QUOTE(Gen-X @ Sep 25 2012, 02:53 PM)
If I have the time must pay a visit to BNM to print out my CCRIS report. Curious to know though. Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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Sep 25 2012, 02:56 PM
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#81
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72,808 posts Joined: Sep 2005 From: KUL |
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Sep 26 2012, 01:46 PM
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#82
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(endau02 @ Sep 26 2012, 12:15 PM) Normal, few of us went through the pain as well. It seems to me the salary of RM 36k per annum is not a big deal for them. Just appeal with OCBC and they may require more supporting documents from you, just try again and will be succeeded if your record is clean before this. |
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Sep 27 2012, 11:16 AM
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#83
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72,808 posts Joined: Sep 2005 From: KUL |
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Sep 27 2012, 01:58 PM
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#84
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72,808 posts Joined: Sep 2005 From: KUL |
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Sep 29 2012, 06:07 PM
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#85
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(HughieRmX @ Sep 29 2012, 05:33 PM) As some of the members here mentioned that it's pretty common that the application got rejected for the 1st time and after appeal for the 2nd time .. it will be approved I believe .. His situation is a bit different, he didn't fulfill the income requirement - 36k per annum. Nevertheless, if your application is rejected for the first time and you are very sure you have fulfilled its requirements, it definitely worth a second try. Good luck everyone! It is one of the cards I can't live without. |
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Sep 29 2012, 06:54 PM
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#86
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(HughieRmX @ Sep 29 2012, 06:20 PM) Hello Fruitie, Well, I also went through agent but sooner or later, I think he can't do much thing for me.My application got rejected few days ago. I had already submitted all the relevant documentations and I am able to fulfill the requirement as well. The agent that attend to my application asked me to try re-apply again in 3 months time. I was wondering why .. I spoke to a helpful CS and eventually, my application was approved. But neither the agent nor CS asked me to apply after 3 months. QUOTE(Austin123 @ Sep 29 2012, 06:21 PM) You will receive the card before the pin mail.It should reach you 7-10 working days. |
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Sep 29 2012, 07:05 PM
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#87
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(endau02 @ Sep 29 2012, 07:03 PM) Actually RM 3000/month before deduct everything already qualified but just that OCBC Ti's internal requirements are pretty weird, they will still reject, sometimes.So just try again if yours gets rejected. *touch wood* This post has been edited by fruitie: Sep 29 2012, 07:05 PM |
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Sep 30 2012, 09:01 PM
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#88
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72,808 posts Joined: Sep 2005 From: KUL |
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Oct 2 2012, 12:13 AM
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#89
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(jjsia @ Oct 1 2012, 11:08 PM) Er, I was one of the May applicants and received nothing.In fact I paid for the GST... QUOTE(azharsdin @ Oct 2 2012, 12:11 AM) any difference in benefits between titanium & platinum? platinum is unlimited cash back? means there is no cap on the monthly cash rebate? No such thing. If like this OCBC can go bankrupt already. These days to qualify for a platinum is not a difficult thing. |
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Oct 2 2012, 11:45 AM
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#90
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72,808 posts Joined: Sep 2005 From: KUL |
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Oct 14 2012, 10:54 PM
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#91
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72,808 posts Joined: Sep 2005 From: KUL |
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Oct 18 2012, 05:11 PM
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#92
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72,808 posts Joined: Sep 2005 From: KUL |
Forgot to update here on the 5% rebate places after got my statement a week ago.
Restaurants & Pub: 1) Malones Irish Restaurant & Bar - Sooka Sentral 2) Bricks & Barrels - Ipoh This post has been edited by fruitie: Oct 18 2012, 05:11 PM |
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Oct 19 2012, 12:58 AM
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#93
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72,808 posts Joined: Sep 2005 From: KUL |
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Oct 19 2012, 10:26 AM
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#94
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(Darkcursed @ Oct 19 2012, 10:01 AM) damn,i just receive a letter from OCBC saying my application was rejected and detail cannot be disclose. That could be the reason as no credit history can be found under your name.i dont understand why this is happening,i met all the criteria for the terms and condition,i gave all the relevant document and still got my application rejected.perhaps i do not have any car/housing loan, credit card on my name yet. but why not?? every month i have positive cashflow wei. I don't have housing/car loan yet but I have credit card only. Got rejected at first and I proved to them I met the requirements, luckily they approved after that. |
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Oct 19 2012, 10:43 AM
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#95
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(Darkcursed @ Oct 19 2012, 10:38 AM) Yup,i suspected so la,i contact the agent who helped me thru the application and still waiting for her reply. Mine is simple:can provide me some idea how to sit through the application appeal process ah? By far I provided them pay slip,ic,utility bill under my name. 1) Applied through online, agent called me for application. 2) Sent in the necessary documents 3) Waited and got rejected after that. Agent called back to ask for my EPF statement. 4) Sent in my EPF statement and waited again. Rejected again. 5) Called to CS and voiced out my dissatisfaction as I fulfilled the requirements and provided whatever is required. There is no reason why it should be rejected. That time was a Friday's evening. 6) Didn't notice my card was approved on the following Monday. 7) On Tuesday got a call from OCBC telling my card was approved and already shipped out on Monday That's all. Long process for me but luckily in the end I got what I wanted. |
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Oct 19 2012, 11:02 AM
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#96
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72,808 posts Joined: Sep 2005 From: KUL |
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Oct 29 2012, 11:34 PM
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#97
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72,808 posts Joined: Sep 2005 From: KUL |
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Oct 29 2012, 11:51 PM
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#98
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72,808 posts Joined: Sep 2005 From: KUL |
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Nov 13 2012, 04:43 PM
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#99
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72,808 posts Joined: Sep 2005 From: KUL |
Got my monthly statement.
5% rebate at these restaurants: 1) The Beer Factory - Sunway Giza 2) Din Tai Fung - The Gardens 3) The Hills - Damansara Heights |
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Nov 13 2012, 09:35 PM
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#100
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72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(chloe_yee87 @ Nov 13 2012, 09:22 PM) I just got my card last week, was wondering how to pay the CC bills. Can, GIRO.Currently, i have the OCBC smart savers account, which gives u high interest provided no withdrawals. So i dont want to use the $$ in the account to pay my CC bills. Can i use other banks to pay, like maybank bills payment, if yes, what are the charges? Thanks!! RM 2/transaction from Maybank to OCBC. |
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