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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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davinz18
post Aug 13 2013, 03:17 PM

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QUOTE(Leo the Lion @ Aug 13 2013, 03:08 PM)
know why? pokai after raya lo. biggrin.gif  icon_rolleyes.gif
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Every year like this. People tend to overspend on raya celebration & ASB always become "backup money" shakehead.gif biggrin.gif
davinz18
post Aug 13 2013, 03:31 PM

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QUOTE(Leo the Lion @ Aug 13 2013, 03:25 PM)
Well, I also think ASB as backup money+investment tongue.gif
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Good2 rclxms.gif thumbup.gif
davinz18
post Aug 13 2013, 04:54 PM

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QUOTE(solsekuin44 @ Aug 13 2013, 04:50 PM)
Yeah, true. Just got back from the post office wink.gif
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Went there to "top-up" ASB? brows.gif
davinz18
post Aug 13 2013, 05:13 PM

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QUOTE(solsekuin44 @ Aug 13 2013, 05:07 PM)
Hehe smile.gif yes..
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You probably the only one to "top-up" ASB today while others withdraws smile.gif
davinz18
post Aug 13 2013, 05:47 PM

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QUOTE(solsekuin44 @ Aug 13 2013, 05:20 PM)
Yes, I should be given some sort of rebates/bonus for this smile.gif
Saving up because after raya, the sales are even mad as before.
Baju kurung 3 for rm150? Mad... Haha.
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Should give some kind of award for your determination smile.gif

Wow! not bad. Jualan murah lepas raya thumbup.gif
(after reading this post, those makciks would be heading towards masjid india for 2nd round shopping biggrin.gif)
davinz18
post Aug 14 2013, 12:05 AM

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QUOTE(Ancient-XinG- @ Aug 13 2013, 11:20 PM)
not only today la.. Normal day also got random random come with red paper blue book, very rare got blue paper blue book de.
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I know everyday got people withdraw asb, but today very2 big crowd. Everywhere you go, people holding blue book. I can say it's blue book day biggrin.gif
davinz18
post Aug 14 2013, 10:30 PM

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QUOTE(hyelbaine @ Aug 14 2013, 03:25 PM)
Well it seems that the trend reversed (at least for today at least). Saw a lot of parents at PNB's HQ in Jalan Tun Razak main branch with ASB books in hand, child in tow and deposit slips with what I presumed as the children's duit raya.

Hope the same awareness spreads to the rest. Imagine what preparation these children have with time on their side, assuming the parents don't utilize it for "emergency" funding of course tongue.gif
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Just hope the children understand the value of money when they turn 18. Some children after turn 18, withdraw all asb & bank money (keep the min amount only) & spend like there's no tomorrow. Everything wanna buy.


QUOTE(titanic_crash @ Aug 14 2013, 09:29 PM)
children only allowed to take up loan if they are above 18 years old...my 6 years old already max her asb limit of 50k...thats my cash of course as my account already max with lasb... rclxms.gif
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Your child very lucky to have a parent like you. Just hope she remembers & appreciate all you've done for her. I only got few k when I was 18 years ago cry.gif

davinz18
post Aug 15 2013, 05:11 PM

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QUOTE(navink @ Aug 15 2013, 01:40 PM)
wanna ask.. bumi still got asw2020 ka? thought only left with AS1M, no?
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Sorry to intercept. If Muslim convert in ASW2020 case, they would allocated to Non-bumi quota.
(if you thinking of investing smile.gif )
davinz18
post Aug 15 2013, 05:15 PM

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QUOTE(am33r @ Aug 15 2013, 04:48 PM)
how about other PNB funds such as ASW2020, AS1M? Do they get Bumi allocation too?
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ASW2020 - 51%

AS1M - 50%
davinz18
post Aug 15 2013, 05:21 PM

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QUOTE(lucifah @ Aug 15 2013, 05:14 PM)
somebody has to check & confirm

an acquaintance of mine has no trouble opening ASW2020 & ASM. he's a chinese convert with bumiputra status.
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I remember reading somewhere. Muslim convert are given special privileges for subscribing ASB. Others funds that are separated by Bumi/Non-bumi quota, non-bumi convert are grouped to their respective race quota.

