http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
not worth it but just sharing if anyone interested
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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Jul 24 2013, 03:24 PM
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#261
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http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
not worth it but just sharing if anyone interested |
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Jul 26 2013, 07:44 PM
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#262
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QUOTE(red_scorpion @ Jul 26 2013, 07:04 PM) yea, no worth it..so high interest rate.... It is their marketing strategyI rather buy the stuff myself Maybank, we want 0% balance transfer for 12months++, not guarantee gift with high interest rate People will be blinded by the high end free gift and won't calculate the cost of it |
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Jul 28 2013, 06:28 PM
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#263
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2,392 posts Joined: Dec 2009 |
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Jul 28 2013, 07:15 PM
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#264
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Aug 2 2013, 12:34 AM
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#265
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QUOTE(speedo @ Aug 2 2013, 12:25 AM) hi. would like to ask abour bt. should be from aeon to rhbI applied for bt from rhb to aeon today. statement date is 26 july and due 15 aug. outstanding rm4k. let say aeon managed to do the transfer but after due, will I be charged by rhb? thks yes, you will be charged interest by rhb but you can call rhb up to waive it and give you credit back in next month statement |
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Aug 2 2013, 09:06 AM
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#266
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QUOTE(speedo @ Aug 2 2013, 02:31 AM) Yes you owe rhb 4kYes can waive provided you don't always pay after due date Just give a simple answer that your bt.late or forgot or statement didn't arrive As long as it is not overdue too long or you normally pay on time, should be no issue |
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Aug 2 2013, 09:12 AM
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#267
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QUOTE(Devil4life @ Aug 2 2013, 09:00 AM) I don't understand UOB balance transfer statement. I always pay in full my statement (either my own money or by bt), so can't give you real life exampleIt written there 3000 (my full BT amount). But isn't it like just 500 per month. And the min amount to pay is RM150. So can I just pay RM150 for 5 months then clear it off during the last month? Or I have to split myself equally which is 500 per month. Currently the SC BT I had help me split already and I only require to pay that statement amount. But if not mistaken if you pay 150 per month and not 500 can ve done but you will be charged interest on the 350 you didn't pay That's generally true but some cc offers what you stated but that is normally stated clearly somewhere. If not mistaken bank islam and cimb offer something like that Uob I don't know Definitely all my cc doesn't offer it ( pbb mbb aeon bsn ) |
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Aug 3 2013, 06:03 PM
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#268
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QUOTE(jeff_v2 @ Aug 3 2013, 02:16 PM) hi, Hito apply for BT u need to have the bank CC rite. so as i survey i see that BSN offer the lowest interest: 24 months at 0.375%(0% for the first12 months) looking to BT 6k from my cimb and stan cart card. any bank offer lower? but the problem is bsn card no so attractive promo compare to mbb and foreign bank. now in dilemma.. any advise from sifu here???? thanks Pls look at post #1 for quick comparison |
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Aug 4 2013, 09:50 PM
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#269
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Aug 4 2013, 09:58 PM
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#270
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Aug 4 2013, 10:03 PM
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#271
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Aug 4 2013, 10:13 PM
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#272
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Aug 6 2013, 01:16 PM
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#273
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QUOTE(kahyong @ Aug 6 2013, 01:03 PM) Guys, i need some help here~ You will pay interest (detail how the interest is calculated, better confirm with your bank) for the outstanding balance until pbb bank in to your uob accounti got around RM1k ++ in uob bank now, and the due date on nx week 13/8, i realize that this week all work almost stop due to raya~ so i hardly can get approval from PBB BT btw, i am going to buy a phone now~ around 2k, so total will be RM3k++ my question is.. what happen if i pay UOB minimum payment and wait for PBB BT nx week?? 1. is that i just need to pay the 18%/12month = 1.5 % interest for RM1k++ that?? then i will still enjoy PBB 0% interest and processing fee once i get approval? |
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Aug 12 2013, 03:29 PM
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#274
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Aug 12 2013, 04:50 PM
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#275
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Aug 27 2013, 09:25 PM
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#276
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Aug 28 2013, 10:21 AM
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#277
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QUOTE(v2_vehooi @ Aug 28 2013, 09:16 AM) you thought so because of the "expiry" date?most of their offer are recurring, meaning after expire it will renew with same term. but of course, they might change it in the future anyway, an advice to all forumer who view this thread. Take the post #1 as guideline and assume it is correct. B4 committing anything financially, pls check with the bank again. if the info on page #1 are outdated, pls post it here. I will verify and update accordingly |
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Aug 28 2013, 11:49 AM
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#278
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Aug 28 2013, 11:51 AM
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#279
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QUOTE(peri peri @ Aug 28 2013, 08:38 AM) always advising people refer post #1 but i always find it not up to date and will caused mislead to others and the worst to those who are in urgency to look for good BT most of their offer are recurring, meaning after expire it will renew with same term. but of course, they might change it in the futureupdate just done my BT with CIMB for new credit card application up to 50% of approved CL for 6 months installment @ 0% (min BT per bank is rm1000 and allowed for supp card holder acc as well) anyway, an advice to all forumer who view this thread. Take the post #1 as guideline and assume it is correct. B4 committing anything financially, pls check with the bank again. if the info on page #1 are outdated, pls post it here. I will verify and update accordingly this thread is a mean for sharing and caring. so, i hope everyone chips in to keep the post #1 updated |
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Aug 28 2013, 12:37 PM
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#280
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