hi all, want to ask, how does this BT works?

1. can i BT a terminated card or the CC needed to be alive?
2. do i need to inform my current bank about the BT?

their guranteed gifts seems to be the exact of Ambank BT programme too, i wonder why

MBf


Ambank


This post has been edited by chocolatepallette: Mar 1 2013, 06:50 PM

the reason is ambank just bought over mbfcard business

hi all

updated BSN BT offers

looks like a lot of banks are reducing their 0% BT offering

This post has been edited by brotan: Mar 6 2013, 03:19 PM

pls check post #1. bsn updated

lol. i don't want to comment on your comments

How would you better phrase it ?

I don't see the difference... better don't comment next time else kena frozen again.

The TS has done what he should. End of story.

just want to share my experience when doing BT Public Bank from Standard Chartered
i opt for 6 month 0%
28feb - fax the BT form
1mac - appear at PB Online
5mac - appear at Standard Chartered online

the process from PB quite fast, just the cheque will take a few days before it cleared

updated Ambank. just change the min BT amount

smsbusiness2u Just for you only. It is on post #1

This post has been edited by brotan: Mar 7 2013, 10:00 AM

hi sifus,

need help. what is the best package offered now? lookin for overall lowest fee and interest rate.

thanks

pls refer post #1 on pg #1

everything there. do note that some info maybe outdated, so pls double check with the banks before commiting to anything

and do update here if the info posted is not correct from current perspective

all bank starting to reduce the time of repayment for 0% BT and increase the amount of transfer required to do BT...

Start to cut out my CC which useless now like BSN & Bank Islam But gonna wait until fully paid all BT amount >:P

by the time you want to cut your card, they will reinstated the 0% BT. haha

I have been spending a bit too much last 2 months; and therefore decided I should opt for 0% Balance Transfer Plan once again and earn myself a few hundred ringgit by depositing the money to be used to pay my credit card bills into a interest bearing account. So I did a 0% 6 Months Balance Transfer with RHB Bank. The RHB 0% BT will expired on 31 March 2013. If you go to RHB's website and click on download application form, you will see that there is no 0% BT on the form. What you need to do is call their Customer Service and have them either fax or email to you the 0% BT Application Form.

And for those of you who are new to Balance Transfer, click on below link to read my article published in 2012. It will give you some idea on BT and which banks you should avoid.

http://generationsxyz.blogspot.com/2012/03...-2012-gone.html

hi bro

long time no see

is the RHB still got 0% but need to call or completely no more?

Hi Bro, as I mentioned, RHB 0% 6 Month BT Plan expire on 31 March 2013.

ok. but normally they will auto renew the plan for a while then change again

let's see how it goes

if that the case, then I will lovely to kept all of them, as long as they got 0% BT