Yes...can be done. Just go to your insurance and request the a copy of the latest policy note. The policy note should state the NCD. Then just show the existing note to new insurance company and register without the need to cancel other policy. NCD can be used multiple times with different cars and the same/different insurance companies. The most important thing, all must be in your name.

Hope this helps

David, you car boh syok you swap out his battery, dulan you already.

Even if not need 2cancel, gotta pay FULL premium for other car insurance.
Kenot use other car NCD for this car & still hv same NCD for other car wan...biznes la!

This post has been edited by zeone: May 4 2012, 09:22 PM

?..last time I checked..can. Just as long car grant under the same name with insurance policy. NCD can be passed around. If car grant NAME A and want to use NCD from NAME B, of course cannot

You have chosen 2011 Proton Saga, Select Vehicle:
Average Good
Vehicle RB Code Wholesale Retail Wholesale Retail New Price
Sedan 4dr FL Standard Man 5sp FWD 1.3i PROT11AS 22,500 26,500 26,700 30,700 36,074
Sedan 4dr FL Standard Auto 4sp FWD 1.3i PROT11AQ 24,700 29,100 29,100 33,400 38,996
Sedan 4dr FL Executive Man 5sp FWD 1.3i PROT11AR 24,500 28,800 28,800 33,100 38,696
Sedan 4dr FL Executive Auto 4sp FWD 1.3i PROT11AP 26,100 30,600 30,500 35,100 41,218
Sedan 4dr FL Executive Auto 4sp FWD 1.6i PROT11BB 29,500 34,700 34,300 39,400 44,564


Obtained from Redb00k

Thnks for de info~!

as my colleague say can, but i not sure thts why i ask here...

If both Keliba & GaGa under your name, then you can transfer NCD immediately.

Go to Keliba insurance company, bring enough money to top up difference. For example last year premium was below:

For example, renewal for Keliba is 4/11/2011
Premium before NCD RM1000
NCD 55%
After NCD premium = RM450
If today you go withdraw your NCD from Keliba,
NCD deducted premium = RM550
NCD left until renewal = (insurance expiry date 3/11/2012) - (tomorrow 5/5/2012) = 181days
NCD withdrawal premium = 181/365 * RM550
Total due amount to be paid back to insurance company = RM272.74

So you no need to do cancellation. Once this is done, you may get your Keliba insurance company to issue you an endorsement note. Bring that endorsement note go to your GaGa insurance company, tell them to endorse your NCD NOW!!!! Then you have money take back from last year insurance on your GaGa

For example, new insurance for GaGa is 5/12/2011
Premium before NCD RM2000 on last year
Deductible NCD premium = 55% * RM2000 = RM1100
If you go endorse NCD from Keliba to your GaGa today,
Overpaid NCD until renewal = (insurance expiry date 4/12/2012) - (tomorrow 5/5/2012) = 212 days
NCD refund premium = 212/365 * RM1100
Total refund amount to be paid back to insured = RM638.90

Act fast. Do it on Monday immediately. Take 1 day leave, die die also do it. The amount you saved can easily get you whole sets of new performance tyres + K&N + FLX spring + damn a lot of LED

Don't forget, after withdrawed your Keliba's NCD, mark the date. By 3/11/2012 insurance expired, you can only get 0 NCD and gotta pay full premium. You may proceed to renew with full premium, on 5/5/2013, remember to go back to your insurance company ask them to endorse 25% NCD(start counting from withdrawal date), then you get money back 1 thing bear in mind, you may NEVER let your insurance lapse every year until you accumulate 55%. Otherwise NCD date will automatically reset to your new insured date. For example, if your insurance expired 3/11/2012, but you only renew your insurance on 5/11/2012, then your 5/5/2013 NCD25% will be reset. NCD25% will only come next renewal date on 4/11/2013.

Hope this is not too complicated for you to understand.

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Added on May 4, 2012, 10:08 pmHere is today's highlight.

TRD Persoga


Windscreen intact, all driver passengers survived


Toyota Longlife Coolant + Motoroil


Rear old APM absorber


Front old APM absorber


Front new KYB oil base absorber


Rear new KYB gas base absorber


New silicone bushing


Official receipt, 1 page not enough to fill in the bill...


This post has been edited by davidke20: May 4 2012, 10:21 PM

No need headache, just go to your Keliba insurance company, tell them you wanna withdraw NCD, ask them how much you need to pay. After that, take the NCD note go to your GaGa insurance company, get them to refund the overpaid premium after NCD deduction, gao dim.

Last but not least, Yau Yip will be dearly missed

okok...

Wah, detailed explanation + calculations.

r3apers pening ady .

In short, just transfer the NCD coz you should not waste your 55% NCD on the Kelisa's puny insurance premium cost.

so means later on the kelisa will need to pay full premium?

Yes. It will accrue NCD from scratch.

This post has been edited by dares: May 4 2012, 11:17 PM

Remember your withdrawal date. Next year same day of your withdrawal date can go back to Keliba insurance company get them to upgrade to 25% ady, no need to wait until next insurance renewal date.

hi guys,

can i use this speaker for front door saga fl? (Soundstream Arachnid SF-652T 6.5” 2-way Speaker)?

anyone have use it? review?

thanks

u boleh ker? ?

Oh? If still applies, then good news 4all with >1 car!!
Nvr knew that...TQ!

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Added on May 5, 2012, 9:23 amUpdate: Wat Bro davidke20 said is more to the point! Juz transfer... Not need 2cancel.

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Added on May 5, 2012, 9:26 amps. Good morning, Everyone!!
Wkend is here agin!!
Hv a great time with rides & ppl yu luv or who luv yu!!

This post has been edited by zeone: May 5 2012, 09:26 AM

whoa ! i see someone challenging Wuakaka ! lols

@ the brakes

Btw, what model is that Toyota car in the wreck picture?

This post has been edited by dares: May 5 2012, 10:53 AM

That's an older model single pot VR4 brakes. Guess that's the only model that fits my ISWAGA with PCD114.3. As of my BLM, planning for VR4 twin pot. Will consider 4 pot if budget allowed 16" wheels, but will also have to chop away fender oso.

It was an Algis. Total loss liao.