Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
6 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

views
     
cheahcw2003
post Jul 22 2012, 11:09 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(TruthHurts @ Jul 22 2012, 01:16 AM)
I need advice.

Lately RHB bank is offering me an ASB loan.. ask me to take rm200k loan. So i wonder if it worth it since i dont have any other stuff to pay except for my life insurance. ? Any advice people.

So how do i calculate that ? im thinking 20 years loan payback.
*
this issue has been discussed over and over again in the V1 and V2.
the conclusion is worth to do it. if u able to serve the monthly instalment of 200K loan, after 20 years when the loan expired, u will be a millionaire.
cheahcw2003
post Jul 23 2012, 11:05 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(Davez89 @ Jul 23 2012, 10:14 AM)
max increased to 300k already? or still 200k max
*
still 200K, the 300K that others' mentioned was with the interest accumulated.


Added on July 23, 2012, 11:06 pm
QUOTE(TruthHurts @ Jul 22 2012, 06:23 PM)
So how much you need to pay permonth anyway ?  hmm.gif
*
depending on your age, income, tenor of your loan, interest rate. You can use online calculator to count.

This post has been edited by cheahcw2003: Jul 23 2012, 11:06 PM
cheahcw2003
post Jul 25 2012, 11:24 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(Porie @ Jul 25 2012, 10:49 PM)
hi, I just made an asb account, currently deposit 10k money, then I invest around rm100 per month.

lets say if i want to withdraw around rm500-1000 this year, will it effect the yearly dividend ?
*
dividend is monthly rest and count on the lowest balance of each month.
cheahcw2003
post Jul 26 2012, 04:15 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(slampdung @ Jul 26 2012, 01:28 AM)
I want to use the money to buy IPO.. thats all. Needs to confirm this as I dont know where to park the money after I sold the ipo if my ASB limit become RM200k. Are you sure about this? Thank you very much.
*
once your limit is increased to 300K, it will be forever 300K, can only be more due to dividend accumulation but not less
cheahcw2003
post Jul 26 2012, 10:43 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(shakiraa @ Jul 26 2012, 09:28 PM)
Hi cheahcw2003 and all sifus, reading from past few post, that means i can just walk to the Maybank counter to top up my money to max 300k?

currently i have both ASM and AS1M.

if i put 300k, any condition that i need to keep the money there for certain yrs? thanks.
*
ASNB products is like saving account, not FD u can withdraw any time.
cheahcw2003
post Jul 27 2012, 10:15 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(shakiraa @ Jul 27 2012, 07:26 PM)
yup, forgot to mention that. Bumi still can get AS1M. All people can get ASN based on the queue.
*
ASN for bumi only
cheahcw2003
post Jul 28 2012, 11:55 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(shakiraa @ Jul 28 2012, 01:30 AM)
no they told me anyone can add on, just need to go queue up and wait. i can verify and repost again later.
*
ASN. ASN1 = Bumi only
ASN3 = all Malaysian.

If wanna give info, must give complete info
cheahcw2003
post Jul 31 2012, 12:09 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(smsbusiness2u @ Jul 30 2012, 11:44 PM)
Again fail to top up on asn fund
*
asn fund never been full.
cheahcw2003
post Jul 31 2012, 12:29 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(smsbusiness2u @ Jul 31 2012, 12:23 AM)
asm/as1m/asw2020 is considered asn fund also
*
ASN is a floating price fund.
ASM/AS1M/ASW2020 are fixed price fund.

ASN only open for bumi, and has never been full since it was launched.
cheahcw2003
post Aug 11 2012, 11:21 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(adrian0229 @ Aug 11 2012, 09:31 AM)
what is the predicted interest for this year 31 aug? smile.gif
*
6.6%, as per ASD that annouced 2 months ago.
cheahcw2003
post Aug 14 2012, 08:52 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(Humping^Panda @ Aug 14 2012, 08:05 PM)
The counter lady of ASNB at Bayan LEpas Penang!!! by the way when did u get yours?
*
Get them to study the Q&A session in ASNB Website. They shd be fired for not knowing your job
cheahcw2003
post Aug 16 2012, 11:20 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(smsbusiness2u @ Aug 16 2012, 09:23 AM)
Can open account even no buying?
*
An account with Zero Balance is considered closed account. SO it is not possible to open without any units subsription
cheahcw2003
post Aug 28 2012, 01:04 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


user posted image
cheahcw2003
post Aug 28 2012, 09:39 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(desmond_fantasy @ Aug 28 2012, 08:53 PM)
Is not high and no surprise i would say. But is better than nothing.
*
Better than FD, but lower than some of the bond fund.
cheahcw2003
post Aug 29 2012, 10:51 AM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(desmond_fantasy @ Aug 29 2012, 10:06 AM)
Which bond fund has higher return than ASW 2020?
*
Plenty.
U can search them online.
cheahcw2003
post Sep 3 2012, 08:36 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


For those who wanna try ASW2020, now is the best time, dividend just declared, some might withdraw.
cheahcw2003
post Sep 12 2012, 03:18 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(edministrator @ Sep 12 2012, 02:06 PM)
ANS3 quota for non-bumi still available? no luck in topping-up ASW..


Added on September 12, 2012, 2:07 pm*ASN 3
*
yes this fund has never been full
cheahcw2003
post Sep 12 2012, 11:20 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(december88 @ Sep 12 2012, 10:02 PM)
@cybermaster98

Which other PNB fund for bumis to choose beside ASB?

I want something similar like ASB, meaning easy to withdraw and buy units (i.e always available every month when you masuk gaji -->most important for me) and income tax exempt.

Thanks man,
*
It is all in the ASNB website Q&A section
cheahcw2003
post Sep 15 2012, 01:05 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(helo @ Sep 15 2012, 11:21 AM)
i am a newbie here, if i bought in asn3, i will be charged 5% per unit i bought. if they are giving out 6sen to every unit this year, is that mean i only earn 1% for this first year?

what about amanah saham gemilang? is it still available?
*
all floating price products of PNB are comes with sales commission. It is at the ASNB website. Newbie also need to do homework
cheahcw2003
post Sep 20 2012, 09:15 PM

Look at all my stars!!
*******
Senior Member
5,379 posts

Joined: Jul 2009


QUOTE(whyee @ Sep 20 2012, 05:03 PM)
as1m silently raised their fund size from 10b to 14b.
Meaning, there is chance to top-up. any enlightenment? anyone tried recently?
*
in fact all fixed price funds have been increased quietly. AS1M, ASW, ASD, ASM.
Good for those try and error at the PNB agents. If you trying hard u will get it..

6 Pages < 1 2 3 4 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0481sec    0.40    7 queries    GZIP Disabled
Time is now: 8th December 2025 - 02:08 PM