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AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government
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cheahcw2003
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Jul 22 2012, 11:09 AM
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QUOTE(TruthHurts @ Jul 22 2012, 01:16 AM) I need advice. Lately RHB bank is offering me an ASB loan.. ask me to take rm200k loan. So i wonder if it worth it since i dont have any other stuff to pay except for my life insurance. ? Any advice people. So how do i calculate that ? im thinking 20 years loan payback. this issue has been discussed over and over again in the V1 and V2. the conclusion is worth to do it. if u able to serve the monthly instalment of 200K loan, after 20 years when the loan expired, u will be a millionaire.
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cheahcw2003
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Jul 23 2012, 11:05 PM
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QUOTE(Davez89 @ Jul 23 2012, 10:14 AM) max increased to 300k already? or still 200k max still 200K, the 300K that others' mentioned was with the interest accumulated. Added on July 23, 2012, 11:06 pmQUOTE(TruthHurts @ Jul 22 2012, 06:23 PM) So how much you need to pay permonth anyway ?  depending on your age, income, tenor of your loan, interest rate. You can use online calculator to count. This post has been edited by cheahcw2003: Jul 23 2012, 11:06 PM
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cheahcw2003
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Jul 25 2012, 11:24 PM
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QUOTE(Porie @ Jul 25 2012, 10:49 PM) hi, I just made an asb account, currently deposit 10k money, then I invest around rm100 per month. lets say if i want to withdraw around rm500-1000 this year, will it effect the yearly dividend ? dividend is monthly rest and count on the lowest balance of each month.
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cheahcw2003
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Jul 26 2012, 04:15 PM
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QUOTE(slampdung @ Jul 26 2012, 01:28 AM) I want to use the money to buy IPO.. thats all. Needs to confirm this as I dont know where to park the money after I sold the ipo if my ASB limit become RM200k. Are you sure about this? Thank you very much. once your limit is increased to 300K, it will be forever 300K, can only be more due to dividend accumulation but not less
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cheahcw2003
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Jul 26 2012, 10:43 PM
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QUOTE(shakiraa @ Jul 26 2012, 09:28 PM) Hi cheahcw2003 and all sifus, reading from past few post, that means i can just walk to the Maybank counter to top up my money to max 300k? currently i have both ASM and AS1M. if i put 300k, any condition that i need to keep the money there for certain yrs? thanks. ASNB products is like saving account, not FD u can withdraw any time.
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cheahcw2003
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Jul 27 2012, 10:15 PM
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QUOTE(shakiraa @ Jul 27 2012, 07:26 PM) yup, forgot to mention that. Bumi still can get AS1M. All people can get ASN based on the queue. ASN for bumi only
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cheahcw2003
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Jul 28 2012, 11:55 AM
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QUOTE(shakiraa @ Jul 28 2012, 01:30 AM) no they told me anyone can add on, just need to go queue up and wait. i can verify and repost again later. ASN. ASN1 = Bumi only ASN3 = all Malaysian. If wanna give info, must give complete info
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cheahcw2003
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Jul 31 2012, 12:09 AM
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QUOTE(smsbusiness2u @ Jul 30 2012, 11:44 PM) Again fail to top up on asn fund asn fund never been full.
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cheahcw2003
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Jul 31 2012, 12:29 AM
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QUOTE(smsbusiness2u @ Jul 31 2012, 12:23 AM) asm/as1m/asw2020 is considered asn fund also ASN is a floating price fund. ASM/AS1M/ASW2020 are fixed price fund. ASN only open for bumi, and has never been full since it was launched.
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cheahcw2003
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Aug 11 2012, 11:21 AM
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QUOTE(adrian0229 @ Aug 11 2012, 09:31 AM) what is the predicted interest for this year 31 aug?  6.6%, as per ASD that annouced 2 months ago.
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cheahcw2003
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Aug 14 2012, 08:52 PM
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QUOTE(Humping^Panda @ Aug 14 2012, 08:05 PM) The counter lady of ASNB at Bayan LEpas Penang!!! by the way when did u get yours? Get them to study the Q&A session in ASNB Website. They shd be fired for not knowing your job
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cheahcw2003
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Aug 16 2012, 11:20 AM
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QUOTE(smsbusiness2u @ Aug 16 2012, 09:23 AM) Can open account even no buying? An account with Zero Balance is considered closed account. SO it is not possible to open without any units subsription
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cheahcw2003
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Aug 28 2012, 01:04 AM
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cheahcw2003
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Aug 28 2012, 09:39 PM
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QUOTE(desmond_fantasy @ Aug 28 2012, 08:53 PM) Is not high and no surprise i would say. But is better than nothing. Better than FD, but lower than some of the bond fund.
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cheahcw2003
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Aug 29 2012, 10:51 AM
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QUOTE(desmond_fantasy @ Aug 29 2012, 10:06 AM) Which bond fund has higher return than ASW 2020? Plenty. U can search them online.
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cheahcw2003
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Sep 3 2012, 08:36 PM
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For those who wanna try ASW2020, now is the best time, dividend just declared, some might withdraw.
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cheahcw2003
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Sep 12 2012, 03:18 PM
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QUOTE(edministrator @ Sep 12 2012, 02:06 PM) ANS3 quota for non-bumi still available? no luck in topping-up ASW.. Added on September 12, 2012, 2:07 pm*ASN 3 yes this fund has never been full
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cheahcw2003
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Sep 12 2012, 11:20 PM
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QUOTE(december88 @ Sep 12 2012, 10:02 PM) @cybermaster98 Which other PNB fund for bumis to choose beside ASB? I want something similar like ASB, meaning easy to withdraw and buy units (i.e always available every month when you masuk gaji -->most important for me) and income tax exempt. Thanks man, It is all in the ASNB website Q&A section
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cheahcw2003
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Sep 15 2012, 01:05 PM
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QUOTE(helo @ Sep 15 2012, 11:21 AM) i am a newbie here, if i bought in asn3, i will be charged 5% per unit i bought. if they are giving out 6sen to every unit this year, is that mean i only earn 1% for this first year? what about amanah saham gemilang? is it still available? all floating price products of PNB are comes with sales commission. It is at the ASNB website. Newbie also need to do homework
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cheahcw2003
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Sep 20 2012, 09:15 PM
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QUOTE(whyee @ Sep 20 2012, 05:03 PM) as1m silently raised their fund size from 10b to 14b. Meaning, there is chance to top-up. any enlightenment? anyone tried recently? in fact all fixed price funds have been increased quietly. AS1M, ASW, ASD, ASM. Good for those try and error at the PNB agents. If you trying hard u will get it..
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