pls read post #1

thx for the feedback. i will call them tomorrow and find out

bro

affin is 0% but min 5k. valid until 2014

why you doubt about affin comments?

anyway, i have said many times, the post #1 is a guideline and I don't call every single bank every week or month to check what's the latest

if i found out something is already outdated myself because i deal with that bank, i will update

however, i expect the community to contribute by pointing out certain offers are invalid, i will verified and update if that is true

you can check previous post, i always update when someone commented out of date and i verified

thanks for the feedback. updated on post #1

btw, the standard charted rate you mention is for new cc holder only. existing is 5.99% per year.

updated

hi ronnie

i updated that long time ago

no problem as long as you don't exceed the credit limit rules (normally 80% of available credits)

every jusco customer service can apply

some are like housing loan, some like car loan but most like car loan

you would have to ask the bank directly

yes can

it is based on your due amount of the cc, doesn't matter the amount is becuz of BT or normal use

most yes.

at least PBB and AEON still valid

i didn't use the rest though

pls note that there is a general rule of thumb, u can't BT more than 80% of your available credit balance

what i normally do is b4 i do BT, i call the bank first to confirm the max i can BT

if you try to BT more than the amount you are allowed + they don't inform you your BT rejected (i kena b4), i end up paying for late charges because i thought it is settled but actually not

This post has been edited by brotan: Feb 16 2014, 10:14 AM

pbb i long time never swipe even with the rebate. there's a rebate allocation from pbb monthly for all users.

so even though you qualify for the rebate, but if the amount allocated by pbb is used up, then also zero rebate

so you need to spend fast and even that not guaranteed. so i don't use it

no charges as long as RHB pays MBB the amount on time

yes . i am using it

which pbb card? i don't know since i don't use them for swipe

thanks for the input. called them and confirmed yours statement

updated first page

min 3k as i know

normally bank will consider to increase the limit certain period after it is issued. don't remember how long but if not mistaken 1 year

best to get a 2nd cc for BT. i suggest aeon credit

which means to use pbb + aeon for BT purpose

Never tried but possible. However take note maybe if the bank that pays later found out it has been paid by the other bank, possible they cancel it

That's just my guess. I don't have any real knowledge

Pbb win hands down