Hi all
I'm wondering when credit cards are promoted to have cash back on "retail" spending, does that include online too?
Most of my transactions are done online - via online payment gateways, paypal etc.
What do you guys recommend as the best credit / debit card? (can take into account all premium/platinum cards too)

And for overseas (foreign currency) online transactions as well?

I read quite a number of review sites but I'm unsure if overseas /retail spending applies to online transactions.

Many thanks for your reply! )

so usually it would take 7 days to get news? how do they notify us?

Hi, I would like to know whether its possible to get a card from public bank :
-Without proof of income
-First cc im applying

I do have over 50k in their fixed deposit.

may i ask how long will a credit card approve and received the card after the application have been submitted? Depend on different company have different processing time? How about citibank? fas?

Hi Guys,

I am still trying to determine which cashback credit card to get. anyone got good avise?

hi sifu, for citibank platinum cash back.....movie ticket is at rm10 all time?

hello...previously i was blacklisted for one credit card but i managed to pay it all off by agreeing to a minimum payment of RM300 for 16 months..now i want to apply for a new one but it seems that it's not that easy..are there any banks that are easy to approve a credit card for an ex black Lister like me?? i only have my car loan for my monthly commitment..i mainly would like to use the credit card for paying flight tickets and book hotels as i love to travel....plz help...thanx u...

Do you mean the car installment or card installment??

Do you mean the car installment or card installment??

Hello, I'm very new to credit card and yet apply any banks at this moment.

I'm about to apply from HSBC but after I read the T&C (Link below), the one that I'm not really understand is, from points 3 onwards stated Monthly Management Fee.

Is that mean I have to pay every month? Quite confuse actually.

That I'm settle on time no charges to me right? What about the annual fee? How much is that, cause seems like not much info on bank website.

Let's say, I applied for 1 card with an annual fee, no 1st year fee waiver. When will I be charged the annual fee for the 1st time, upon approval or 1 year anniversary? Thank you

I have terminated my card account and I want to keep the card as memento due to its design. My question is, will it still go through and being charged if it is swiped?

Previously, I destroyed everything; the chip, magnetic strip, the CVC and cut it to small bits.

I've recently received my PIN no. after successfully applying for OCBC Titanium CC. Can I know what the Pin no. is for?

Thank you

haha I scared mah. After destroying to bits, i either burn them or throw to separate bins 

Let say I buy a phone worth RM 1,500 by using credit card...
But the seller do not provide installment plan..

So do you all think can success if I call to my CC bank and ask them give me 3/6 months installment plan to pay off the debt????

Is it a normal practice for some merchants to enter your card details on their point-of-sale (POS) computer on top of the usual swipe on the credit card terminal (that is connected to the bank for verification) ? why are merchants allowed to store your card details? anyone? thanks in advance.

Hi, i read thru 1st post, but I think the question i wanted to ask is too noob so it wasnt stated or i dont even know which category it falls in.

Does other credit card from the same bank will share the credit limit?
EG: Card A from MBB credit limit 7K, used up 6K, left 1k
Then when apply new card B from MBB with credit limit 8K, will it be like:
8K - 6k credit from the Card A? so i actually left 3K to use on Card B?

Interesting. LCCT is not stated as one of the PPL there  Any idea what is the income requirement? not stated at the website 

Hi guys. What happens if i dont go collect my cc at the bank after they finish my application? Will i get blacklisted/sued?