For HSBC, it's either 3% or 5% one-time interest charge, depends on your selected repayment tenure.

I always go to their website to look for the T&C whenever I receive an SMS from my credit card issuer regarding the contest or promotion they are having

Yes. Why not ? Ignore the MBF logo. It is the VISA or MC logo that's important.

Sharp memory you got there bro! I don't remember i ever interacted with him at all

And i just checked my PM, he did PM me back in May this year and the content of the message is exactly the same as bro Gen-X posted

There are better cards such as OCBC Titanium MasterCard, Maybankard 2 Cards, Citibank Cash Back Platinum and UOB ONE Card.

Because you can't opt out. If you're on a postpaid line, just activate your roaming service before going overseas. For those on prepaid line, roaming service is automatically activated when you're overseas. Receiving SMS overseas is totally free.


No. Citibank Malaysia doesn't have this kind of security token and even if they do, it is not the answer to your problem as this security token is for strictly for online banking and not VbV or MasterCard SecureCode.

HSBC for instance, is using only this type of security token for its online banking. There is no SMS option at all. However, for its credit card VbV and MasterCard SecureCode, it will send a 6-digit code to your registered mobile phone number like all other banks.

This post has been edited by MilesAndMore: Sep 16 2012, 04:30 PM

Do note that they will be phasing out the security questions option completely next month. And the security questions option is strictly for its online banking service only and has nothing to do with their VbV/MC SecureCode. When they introduced VbV/MC SecureCode just not so long ago, SMS OTP has always been the only and default option

Shell. Many Petronas stations do not accept AMEX anymore. At the select few Petronas stations that still accept AMEX, you need to go to the counter.

Wah, so many buy-1-free-1 movie ticket this year

By the way, the GSC offer for debit MasterCard has apparently been fully redeemed a few weeks ago.

MasterCard Worldwide actually operates a lounge at KLIA Satellite Terminal ? This is news to me. I guess it's a new lounge ?

By the way, HSBC gives their HSBC Premier World MasterCard and HSBC VISA Signature cardholders an additional 10% off on top of the usual HSBC rewards points when shopping at some of the airside shops (KLIA)

This post has been edited by MilesAndMore: Sep 21 2012, 02:06 PM

Not sure about Eraman but I've got the discount before when buying magazines (the small magazine kiosk located on the left when coming down from the escalator). You'll also get the discount when buying chocolates and perfumes there. I think it's called Flying Emporium. I'm not sure if it's the same as Eraman.

Yes. It's a discount which is given right away when you hand over them your HSBC Premier World MasterCard or HSBC VISA Signature. But, there were a few times that the cashier forgot to give me the discount but luckily I reminded them just before they slot my credit card into the credit card terminal

OCBC does it for their Titanium MasterCard but as usual, T&C apply. Please head over to the OCBC thread. You'll get all the answers there and please spend some time to read the first post.

This post has been edited by MilesAndMore: Sep 23 2012, 11:09 PM

Anybody here has the Maybank Diamanté Visa Infinite Card

I found out that this card is issued to customer who is a Maybank Diamanté Private Client. This is apparently different from their Private Banking and is strictly by invitation only. I'm not sure if Maybank Malaysia is issuing this Maybank Diamanté Visa Infinite Card now but they do have Maybank Diamanté Private Client here in Malaysia.

White is probably the new Gold. And Platinum credit cards usually are in silver or black but some of theirs are in blue

That's true!

By the way, i overheard that the Popular Bookstore voucher for RHB Bank debit/credit card is fully redeemed/sold out?? Anyone knows for sure ? Or perhaps it is just the Popular Bookstore i went to had run out of stock...

This post has been edited by MilesAndMore: Oct 7 2012, 01:48 AM

Wah! The design is very classy! Nice colors and all. Yeah. Good thing you didn't get the pink one


Same trick again. But at least there is an option. A very good one


Yes. That is not a credit card but rather something like line of credit. The card issued to you is actually a debit card but when you withdraw money through ATM, that's when they will start charging you interest.

This post has been edited by MilesAndMore: Nov 3 2012, 09:04 AM

Just RM200K will do bro And HSBC Australia should be able to extend you a HSBC Premier World MasterCard for free


At least it'd be more or less the same as what we earn from FD here after deducting the tax and all. Not bad not bad

Having a M2U Savers or M2U Savers-i account is a must for all existing Maybank2u users with a maybank CASA. I have been using this M2U Savers for one year or so already. I am happy to see the $$$ credited into my account on the 1st of every month

And on a different note, CIMB Bank has revised the interest rate for Air Asia Savers Account. Down to 1.20% from 1.60%.

Spot on bro! This offer couldn't come at a better time!!