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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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fruitie
post Nov 22 2012, 01:54 PM

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QUOTE(yhtan @ Nov 22 2012, 01:00 PM)
Got a credit card on hand, but every month fully clear, therefore CCRIS record would be 0-0-0-0-0-0

Guess i should make one month miss payment to show that i'm good banker's profit machine? laugh.gif
*
Nope. It is different meaning between no commitment and miss payment. So, don't do that. smile.gif
fruitie
post Nov 25 2012, 12:26 PM

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QUOTE(gatsby12 @ Nov 25 2012, 11:56 AM)
hi guys can I ask can we use ocbc to reload touch and go? bcoz the petrol question only accept cash, and the ocbc atm does not have top up feature :-)
*
I top up mine at TnG Hub in KL Sentral and it accepts credit card but the drawback is just 1% rebate. smile.gif
fruitie
post Nov 25 2012, 01:24 PM

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QUOTE(gatsby12 @ Nov 25 2012, 01:19 PM)
oh thanks bro for your reply, hehe bcoz use alot toll so 1% add up quite ok
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I'm not a bro. smile.gif
1% is quite OK if you are big spender. smile.gif
Like me every month top up RM 100, so RM 1 is really small. laugh.gif
fruitie
post Nov 25 2012, 08:25 PM

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QUOTE(qqbill @ Nov 25 2012, 07:55 PM)
Oh.. Just knew kl sentral tng accept cc rclxms.gif
Can go there anytime dy  icon_rolleyes.gif
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If you want to pay via CC, needs to take number and wait.
The crowd is pretty big if you ask me.
If by cash, no need to queue up, there is a special small counter for that. smile.gif
fruitie
post Nov 26 2012, 02:40 PM

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QUOTE(panasonic88 @ Nov 26 2012, 12:51 PM)
Maybankd Gold Card keep as backup?  hmm.gif
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You mean the VISA/MasterCard that comes with M2Card?
I keep that in my wallet, in case my OCBC Ti and AmEx are not accepted. laugh.gif
I also use that when I book for Agoda. tongue.gif

QUOTE(itanium2 @ Nov 26 2012, 02:29 PM)
For those who apply OCBC Titanium online, will OCBC waive the RM50 GST or we need to pay our self?
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I applied online, nothing was waived. I paid for the GST.
fruitie
post Nov 26 2012, 11:42 PM

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QUOTE(janson_kaniaz @ Nov 26 2012, 10:35 PM)
i topped up 2 weeks back.

kiosk counter was accepting cc also, so no need to take number.

but not sure it's only for tat week (deepavali n muharram week, festive period)

so u can try again and let me know  tongue.gif
*
Every time I go, they say no. Only cash. They even have a little signage for that. sad.gif
fruitie
post Dec 14 2012, 11:20 PM

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Got my statement.

5% rebate for F&B:
1) Pasta Zanmai, Tropicana City Mall
2) Tom, Dick & Harry, TTDI
3) Sukiya, Pavilion

This post has been edited by fruitie: Dec 14 2012, 11:21 PM
fruitie
post Dec 15 2012, 12:07 AM

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QUOTE(solsekuin44 @ Dec 14 2012, 11:41 PM)
Fellow Note 2 user, haha, how did you apply for this card? Online or at the branch?
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Online. biggrin.gif
fruitie
post Dec 15 2012, 12:15 AM

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QUOTE(solsekuin44 @ Dec 15 2012, 12:11 AM)
?
How did you send the required documents?
Fax? Email?
*
After I clicked the link on OCBC, keyed in my contact number.
One agent called me and I dealt with him, yes sent to his email address. smile.gif
fruitie
post Dec 15 2012, 12:32 AM

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QUOTE(solsekuin44 @ Dec 15 2012, 12:16 AM)
Thanks fruitie rclxms.gif
*
You are welcome and good luck!
This card is difficult to get though but worth all the sweat and pain. tongue.gif


