Yes.
Maybankard2Card. I'm having that as well, best combo for me.
M2Card is better for me because I spend during weekends most of the time these days and can get 5% rebate for all transactions.

1% only lo, not groceries, utilities and dining.

This post has been edited by fruitie: Aug 28 2012, 03:03 PM

If RM 700 is a fixed income and he gets that every month in his payroll, then it is considered part of his income.
Can try.

This card is good though you have to pay for RM 50 GST.
To waive annual fees, you only need to swipe 12 times in a year.
OCBC Ti is one of the best cards in the market now.

Sooka Sentral, KL Sentral has sales personnel to register OCBC Ti. Too bad I already have.

Yes, it is.

OCBC personnel did call to inform that my card was approved and already sent out.

Haha. Normal. I got rejected also during my first application. Got it after appealed.

It is quite hard for some unlucky people like us, but once you get it, satisfaction.

You can check yourself by calling the general line.
They won't reveal to you the reason for rejection.

---

Added on September 14, 2012, 11:33 pmJust had time to check my Sept bill.

5% cash rebate (dining):
1) Kenny Roger's KL Sentral
2) The Bee - Jaya One, PJ
3) The Boathouse TTDI

This post has been edited by fruitie: Sep 14 2012, 11:36 PM

They won't reveal, not only OCBC.
Good luck in your appeal!

It is on the first post. At least fulfill 36k of income per annum.

Sometimes I wonder what's their criteria.
When I applied that time already more than 48k annual income still got rejected.
Luckily I made noise and got a nice CS, I got it immediately.

Nothing to teach actually, I was just stating the fact.
Because they held my application for quite some time and eventually rejected it.
I just said I don't owe any of my credit cards' bill and I don't have other commitment besides credit cards.
I have fulfilled their income criteria, so I just wanna know the reason for rejection. I also told them, if it's that difficult, I don't want this card anymore.
Surprisingly, they approved my application and got the card sent out only informed me.

The annual bonus is due to loyalty?

Oh that one. I thought if there is any bonus besides that.
This is something I won't get though.

Expect it to arrive 7-10 working days.

First post shows few Cold Storage outlets are in the list but 1U is not reported so far.
I believe it should be the same and gives 5% rebate?

I had two but already cancelled one when my OCBC Ti was approved.
Again, BNM's rule says that anyone with annual income RM 36k and above can have as many CC as they wish.
So, it is not reasonable for OCBC to reject my application if it is really based on that basis.

Expect it to arrive within 7-10 working days.

There is a sample on the first page.

Why not? You don't need to crack your head to think of the content.
Just copy and paste from the first post and fax to them.
I was slightly luckier than you because they didn't require me to write in officially.

I think can get from Bank Negara.