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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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TSbrotan
post Jul 5 2014, 11:12 PM

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QUOTE(tbheng @ Jul 5 2014, 11:10 PM)
My case (and some BT regulars here too) just basically telling them that I am BT-ing back and forth (if you get what I mean).

But what's wrong with your "last transaction"? You mean you do not use your cc besides BT?
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yeah blush.gif
TSbrotan
post Jul 21 2014, 05:43 PM

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QUOTE(jayk8 @ Jul 21 2014, 04:05 PM)
Thank you brother Ronnie. smile.gif
So i will just have to submit my Maybank CC statement + AEON BT application form and fax to Aeon for further process, and thats it right?  biggrin.gif
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always good practice to scan and send by email
TSbrotan
post Jul 23 2014, 02:55 PM

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QUOTE(jayk8 @ Jul 23 2014, 02:00 PM)
Update:

Submit Application to Aeon: 22 July 2014, 10:30am
Call received: 23 July 2014, 2:00pm
Payment received on MBB : TBA
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yeah, normally Aeon is pretty fast in BT rclxms.gif
TSbrotan
post Jul 23 2014, 04:44 PM

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QUOTE(bryan_x00 @ Jul 23 2014, 03:51 PM)
called RHB was told their 0% BT no longer available since last month onwards.

Is it true?
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updated post #1
TSbrotan
post Jul 23 2014, 04:50 PM

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if anyone found the balance transfer program on post #1 is obsolete, pls feedback.

i will confirm and update accordingly

i only use Aeon and Pbb and any changes i will know for these 2

other banks i hope others can contribute
TSbrotan
post Jul 24 2014, 09:51 PM

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QUOTE(sms2u @ Jul 24 2014, 04:04 PM)
Are u sure it asked 132 times? U got count?

BT is balance transfer meaning transfer the outstanding from one or more of your credit card (A) to another bank of your credit card (B).

That means the oustanding in credit card A will be settled and it will show as outstanding amount in credit card B.
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Of course he didn't count lah

Just a metaphor to say already been asked many times

This post has been edited by brotan: Jul 24 2014, 09:51 PM
TSbrotan
post Aug 6 2014, 03:33 PM

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QUOTE(tigaxxx @ Aug 3 2014, 05:35 PM)
Anyone knows any CC offering good BT ? ... ii.e. 0% interest and good promo/gift.......
want to BT about 30k from Alliance VI
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refer post #1
TSbrotan
post Aug 6 2014, 03:35 PM

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QUOTE(tbheng @ Aug 6 2014, 03:19 AM)
Salute to u on your cross-BT adventure.  notworthy.gif
Both my PBB and AEON cc are on same statement dates.
When time come for me to juggle between the CL available balances, I might not be able to do as your case.
2 BT's back to back within 20 days??? A real challenge.  sweat.gif
Maybe have to change one of the statement date to have better timing advantage.  tongue.gif
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i would suggest you keep some money to pay the statement in case BT money arrive late

remember, BT is useful to save interest but it is a poison if you use it to get out of debt
TSbrotan
post Aug 6 2014, 04:37 PM

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RHB islamic and Affin updated on post #1
TSbrotan
post Aug 6 2014, 04:37 PM

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affin has attractive long term BT. pls check post #1
TSbrotan
post Aug 6 2014, 05:20 PM

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QUOTE(zr125 @ Aug 6 2014, 05:13 PM)
this one?

9) Affin - 24 mths, 6% fee, 0% interest / yr, Min - RM 2k per bank. Valid until : NA
10) Affin - 36 mths, 7% fee, 0% interest / yr, Min - RM 3k per bank. Valid until : NA
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yup

This post has been edited by brotan: Aug 6 2014, 05:20 PM
TSbrotan
post Aug 6 2014, 06:15 PM

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QUOTE(zr125 @ Aug 6 2014, 05:41 PM)
Which 1 is the best you think?
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do a simple math on your own will tell you the answer biggrin.gif
TSbrotan
post Aug 8 2014, 05:24 PM

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QUOTE(guy3288 @ Aug 7 2014, 07:08 PM)
Use example is easier to understand.

Scenario A.

Aeon CR balance RM2000 on 1.8.2014, outstanding of RM15k in  Aeon and statement will be out on 10.8.2014.
    You want to do BT RM10k from PBB outstanding to Aeon, but Aeon CR balance insufficient.
    So you to bank in RM11k on 6.8.2014, new CR balance  becomes RM13000, now can BT from PBB to Aeon.

 
Scenario B, same as above.

  But you wait till after the statement out then only bank in that RM11k cash to Aeon and try to do that BT RM10k. I suspect this BT will not go through......?insufficient fund? the  RM11k banked in will be taken up by the Aeon outstanding due? me not sure actually..
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my head already rclxub.gif
TSbrotan
post Sep 10 2014, 09:04 PM

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QUOTE(ronnie @ Sep 9 2014, 10:26 PM)
Enjoy 0% interest for 12 months and 3% upfront fee waived when you transfer your balances from other credit cards to Maybank Credit Card!

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
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updated on post #1
TSbrotan
post Sep 15 2014, 11:19 AM

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QUOTE(sepet @ Sep 14 2014, 10:07 PM)
I plan to swipe for cash at jewellary shop or any shop provide that kind of service.. Then after get statment date i do BT to mbb... Is it my plan ok?
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what does that mean?

you swipe like purchase stuff but actually you didn't and the shop give you cash?

if you know the person, possible but then i guess you need to pay them something for it

eg credit card charges (i assume 3%) and in the future gst (6%) and their commission to do so (??? %)

not worth it lah. just withdraw cash advance better
TSbrotan
post Sep 20 2014, 02:08 PM

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Click Here For V3

This post has been edited by brotan: Sep 20 2014, 02:08 PM

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