Hi guys thinking to apply my own card to start building credit rating ( currently using my father's sub card but not really using anymore) but I have no idea to go for which bank ... I watch a lot of movie and I think Citibank offer discount for TGV ? If not mistaken ... Currently have one two maybank account, one for personal usage another one for company to bank in my salary ... And one more public bank account for my saving ... Any recommendation ? One more question... Is it the same to apply in those booth sometimes appear in shopping centre ? Thx

Hello sifus, recently I applied platinum credit card from SCB and Citibank, for some reason they rejected my applications. I sure that my CTOS and CRISS all cleared, I am planning to apply from other banks in next few months, any suggestion that to avoid my application reject again.

**FYI currently I own Maybank platinum 2 cards.

My annual salary is RM 25k+. No loans. No prior credit cards. This would be my first credit card.

1. HLB Mach card via bank personnel - Rejected.
2. UoB One card via online - Rejected.
3. RHB Tesco card via bank branch - Rejected
4. RHB Evo card (same time as above) - Rejected

Sigh. I really want to know the exact reasons why I'm being rejected but nobody want to tell.

Edit: I've also checked CTOS and CCRIS. I'm clean.

Oh, thanks for the info. Will try them. Though last statement kinda ironic.. 
Maybank. Minimum is RM 30K annual. So can't apply.
EPF ok. The EPF statement I printed this morning trying to apply at RHB branch stated that all above 220 for the past six months.

i just received my maybank cc. anyway for new applicant there is one slip that u need to sign and return to the bank. but i don't receive any return envelope together with the package

so my questions is do i've to post it? or return it to the branch that i applied? 

hi all...if i received the sms said that my CC approval..how long did i will received the CC?

ah one more question, how long their promo last? ok lets say i do it under promo period if promo period ends will i be charged the usual interest?

from my understanding, correct me if im wrong, this promo is also valid for shop who didn't provide the ezypay plan? that means we can buy from any shop and call the bank to convert it? 

how if cc limit oredi? still can use the ezypay?

haha, 50-50 understand. anyway thanks for the feedback 

Hope someone can help me here. I work in Macau and trying to apply for a credit card in Malaysia. Not sure why is it so difficult. Citibank do not accept application if you work abroad in any countries except Singapore and Brunei.

Does this rule apply to all banks?

Crap. Really don't know how these things work.

House loan can get, card application kena decline. 

Had anyone did some research on Citibank Reward Platinum?
Any different between Citibank Platinum and Citibank Reward Platinum?
I just read thru their benefit finds out Citibank Reward Platinum cover petro but Citibank Platinum dont.

I had calculate and able to waive off the subscription fee for all categories. Just thinking the benefit is it better then citibank platinum card?

Got something to buy which cost RM2800. Which place got cash rebate? If use HSBC can get 8% cash rebate from AEON?

Oh i think got 8% cash rebate - http://www.hsbc.com.my/1/2/amanah/personal...m-credit-card-i

Hi,

Err.. Would like to ask few question.

1) I run a business, monthly income RM2,000-RM3,000. What kind of credit card should I take?

2) I want to buy a new DSLR using credit card. Is it possible to buy RM5,299 DSLR using the credit you mention on (1) ?

Thanks ya!

I found some merchant did not offer installment plan. Any bank credit card is allow owner to do the monthly installment for particular transaction without any interest charge?

If the merchant no work with bank monthly installment. I know i can call bank to make the transaction in monthly payment. But i aware there is a interest charge. So i wonder any bank can do that (by request with credit card holder) and no additional interest charge.

Ahh...I see. I've read up a lot. All of them feels like there's a trap behind it haha For now I am thinking of applying Citibank Choice ( no annual feel for both principal and supplementary holder and it has 50 rewards points for petrol if u pump 50 bucks in 1 go).....

CIMB Cash Rebate Platinum MasterCard VS OCBC Titanium MasterCard, which is better?

My father have one citibank basic mastercard, is it possible to request to upgrade to other citibank card (cashback platinium)?

If not, then need to new apply the cashback platinium and then cancel the basic mastercard?

is it will be easier to approve?