know that kind of feeling? This post has been edited by fruitie: May 13 2015, 03:57 PM
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fruitie
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May 13 2015, 06:05 PM
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Rise and Shine
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QUOTE(Prodigenous Zee @ May 13 2015, 04:50 PM) If I was in your shoes, I would've been very skeptical when I first received that RM200 worth of cashback. I would automatically assume it's an error that would be rectified in the next few days. If it's still there after a week or two, I'd call and inquire about it. Similar case happened to my MBB2Cards. They gave the RM100 cashback twice to me. Only difference is that I don't think they would have revoked it had I not called them. It sat for 2 weeks in my account before I called them up and told them that they gave me extra. In shorter words: mistakes happen. HLB made a mistake and rectified it quickly. Two times of mistakes? I seriously doubt their accounting department. Throughout my credit card journey since 6 years ago, none of the banks makes this kind of mistake like they do. Two times in a row. I This post has been edited by fruitie: May 13 2015, 06:06 PM
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fruitie
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May 14 2015, 10:06 AM
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Rise and Shine
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QUOTE(red_scorpion @ May 14 2015, 04:05 AM) how about Mid Valley Mach Branch? anybody know Mach Mid Valley provide approval and can get card within 1 hr? I am the Mach CC user on 2013 and terminated my card on 2014..Now thinking to get back this card after 1 year++(for the sake of dining 5%), easier approval or harder? You can try the one in Pavillion, looks for the guy named Darren. He's very helpful and if nothing happens you will get the card within an hour.  I didn't because mine needs to check further.  Mine was approved in the next working day if I'm not mistaken.
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fruitie
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May 24 2015, 08:45 PM
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Rise and Shine
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My pin never comes to me until today.  Anyway, managed to fix this with the help from the agent from Pavilion.
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fruitie
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May 27 2015, 12:18 AM
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Rise and Shine
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QUOTE(Bonescythe @ May 26 2015, 11:04 PM) I still havent get any rebates from the 5% dining after 1 month usage.. scary..... zz is they gonna give me my rebate??? It's always posted on the first day of the month... So wait till 1st June?
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fruitie
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May 27 2015, 05:41 PM
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Rise and Shine
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QUOTE(Bonescythe @ May 27 2015, 11:54 AM) Since Card approval.. the package is shown this manner If I could see, you are not assigned to any package, it is empty on your "Current Lifestyle Option". Better call CS to find out what's the reason and status. Mine looks like this from the first day...
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fruitie
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May 28 2015, 06:56 PM
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Rise and Shine
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QUOTE(alexanderclz @ May 28 2015, 04:44 PM) just got my card within 30 mins from midvalley. applied via email last friday but till today not being processed. happened to be there today and got it done almost instantly. and my credit limit is 4x my salary. is it possible to request to lower d limit? on d other note, they opened a money box deposit account for me in order to register for d internet banking. anyone having the same thing? I do not want the money box account as it'll probably be dormant and i'll get charged. 4x good for you. MACH only gives me less than 2x. The lowest CL of all cards.  Yes, I have that too because my PIN number never comes to me until today and I cannot register an online account. The agent in Pavilion told me it will be dormant after a month or two, so just ignore it. So long you connect to HLB Connect often, then your account will have no issue. I was told there are no charges. This post has been edited by fruitie: May 28 2015, 06:56 PM
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fruitie
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May 28 2015, 07:17 PM
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Rise and Shine
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QUOTE(alexanderclz @ May 28 2015, 07:07 PM) well, certainly hope no charges. https://www.machbyhongleongbank.com/fee-dis...#/tab/money-boxlol. 4x is good but planning to apply another card later on. afterall, use it for makan only. such high limit may lower d chance later on? I kinda believe the agent in Pavilion, he helps me a lot in getting an online account and some other stuff.  Er, I'm not sure after MACH, I got approved with CIMB and RHB with CL that are 4-5x higher than my monthly salary. Yes, for dining only, so it's fine for me.
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fruitie
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May 29 2015, 09:56 AM
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Rise and Shine
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QUOTE(alexanderclz @ May 29 2015, 09:08 AM) how many days before it appears in ur internet banking? For those with temporary pin can straight register for an online account. This is also applicable for people who applied from their branches. For people like me who has never gotten any PIN via mail, I will need to depend on the "opening savings account" method. I'm not sure about your case. I applied mine from Pavilion MACH permanent booth.
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fruitie
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May 29 2015, 10:18 AM
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Rise and Shine
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QUOTE(sj0217 @ May 29 2015, 09:59 AM) Is this PIN can get from Branch actually?? Because I asked the staff yesterday and she look like don't know what is the PIN talking about... else, just call CS and request it? I think only branch and supposedly the PIN will be sent to you. CS cannot give you the PIN. QUOTE(alexanderclz @ May 29 2015, 10:04 AM) i've gotten my internet banking account but it's linked to my money box. d credit card nowhere to be seen yet. That's strange. Once I got my HLConnect account, I could see money box and credit card.
