Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
7 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

views
     
fruitie
post Jun 2 2012, 12:25 AM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(shiroikun @ Jun 1 2012, 08:33 PM)
You need pin for?
*
Online banking.
fruitie
post Jun 2 2012, 01:34 AM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(PradaLee @ Jun 2 2012, 12:37 AM)
will the PIN come automatically without request? How long? and with the PIN, then one can access online banking to check the credit card or make payment right?
*
Yes, within 14 working days. smile.gif
That's right. smile.gif
fruitie
post Jun 2 2012, 05:19 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(kyle_kl @ Jun 2 2012, 05:03 PM)
Just check back my May bill, got the annual usage bonus RM50 to waive the GST... yeah~  rclxms.gif
This RM50 usage bonus benefit is applied only for 1st year? Let's say by the end of next year i manage to spend another RM12k, will i still get this bonus?
*
I thought it is RM 10k and not RM 12k?
RM 10k to waive GST and 12 swipes in a year to waive annual fees. smile.gif
fruitie
post Jun 3 2012, 11:29 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

Erm, sorry my first month with OCBC Ti, so I'll get rebate on 12th every month since that date is my billing date? unsure.gif
fruitie
post Jun 3 2012, 11:31 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(hybridkit @ Jun 3 2012, 11:30 PM)
Correct  smile.gif
*
Thanks! biggrin.gif
That's quick! Hehe. biggrin.gif
fruitie
post Jun 5 2012, 06:10 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(PradaLee @ Jun 5 2012, 05:55 PM)
May I know after we receive the card from mail, do we need to call to activate?
*
Yes, you will need to. smile.gif
fruitie
post Jun 5 2012, 06:29 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(sovietmah @ Jun 5 2012, 06:18 PM)
I Applied since MAY 15, not yet approve also sad.gif.
*
Call the CS, I was waiting for more than 2 weeks as well. Then, checked with CS and he managed to get my card approved. smile.gif
fruitie
post Jun 21 2012, 03:08 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(LostAndFound @ Jun 21 2012, 03:06 PM)
I applied online, they immediately reply email and now the sales rep called me (the next day) to confirm some things. Wah.... so efficient meh? Hopefully application successful (only got 2 months pay slip but sales rep says shouldn't be an issue).
*
Yes, the agent will call you the next day but the selection criteria is tough though. smile.gif
I applied mine via agent as well.
fruitie
post Jun 21 2012, 03:12 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(LostAndFound @ Jun 21 2012, 03:10 PM)
Yours is the agent via OCBC online or 3rd party agent leh?
*
OCBC online.
fruitie
post Jun 26 2012, 03:02 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(sovietmah @ Jun 26 2012, 10:22 AM)
Is OK then_then,
I called them and cancel the application, totally waste my time and phone calls.
6 weeks since I applied, totally piss off.
Only a status of "Pending Approval", maybe my credit card history was too clean for approval, damn. sad.gif  doh.gif
*
I did tell them I want to cancel the application which I really wanted to but they approved mine straight away.
My total application took more than a month...
fruitie
post Jun 26 2012, 04:07 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(sovietmah @ Jun 26 2012, 03:08 PM)
Think you should do what i did yesterday.  flex.gif
*
Yes, mine was approved after I told them I wanted to cancel my application.
I got mine approved the next day. laugh.gif
Then, I received 3 days later. laugh.gif laugh.gif
fruitie
post Jun 26 2012, 05:05 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(jonuslee @ Jun 26 2012, 04:44 PM)
you apply online or through agent?
*
I clicked from online that I'm interested. The next day, one OCBC agent called me, then the story went on...
fruitie
post Jun 27 2012, 08:57 AM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(alexleow81 @ Jun 27 2012, 08:53 AM)
Should be either Maybank 2 Cards or UOB One Card!
*
Definitely Maybank2Cards.
UOB One Card can't be compared with these two cards.
fruitie
post Jun 28 2012, 11:19 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

I'm confused by OCBC's statement. I have calculated everything, I have owed them RM 426.47 which I'm ready to pay with my M2U as the due date is next Monday.

Then, suddenly it has this "subtotal principal" which appears to be another figure. May I know what's that?

» Click to show Spoiler - click again to hide... «


This post has been edited by fruitie: Jun 28 2012, 11:20 PM
fruitie
post Jun 28 2012, 11:27 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(ronnie @ Jun 28 2012, 11:23 PM)
Just pay RM426.47 ... the other figure is exclude payments (RM50)
*
You mean the RM 50 is from the GST that got charged to my card?
I already knocked it off, it was shown on the bill. hmm.gif
Even exclude the RM 50, the total was RM 426.47. Just puzzled why suddenly OCBC deducted RM 50 then added in back. rclxub.gif

I think I don't want to kill my brain cells thinking how it was derived. tongue.gif The ultimate point is I know I still owe them RM 426.47. laugh.gif

Oh ya, the RM 28 GSC rebate for first 1000 online customers already credited to me on 19th June. biggrin.gif So, they kept to their promise. tongue.gif
fruitie
post Jun 28 2012, 11:36 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(ronnie @ Jun 28 2012, 11:30 PM)
Did you pay RM50 via IBG to OCBC on 30-May 2012 ?
*
Yes I did. What I mean was even excluding the RM 50 from the bill, it is not only RM 376.47, should be RM 426.47. Something like this:
» Click to show Spoiler - click again to hide... «


This post has been edited by fruitie: Jun 28 2012, 11:36 PM
fruitie
post Jun 29 2012, 09:43 AM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(cempedaklife @ Jun 29 2012, 09:20 AM)
I think the subtotal principle is all the transaction, credit or debit, within this billing month, since u have outstanding rm50 from last month, it was not including in the subtotal, but the payment from giro is included.

U shud be paying 4xx.xx
*
OK, now I got it. biggrin.gif
Ya, I already paid the amount shows in "Closing Balance". biggrin.gif

fruitie
post Jun 29 2012, 10:18 AM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(ronnie @ Jun 29 2012, 09:47 AM)
Always pay the amount stated under the Statement Balance
*
Yeah, that was what I did for my Maybankard2Card but then first month with OCBC billing and got confused. tongue.gif
fruitie
post Jun 30 2012, 01:54 AM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(kevinphuah88 @ Jun 30 2012, 01:09 AM)
guys, received my card today. activated my card through the automated system by calling ocbc hotline and i received sms regarding the confirmation of activation. so can i use my card right now or have to wait for the PIN which will send to me within 14 days after i received my card ?

thanks
*
Yes you can. I immediately started swiping mine after activated it.
The PIN no. is for your online banking. smile.gif
fruitie
post Jun 30 2012, 12:08 PM

Rise and Shine
Group Icon
Staff
72,819 posts

Joined: Sep 2005
From: KUL

QUOTE(vinvon23 @ Jun 30 2012, 10:57 AM)
hi , would like to know right.. lets say the card statement is from 12 of the month to 11 of the month.. so the rebate will be based on that date or the calender month 1st to 30th of the month.
*
Based on your statement date.

7 Pages < 1 2 3 4 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0542sec    0.66    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 10:06 PM