Yes


It is said Maybank MasterCard has even lower foreign exchange rate compared to Maybank VISA. So Maybank MasterCard is probably better if your main concern is the foreign exchange rate. Besides this, MasterCard tends to have more promotions too.

Credit card is a high risk business. That is why these Chinese controlled banks aren't particularly big or active with their credit card business. UOB Singapore has been very active in promoting their mass affluent and high net worth banking business since last year. This is probably one of the areas that OCBC needs to focus on.

No. Because no one is really talking about this card.

RM1 Million per month for TNB + TM ? Are you serious ?

Unless you can get multiple Wise VISA or OCBC TMC, MBB2 AMEX is the only card that can give earn you the most rewards/cash back and not to mention, it's much less troublesome as well.

It will be charged immediately. However, most hotel rooms sold by HotelClub is fully refundable. So do check if the hotel room you want to book is fully refundable. I cancelled a booking a few weeks ago for a hotel room in Singapore and the money was refunded to my account in only 2 or 3 days. Very efficient i must say

By the way, do book your room through the HotelClub/VISA promo page

HSBC's.

Depends on which bank you are talking about I guess, I personally have done it with Maybank and it is doable.

Huh ? Thought it's only applicable for Islamic credit card ?

Paiseh paiseh Actually you have done a lot more research and studies on credit cards as well as debit card than me. Just that there are very very few things i know but you weren't aware of. So it should be me calling you sifu instead

By the way, the Citibank Prestige World MasterCard Elite in reality, is just a card to show off for those status conscious people

This post has been edited by MilesAndMore: Oct 14 2013, 11:32 PM