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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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TSbrotan
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 Apr 10 2013, 12:37 PM
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QUOTE(Matthewksexy @ Apr 10 2013, 11:56 AM) All Sifu, need some advise, i got two CC, from PB and SCB. i just finish clearing my PB bad debt. now left only SCB of almost 18k. shall i do BT to my PB with 6 month 0% or just remain it in SCB and take the xtra $$ from PB to throw into SCB. even if i do BT to PB, i will only able to transfer 3k only. so Sifu, your wise advise needed. thanks in advance To save interest transfer as much bt to pbb as possible |
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JamesPond
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Apr 10 2013, 02:14 PM
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SCB is for selected customer only. Sadly, I never get the offer...
ronnie, can you promote them to me?
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KTCY
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Apr 10 2013, 02:26 PM
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QUOTE(JamesPond @ Apr 10 2013, 02:14 PM) SCB is for selected customer only. Sadly, I never get the offer... ronnie, can you promote them to me? You can actually call to Price Solution or CS to request it. It might work if you're within their qualification for the program. |
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ftptwistedclown
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Apr 10 2013, 02:28 PM
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Getting Started
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is it hard to BT if current loan deduct salary on monthly basis?
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TSbrotan
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Apr 10 2013, 03:35 PM
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QUOTE(ftptwistedclown @ Apr 10 2013, 02:28 PM) is it hard to BT if current loan deduct salary on monthly basis? What does bt has to do with salary deduction? |
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andyfriends
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Apr 11 2013, 11:37 AM
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QUOTE(ronnie @ Apr 10 2013, 10:43 AM) Guess what I can actually continue to add BT to SCB 0% BT program (offered earlier). Eg. Giving max amount to transfer is RM100k First time, you transfer RM60k. You can call up to transfer up to another RM40k if you like. I dont see this promotion anywhere. mind to share more about this. tq bro |
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ronnie
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Apr 11 2013, 01:07 PM
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QUOTE(andyfriends @ Apr 11 2013, 11:37 AM) I dont see this promotion anywhere. mind to share more about this. tq bro You have to be "invited" to participate in their SCB 0% BT program. |
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andyfriends
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Apr 11 2013, 02:26 PM
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QUOTE(ronnie @ Apr 11 2013, 01:07 PM) You have to be "invited" to participate in their SCB 0% BT program. Awww... how to be invited (i know this is a silly Q). tel us your spending habits, if you dont mind. |
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ronnie
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Apr 11 2013, 02:34 PM
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QUOTE(andyfriends @ Apr 11 2013, 02:26 PM) Awww... how to be invited (i know this is a silly Q). tel us your spending habits, if you dont mind. ZERO usage with SCB after finish utilising the free cash rebate |
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andyfriends
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Apr 11 2013, 02:43 PM
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QUOTE(ronnie @ Apr 11 2013, 02:34 PM) ZERO usage with SCB after finish utilising the free cash rebate me 2. yer i want to be invited also  |
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KTCY
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Apr 11 2013, 04:01 PM
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QUOTE(ronnie @ Apr 11 2013, 01:07 PM) You have to be "invited" to participate in their SCB 0% BT program. My BT got approved  |
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fool1988
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Apr 11 2013, 07:50 PM
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Hi i need some helps..
Currently i got 2 CC, one is UOB and SCB, both credit limit is 4k, now UOB is 3.5k balance and SCB is 2k balance, i want to do BT so interest won't charge both size, which ways recommend to reduce the interest? And let say now UOB is 3.5k balance and can i request to do BT for 3.5k?
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TSbrotan
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Apr 11 2013, 08:58 PM
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QUOTE(fool1988 @ Apr 11 2013, 07:50 PM) Hi i need some helps.. Currently i got 2 CC, one is UOB and SCB, both credit limit is 4k, now UOB is 3.5k balance and SCB is 2k balance, i want to do BT so interest won't charge both size, which ways recommend to reduce the interest? And let say now UOB is 3.5k balance and can i request to do BT for 3.5k? your 3.5k and 2k balance means you still have unused credit? normally banks allow max 80% available credit for BT so you can calculate from there |
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TSbrotan
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Apr 12 2013, 12:44 AM
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QUOTE(aliciaqsp @ Apr 11 2013, 11:27 PM) got 3% one time fee look carefully |
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bxblade
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Apr 12 2013, 07:22 AM
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Getting Started
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I get email from maybank... Its 1% for 12month now
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celaw
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Apr 12 2013, 07:34 AM
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QUOTE(bxblade @ Apr 12 2013, 08:22 AM) I get email from maybank... Its 1% for 12month now Can you show the email? |
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fool1988
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Apr 12 2013, 06:57 PM
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QUOTE(brotan @ Apr 11 2013, 08:58 PM) your 3.5k and 2k balance means you still have unused credit? normally banks allow max 80% available credit for BT so you can calculate from there the 3.5k and 2k mean unclear balance. |
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TSbrotan
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Apr 12 2013, 07:06 PM
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QUOTE(fool1988 @ Apr 12 2013, 06:57 PM) the 3.5k and 2k mean unclear balance. Just calculate available credit * 0.8 That's the amount you can bt |
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chenhui87
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Apr 12 2013, 07:30 PM
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I would like to ask, can I transfer the balance from my dad's cc to my acount?
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