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fruitie
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Jun 3 2015, 04:29 PM
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Rise and Shine
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QUOTE(Bonescythe @ Jun 3 2015, 01:31 PM) Tomorrow am gonna see how serious are they in their dining rebates in my dining.. If still playing jokes around, then i will throw in the card and &%(*$&(* them Have you seen the package in your HLBConnect?
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fruitie
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Jun 12 2015, 01:57 AM
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Rise and Shine
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QUOTE(chiahau @ Jun 11 2015, 03:55 PM) Hi guys, does the Mach branch in Pavillion provide 60 Minutes approval for Mach or only the one in midvalley does that? Wanna try my luck to submit for Mach  Pavilion has. Unfortunately for me, approval wasn't granted on the spot. It was approved only the next working day and delivered to my office. That time I was already holding more than 5 CCs and applying other CCs at the same time as well, that could be the reason. This post has been edited by fruitie: Jun 12 2015, 01:59 AM
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fruitie
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Jun 25 2015, 02:23 PM
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Rise and Shine
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Somebody using mobile phone called me and claimed calling from HLB, asking me if I have received any HLB Reward credit card. I said no and even if it is sent, I will cancel and complain because I never asked for it. She said , "OK thanks and bye".
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fruitie
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Jun 28 2015, 04:56 PM
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Rise and Shine
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I have a question about the cash back. I understand it's based on calendar quarter. I received this card in March and started using it in March for two dining transactions. However, there wasn't any cash rebate posted on my March statement. I paid full.
April came and I continued using it and the cash rebate for the March transactions were posted in April statement. RM 24 cash back received.
May came and the cycle continued, my April cash rebate was posted on May statement. RM 83 cash back received.
Now June which is the final month of quarter two for this year, I received my May cash rebate in June statement. RM 8 cash back received.
So my question is how about my June cash rebate? Will be posted in July statement I supposed? But which quarter of cash rebate will be counted? Q2 or Q3?
Can I assume that my first cash back of RM 24.00 was for Q1? Then RM 83 and RM 8 and the yet-to-be-posted June cash back are for Q2?
I cannot tally back all the figure. Looks like I will need an Excel for this.
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fruitie
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Jun 30 2015, 01:33 PM
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Rise and Shine
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QUOTE(Prodigenous Zee @ Jun 30 2015, 12:13 PM) If RM100/quarter is based on the month that the rebate is received (opposed to the month the transaction is done), then you would be over RM100/quarter already no? Q2 April - RM24 cashback from previous month Q2 May - RM83 cashback from previous month Q2 June - RM8 cashback from previous month Q2 TOTAL = RM114 cashback Therefore, I think it's safe to say RM100/quarter is based on the transaction month. So for your case.. Q1 March - RM24 cashback Q1 TOTAL = RM24 cashback Q2 April = RM83 cashback Q2 May = RM8 cashback Q2 June = ? Q2 TOTAL = RM91 cashback Yes, I also think so. I have used my MACH these few days, see if I will get the rebate later.
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fruitie
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Jul 2 2015, 10:31 PM
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Rise and Shine
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QUOTE(Prodigenous Zee @ Jul 2 2015, 10:26 PM) Paging fruitie: so was the max cashback for last month RM9?  Nope, RM 5.00.  Just checked because my spending for dinner was RM 99.30. This post has been edited by fruitie: Jul 2 2015, 10:33 PM
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fruitie
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Jul 2 2015, 10:35 PM
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Rise and Shine
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QUOTE(red_scorpion @ Jul 2 2015, 10:33 PM) TOday i received such email as below from mach..Do survey get 40 voucher, but already submitted my survey more than 12 hrs, still havent receive any voucher from them...anybody got this? We appreciate you as a customer of Mach and that's why we're finding ways to improve our services further. We are very interested in understanding how your experience has been with us. To do this we have a simple survey for you to complete, just 20 questions about your banking experience and it shouldn't take longer than 15 minutes of your time. We'll even return the favour with a RM40 Zalora e-Voucher for your efforts! Let's get started: I was about to post about this as well. Yes, nothing about the voucher so far. Did my survey already. This post has been edited by fruitie: Jul 2 2015, 10:35 PM
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fruitie
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Jul 3 2015, 10:17 AM
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Rise and Shine
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QUOTE(zcs @ Jul 3 2015, 09:43 AM) Yea I have done the survey too but haven't receive the voucher yet. Does it stated in anywhere regarding when they will be sending the voucher? Nothing, just asked to fill up email address and contact no. (optional). I left the contact no. blank though.
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