This post has been edited by davinz18: Aug 15 2013, 05:23 PM
davinz18
post Aug 15 2013, 05:45 PM

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QUOTE(lucifah @ Aug 15 2013, 05:41 PM)
that's why need confirmation...  hmm.gif
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already found it biggrin.gif

Siapa golongan minoriti?

Golongan minoriti adalah satu golongan yang telah mendapat kebenaran khas dari Perdana Menteri untuk melabur dalam semua unit amanah yang diuruskan oleh ASNB iaitu:

Siam
Portugis / Eurasian / Serani
Mualaf / Beragama Islam tetapi bukan Bumiputera

Nota : Golongan ini mendapat kebenaran melabur dalam semua skim ASNB kecuali bagi skim yang mempunyai pecahan Bumiputera dan bukan Bumiputera (skim ASW 2020) ianya dikategorikan sebagai Bukan Bumiputera.

http://www.asnb.com.my/eligibility.htm

This post has been edited by davinz18: Aug 15 2013, 05:45 PM
davinz18
post Aug 15 2013, 06:35 PM

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QUOTE(am33r @ Aug 15 2013, 06:22 PM)
Thanks  thumbup.gif
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No problem. Sharing is caring biggrin.gif

QUOTE(lucifah @ Aug 15 2013, 06:24 PM)
hm... good fact. now i am quite confused.
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That's the requirement. Just follow only (don't know if they got change anything recently)

Only in Bolehland biggrin.gif


davinz18
post Aug 15 2013, 06:57 PM

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QUOTE(am33r @ Aug 15 2013, 06:52 PM)
If a Banggala marry a malay kampung girl, does he entitle to open ASB account?  hmm.gif
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Officially no, but if the banggla got mykad? (you know, I know brows.gif )

No Comment biggrin.gif
davinz18
post Aug 16 2013, 02:38 PM

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Past few days, this thread become so "hot", everyday add 1 page. Before this hardly move, add 1 page also take few days or weeks smile.gif
davinz18
post Aug 16 2013, 02:49 PM

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QUOTE(pay_jal4945 @ Aug 16 2013, 02:41 PM)
Good for all of us where the same time reminding us to save our money. Keep investing for future!
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Saving is always a good thing, no one can denied it. Malaysian are good at saving, and we're among the highest in the world. Malaysia Boleh biggrin.gif
davinz18
post Aug 16 2013, 03:55 PM

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QUOTE(amalthea @ Aug 16 2013, 03:42 PM)
malaysians like you and me are investing a lot these days
or maybe "trying"
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We're trying the best to save (invest) but the rising cost of living is slowly effecting the Malaysian population sad.gif
davinz18
post Aug 16 2013, 06:22 PM

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QUOTE(navink @ Aug 16 2013, 06:18 PM)
Any thread about TH ka sifu?
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I think don't have TH thread. You open one lar biggrin.gif
davinz18
post Aug 18 2013, 10:42 PM

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QUOTE(stanny @ Aug 18 2013, 07:18 PM)
New to this AS stuff. What's available for non-bumi now?
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You just need to read few previous pages in this thread to know your option smile.gif
davinz18
post Aug 18 2013, 11:08 PM

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QUOTE(lucifah @ Aug 18 2013, 10:55 PM)
dun be too hopeful. usually market will be weak after GE. even now the economy is not very strong. ringgit is weakening. gold is down to its lowest low.
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Sorry for intercept. What's your opinion for upcoming ASW2020 dividend? Will it be lower from last year or same as ASD?

I'm asking this because your reply above state lower expectation for ASB dividend this year.
davinz18
post Aug 18 2013, 11:19 PM

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QUOTE(lucifah @ Aug 18 2013, 11:13 PM)
i honestly have no idea how bad it will be. but i would be very surprised if it can better 2012's dividend of 6.6 sen.
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Thanks for the reply. I hope it could be better than last year & matched ASD 6.8sen/unit smile.gif

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