Anyway, managed to reload RM 200 from TnG Hub, now they have a small little express counter that deals with reload. It accepts both cash and CC. Too bad no AmEx. Only MasterCard and VISA.
Well, RM 2.00 is better than nothing. laugh.gif
fruitie
post Dec 15 2012, 02:28 AM

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QUOTE(WhitE LighteR @ Dec 15 2012, 01:59 AM)
Go to Mydin la.. they accept TnG reload using Amex
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I know but no Mydin near to me.
Last time still got SenQ now they removed it... sad.gif
sad.gif
fruitie
post Dec 15 2012, 02:14 PM

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QUOTE(firdausz @ Dec 15 2012, 12:31 PM)
I wanted to register for internet banking however haven't received the pin yet. We need to wait for the pin trough snail mail.?
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Yes, it will come to you soon, assuming you have just received your card. smile.gif
Give them 2 weeks time. smile.gif
fruitie
post Dec 15 2012, 03:06 PM

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QUOTE(solsekuin44 @ Dec 15 2012, 02:53 PM)
How long have you been using this card?
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7 months?
fruitie
post Dec 15 2012, 03:42 PM

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QUOTE(solsekuin44 @ Dec 15 2012, 03:32 PM)
Any tips? You have Maybank card too right?
*
Tips in which part? Tips in applying, tips in spending? laugh.gif

Yes, I also have Maybankard2Card. smile.gif
fruitie
post Dec 15 2012, 03:55 PM

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QUOTE(solsekuin44 @ Dec 15 2012, 03:53 PM)
Spending smile.gif Where do you swipe with Maybank and OCBC?
I'm applying for this card too, currently have Maybank Visa Petronas that serves me well, with the credit limit increased last month nod.gif
*
I spend more on dining, on weekdays the choice is pretty obvious, OCBC.
During weekends, if the restaurants accept AmEx, I'll go for AmEx and get my 5% rebate + 5xTP.
Else, also OCBC. smile.gif
fruitie
post Dec 15 2012, 04:02 PM

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QUOTE(solsekuin44 @ Dec 15 2012, 03:59 PM)
Paying for fuel? I pump Petron/Esso since day 1.
Can I swipe OCBC (once I got it) and also use Smiles card?
*
Of course you can swipe using OCBC, MasterCard is widely accepted in Malaysia unlike AmEx. I believe you can use your Smiles card as well, this one is better to be confirmed by others.

Oh, I don't drive in KL because I still don't need a car here.
LRT to work is very convenient for me. biggrin.gif

If I go back hometown, I use my sister's car and I do pump for her sometimes at Caltex. smile.gif
fruitie
post Dec 19 2012, 08:05 PM

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QUOTE(c0la @ Dec 19 2012, 07:05 PM)
better than online application, that i can get nothing, and still have to pay for the rm50 government charge for first year~
*
How about the rebate you will get every month? Still not worth the GST fees you paid? Ponder. rolleyes.gif
fruitie
post Jan 6 2013, 01:49 AM

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QUOTE(gsc @ Jan 6 2013, 01:09 AM)
not reaching 10k means no waiver and also implies you are not getting the full rebate of RM50 per month....
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Er.. One year is RM 12k assuming if manage to maximize the rebate right?
fruitie
post Jan 13 2013, 04:33 PM

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5% rebate for dining:

Deutsches Gasthaus 2, TTDI
fruitie
post Jan 19 2013, 12:28 AM

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QUOTE(wild_card_my @ Jan 19 2013, 12:18 AM)
Guys, any promotion going on when applying for this card?

Better to apply through agent or online or bank?

and this one what is the minimum income? RM24k or 36k?
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Not sure about promotion because I didn't really bother it.
The benefits are considered as "long term" promotion for me. smile.gif
36k but with strict filtering. smile.gif

So, don't be disappointed if get rejected. Just try again.
I got rejected once when I already earned more than 48k/annum that time.

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