For me no immediate benefit for PR application cos my company pays me the employer CPF as part of salary. And also no money ... when I save up enough to plonk down for HDB then I'll think about applying for PR.

Same thing as SC/SPR's lor, only difference is that mine comes into my account so that I end up spending it all, vs SC/SPR who get the same amount but in forced savings with decent dividends.


Employer CPF is 16% capped at $5000 (i.e. $800/month). You can ask but I doubt it would be a favorable reply because a company would have to either give ALL WP holders or none at all.

yeah mine gets taxed

please leave your rubbish kopitiam-style postings in kopitiam and not here in j&c please.

Your income (and tax) in MY and SG are totally unrelated. SG income pay SG tax, MY income pay MY tax.

You didn't mention what your LHDN letter said, so can't give much advice as to what you need to do. I'm guessing you worked part of the year in MY and then came to SG and didn't bother to file Tax in MY?

already say "mobile broadband" isn't it?

my HOD went to Greece for holiday, came back give all us one pack of chewing gum each as souvenir lol

could be recycled number. my singtel line, activated in the afternoon, at night got telemarketer call me liao

My friend in RIM, he kena retrenched last year. Turned up for work in the morning as usual, then suddenly his Staff ID cannot open the doors. Go and ask reception, they said ooh ... come this way sir, then put him in a room together with all the other ppl who got retrenched.

He didn't even get to go back to his desk, the security ppl cleared out all the belongings and gave to him in a box.

Because Malaysia definitely doesn't do that and only lets "real" Malaysian represent at any games, right?

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Added on August 3, 2012, 11:49 pm
Yes, it is easy. Process is no different from renting a room. The complexity is can you afford it? 3 bedroom apartment is $2000++ per month. Initially let's say 4-5 of you share the entire unit then it's fine, but what happens down the road when (for example) 2 guys leave and you can't find an immediate replacement?

This post has been edited by deodorant: Aug 3 2012, 11:49 PM

Depends on which part of Singapore you work.

http://www.asiaone.com/Business/News/Story...711-358484.html

"... new revisions made to the rules and regulations mean that flat owners with permanent residency will only be allowed to sublet their flats for a maximum of one year, and only if they are doing so for the first time.
Furthermore, applications to extend approvals will be assessed at the end of one year on a case-by-case basis only, with the total period of subletting a flat capped at five years."

HDB only. Private & Commercial Properties not affected.

Ask chessgal or your agent for confirmation cos I taktaulol.

My understanding is that subletting in this case refers only to renting out the entire flat, and not to individual rooms. Because if you read that asiaone link I posted, it says:

"Under the old rules, all flat owners -- both Singaporeans and PRs -- who meet the minimum occupation period could apply to rent out their flats for a period of three years."

MOP only applies when an owner wants to rent out the entire flat. If the owner wants to rent out just a bedroom, there is no such concept as MOP. For room rental, HDB approval isn't even required, owners only need to inform HDB (sos). So I would conclude that if you are renting a room (or renting out a room), these new regulations do not affect you.

Lots of reasons. Maybe your experience/education is not as good as other candidates. Maybe they don't want to go through the hassle of hiring foreigners. etc etc. Maybe your CV is rubbish and anyone who sees it immediately tosses it into the rubbish bin.

Are you basing this "I thought" on some sort of communication from the government, or from your agent? Or are you just assuming?

Either way, since your house owner (I suppose is PR) is unable to renew the approval with HDB, perhaps your assumption is false and the government says that "5 years means 5 years, no more" lor.

get one of your friends / family who's working in a bigger company to sign up a plan on your behalf.

just to share, my company's iphone plan is $38/mth for 2 years, 500sms 12gb data 500minutes/mth, $0 down for the 32gb iP4S. If you calculate that, you pay $912 over 2 years which is $176 less than what you would pay for the phone retail from apple store.

too bad 3 phone quota/staff used up liao

you never see what ivan said?


as a PR, your kids don't automatically get PR, you have to apply for them. If you don't want them to go for NS then don't apply PR for them then they no need to serve.

Do note that if you apply PR for them, and they decide to renounce PR to avoid NS, they will be persona non grata in SG. Cannot work here cannot re-apply PR cannot do anything.

EPF employee only 11% compared to CPF 20%
EPF employer only 12% (ish) compared to CPF 16%
EPF no $5000 cap
EPF can withdraw entire lump sum of savings when old age.

Different people have different definition of "comfortable." Are you currently already working in KL, and if yes, what's your current salary / expenditure?
SG income tax is lower than MY income tax.