QUOTE(jasontoh @ Aug 28 2013, 01:39 PM)
Can Ibg via cimb and mbb. 60 sen and rm1 charged respectivelyCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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Aug 28 2013, 01:40 PM
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#281
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Aug 28 2013, 02:26 PM
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Aug 28 2013, 02:26 PM
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Aug 28 2013, 02:28 PM
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QUOTE(peri peri @ Aug 28 2013, 02:06 PM) wow, 40k, says BT limit is 50% of CL, then your cc CL is around rm80k. normally BT is 80% of available balancehow much income per month to eligible for rm80k CL? mine the max still rm15k only. how come? so if he didn't owe any money to them before, then credit limit will be 50k |
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Aug 28 2013, 02:42 PM
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Aug 28 2013, 02:48 PM
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QUOTE(peri peri @ Aug 28 2013, 02:45 PM) i understand how the wonder works. just that SCB and CIMB offer are quite low compare to your 80% on available balance. But better than nothing although both are 6 months tenure @ 0%. i guess yours is limited to new card application? in this case, then maybe that's why the amount can be also special |
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Aug 28 2013, 02:52 PM
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QUOTE(AaIto @ Aug 28 2013, 02:48 PM) http://www.bankislam.com.my/Documents/BIC-...sfer-070613.pdfstill got lah bro that officer blur2 one |
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Sep 10 2013, 08:49 AM
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QUOTE(Denwcp @ Sep 9 2013, 11:32 PM) I'm currently looking for balance transfer for amount of RM10000 from my citibank card. Preferable 12 months , <3% yearly. 1st off you need another bank credit card. which credit that suites your need, pls refer to post #1 (Note : Pls double confirm with the bank that you are interested before you proceed to ensure it is accurate)Please kindly contact me if you have any offer o16-477o677 Thanks. Secondly, you need to ensure your credit limit must be min 13k as normally BT allow max 80% of available credit for BT Lastly, there is a processing time before releasing the money to pay citibank. fast or slow depends on the bank. to be safe, 2 to 3 weeks. so you need to consider paying off 100% or partly of the 10k with your own money while waiting for the BT to be approved |
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Sep 10 2013, 04:15 PM
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QUOTE(sj0217 @ Sep 10 2013, 02:40 PM) Just would like to check with you guys, is there any BT for HSBC bank? because I cannot found on the first page. hsbc got bt but i didn't put it in yet (don't know why Between, what is the process for BT? Based on my understanding, fill up the form and submit by fax or email, the bank will then be process and could be done within 1-2 weeks but is depend, is this correct? is this can be done through phone call?? so far my personal experience, you can't do bt over phone. fax definitely can. some banks can accept scanned and email 1 to 3 weeks depend on bank |
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Sep 11 2013, 02:56 PM
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anyone experiencing non stop email notification of new post for this thread?
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Sep 11 2013, 03:06 PM
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Sep 13 2013, 11:01 PM
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QUOTE(nothingz @ Sep 13 2013, 10:17 PM) does BT has any impact on my credit record? i have outstanding of 1k plus at MBB which has not due (i am able to settle anyway) but since CIMB is offering 6 months 0% BT, i am considering whether to take up the offer. If you plan to take a loan, it might have impact as they will consider how much you still owe to determine your eligible monthly repaymentso any advice? If you not planning to take a loan, then no issue |
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Sep 26 2013, 03:11 PM
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Sep 28 2013, 02:23 PM
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QUOTE(andylol @ Sep 28 2013, 02:12 PM) Hi, I just received my public bank visa classic card, the credit limit only 6K, I knoe the new apply can apply the balance transfer in 0% fees and int, anybody agent can help me increase my credit limit b4 I apply the balance transfer? Normally need certain time period (normally 6 to 12 months) they will consider to increase your limitAlso depends on your usage and payment pattern |
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Sep 28 2013, 05:55 PM
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QUOTE(andylol @ Sep 28 2013, 05:42 PM) So I have public bank, uob, and cimb. Any agent here can help me apply balance transfer in others bank. Pm me plz. Why you need agent? The process is simple. Fill up form and fax over your application. Some banks require your cc statement to be faxed over also Btw to apply bt, you need to that bank cc first. No other way around it This post has been edited by brotan: Sep 28 2013, 05:56 PM |
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Sep 28 2013, 08:56 PM
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Sep 28 2013, 10:06 PM
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Oct 11 2013, 10:30 AM
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Oct 11 2013, 03:59 PM
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Oct 12 2013, 04:15 PM
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QUOTE(DrOzzz @ Oct 12 2013, 04:11 PM) Dear All sifu, balance transfer from bank A to bank BReading from recent post, i got a question to ask i planning to buy smth which is worth of almost 7k and i need a 24 month installment plan with lesser interest. i only have a maybankard2 and maybank visa .. Any idea how to minimize the interest ? which bank interest lower ? should i do balance transfer ? i done a small survey where currently CIMB is offering 0% interest for 6 month ..... But i need 24 month as the amount is kind of big for me.. can't BT bank A to bank A even if 2 different cards |
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