option 2? lol...

Is there any early exit fees imposed on the BSN balance transfer programme for 24 months 0.375%
(0% for the first 12 months) min RM1,000?
If full payment is made on the 12th month, what are the consequences would BSN impose on card holder/ any hidden fees? (~purpose to entitle for 0% interest BT) ;-)

Hi Sifus,
I want to BT 2.7k from uob 1c to either my newly approved cimb cb plat or m2c.
I've calculated that BT to mbb is better as 0% for 12 months.
Mind if any of you can give advise on which is better: to cimb or mbb?

Thanks

I'm aware of that as it is only a 1 time fee..
Which is feasible as cimb has a % for BT

HSBC Balance Transfer:
"Plan A: 3% interest in 1st month from the application approval date on the Balance Transfer Amount and thereafter, 0% interest for the next 5 months"

Anybody can explain what does this means? 3% interest is on the full BT amount OR 3% is just on the 1st month instalment payment only? :-)

Wanna ask about BT... let's say I BT from Bank A to Bank B amount 10k.  Then later can I BT some more from Bank A to Bank B another 10k?  Provided Bank B credit limit still enough.

RM10k.  Later swipe some more, but wanna take advantage of those 0% BT, so BT some more.  Can?

If I owe RM20k, can I choose to BT RM10k?

the 2% one time interest for 12 months for existing PB CC is it still available? could not find any link from their website.

possible to BT 3K eventhough statement only 1.5K?

Another lazy question here..lol   Which aeon credit card entitled for the AEON point/cashback when do BT? Does it mean e.g. BT RM5000=5000 aeon points?? 
As I know, BT are not calculated for any cashback as stated in their aeon website..

Please enlighten if Installment Plan can be "BT" ?

Hi ronnie, BT can work for AMEX Maybank cc outstanding balance?

Hey guys, I am quite new to this.

My current outstanding

PB 4.9k/5k
HL 4.9k/5k
CIMB 9.8k/10k
HSBC 20k/21k

What is the best balance transfer that I can do and what happens to the credit limit after I do a balance transfer?

I hope to hear from you all. Thanks.

How do I calculate the monthly payment, and is there any charges if I can settle the whole thing early?
I need maybe not the lowest rate, but the most flexible 1 where I can settle it early when I can.

You need to swipe about 12 times in over 12 months to qualify for fee waive on PBB card.

Meantime, no annual fee, no minimum swipe required for BSN basic Gold credit card.

--

Is this bad judgement?

The CC will purely for BT and I dont want to swipe it over and over (try to self contain)

Something to share on BT to PB.
I submitted last Saturday via email, until today no call...due date next Monday.
I called and CS told already approved and installment posted yesterday.
I asked why no call to verify one? CS said they will call only when there is a need. 
Asked will PB pay my AEON Watami by cheque or IBG?
CS said will pay AEON by IBG except 2 series of cc number : 5470-71xx-xxxx-xxxx or 4726-98xx-xxxx-xxxx.
My Watami strike lottery, they sent out cheque today, should still meet my due date on next Monday, hopefully. 

can I do BT for 4 CC into 1 account? all card less than 50% credit limit...

Why malu?? 

What my experience was when they ask how did I pay for my last statement.
I answered "Err, via BT payment from PBB." 
Because every month, I BT from other banks to AEON and then BT from AEON to PBB...
And I don't have the details of the cheques issued by PBB...