anyone experiencing non stop email notification of new post for this thread?
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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Sep 11 2013, 02:56 PM
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Senior Member
2,392 posts Joined: Dec 2009 |
anyone experiencing non stop email notification of new post for this thread?
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Sep 11 2013, 03:04 PM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 11 2013, 03:06 PM
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Senior Member
2,392 posts Joined: Dec 2009 |
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Sep 11 2013, 10:58 PM
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Senior Member
6,483 posts Joined: Apr 2012 |
QUOTE(sj0217 @ Sep 11 2013, 09:00 AM) I have go through MBB BT, any different between interest charge & upfront fee? I mean which one will be select when do the BT, people sure will go to interest charge instead of upfront fee since upfront fee is higher % than interest charge. Just FYI, the branch in 1U can be process for BT as I have done it over there.Interest charge may useful for the amount is lesser, and upfront fee may useful for quite lot amount need to be BT, is this make sense?? May I know the branch in 1u can process for BT?? Same also within 2 weeks time to be process. |
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Sep 12 2013, 09:36 AM
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Junior Member
374 posts Joined: Mar 2005 |
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Sep 13 2013, 04:53 PM
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Senior Member
926 posts Joined: Aug 2013 |
Wow, Bank Islam balance transfer is super fast!! I sent an application to BT from Maybank on last wednesday, today it was done already. 2 days!!! Impressive.
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Sep 13 2013, 06:26 PM
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Senior Member
3,930 posts Joined: Jan 2003 From: KL |
have a question over CIMB balance transfer 0% plan of 6 months, do i just need to pay the minimum amount or must pay in equal installemnt which rm(balance/6months) ?
This post has been edited by raul: Sep 13 2013, 06:36 PM |
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Sep 13 2013, 07:31 PM
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Senior Member
3,904 posts Joined: Jul 2007 |
pay the minimum amount for 5 mths, then full settlement on 6th mth.
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Sep 13 2013, 10:17 PM
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Senior Member
2,757 posts Joined: Jan 2007 |
does BT has any impact on my credit record? i have outstanding of 1k plus at MBB which has not due (i am able to settle anyway) but since CIMB is offering 6 months 0% BT, i am considering whether to take up the offer.
so any advice? |
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Sep 13 2013, 11:01 PM
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Senior Member
2,392 posts Joined: Dec 2009 |
QUOTE(nothingz @ Sep 13 2013, 10:17 PM) does BT has any impact on my credit record? i have outstanding of 1k plus at MBB which has not due (i am able to settle anyway) but since CIMB is offering 6 months 0% BT, i am considering whether to take up the offer. If you plan to take a loan, it might have impact as they will consider how much you still owe to determine your eligible monthly repaymentso any advice? If you not planning to take a loan, then no issue |
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Sep 17 2013, 02:00 PM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
My 2nd Balance Transfer to AEON CC (from Maybankard 2 AMEX)
Submission : 17 Sep 2013, 8:52AM Verification Call : 17 Sep 2013, 12:37PM (via UNKNOWN caller id) Approval : 17 Sep 2013, 4:00PM (via SMS) Posted on AEON CC : 17 Sep 2013 Cheque Sent : 23 Sep 2013 Payment : 26 Sep 2013 This post has been edited by ronnie: Sep 27 2013, 09:07 AM |
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Sep 17 2013, 04:11 PM
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Senior Member
6,483 posts Joined: Apr 2012 |
QUOTE(ronnie @ Sep 17 2013, 02:00 PM) My 2nd Balance Transfer to AEON CC (from Maybankard 2 AMEX) such a fast respond. Submission : 17 Sep 2013, 8:52AM Verification Call : 17 Sep 2013, 12:37PM (via UNKNOWN caller id) Approval : Payment : Is these can be apply for AEON CC and submission for BT at 1u AEON dept where the counter inside the Jusco?? |
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Sep 17 2013, 10:42 PM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(sj0217 @ Sep 17 2013, 04:11 PM) such a fast respond. Maybe because it's my second time to do BT with AEON... maybe first time takes much longer.Is these can be apply for AEON CC and submission for BT at 1u AEON dept where the counter inside the Jusco?? Not sure if you can process BT at the same time as CC application.... go over and ask. |
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Sep 18 2013, 11:03 PM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
I also notice the first installment for my 6-month BT has been posted into my AEON Unbilled Transactions
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Sep 18 2013, 11:04 PM
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Senior Member
6,483 posts Joined: Apr 2012 |
QUOTE(ronnie @ Sep 17 2013, 10:42 PM) Maybe because it's my second time to do BT with AEON... maybe first time takes much longer. I have checked with the staff, new cc application and BT can be done in there. Not sure if you can process BT at the same time as CC application.... go over and ask. FYI, new application for cc will be free 3 years annual fee as it stated on the banner |
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Sep 21 2013, 09:45 AM
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Senior Member
3,904 posts Joined: Jul 2007 |
09 SEP - Submitted BT form to AEON
10 SEP - Received verification call + approval SMS + appear in AEON online banking 21 SEP - OCBC account updated with payment. 9 working days |
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Sep 21 2013, 11:23 AM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 21 2013, 12:25 PM
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Senior Member
6,483 posts Joined: Apr 2012 |
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Sep 21 2013, 06:57 PM
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Senior Member
3,904 posts Joined: Jul 2007 |
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Sep 25 2013, 10:08 AM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur |
i have to admit, CIMB BT is the Best. From submitting the form by Fax and money to appear in acc just only 3 working days! Amazing.
Unlike SCB, apply to tele recorded and requires 10 working days which is almost 12 days for the money goes through. End up i have to clear those due payment first for healthy CCRIS |
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