guys, i decided to ask question here, until i am ready.

1.PRUflexi med and pruhealth ,, which is more expensive?
2. PRUflexi med and pruhealth, do both of them provide med card?
3.
-PRUflexi med and pruhealth, why expiry age 70, but premium rate stated until age 60?
-expiry age 80, but premium rate stated until 70?

i think there is a bit of misunderstanding, my question is in the pru flexi and pru health brouchure, there is a table of premium.

for expiry date 70, the table only state premium up to age 60 only, my question is why premium for age 61-70 are not stated in the brochure?

I do believe co-insurance is better, if at retirement age, and if anyone cant pay even a 1k medical bill, then the fellow probably have a failed retirement plan.
other enquiries:
1. can i have  pru health standalone without attached to investment linked?
2. can i confirm again, co insurance min 300 max rm1000?
3. do hospital medical bill for accidental injury claimable? i mean broken leg, at private hospital few days
4. if i pay additinal for pru health auto upgrade, will the premium follow the new plan or the original plan, how about No Claim Bonus? ,NCb follow the new plan or the original plan.
5. i do think the pru health auto upgrade is more attractive than pru flexi, pru 150 can be pru 400 by auto upgrade...

Hai Roy,

Is it better to take a new zero deductible plan for Pru Flexi Med with min coverage like r&b RM150 and annual limit RM50K or auto upgrade the current Pru Health plan?

Please advice.

Thanks

It all depends on your budget because even if you want to take up auto upgrade, you need to have PH300 as the auto-upgrade can only be attached to PH300. PH300 gives you RM100K annual & RM1M lifetime. 

Dear Mr. Roy,

can you please confirm this?
I found this at flexi health brochure, i was hoping a pru150 can be pru 300 in 11 years

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can i ask something about Prudential from any agent here?

Any medical card plan to recommend? I found out my GE plan is not enough to cover since I bought it 10 years ago

Is there any way to upgrade my existing pruhealth100 to a higher annual lifetime limit?
How much additional premium I need to pay for?

Can someone please explain to me why is prudential medical card so expensive as compared to Great Eastern? At my current age of 35, Prudential PMM3 charge me RM104.xx per month. While Great Eastern Smart Medic 200 with higher annual and lifetime limit costs me only Rm43.xx per month.

I can't imagine how much it will cost me when am getting older and older (although the monthly premium doesn't change).. .. thinking of cancel my PMM3 medical card as I wish to keep only one medical card.

Need to get insurance for my son who will be studying in the States.
Pls respond

So Prulife ready is investment link? If paying rm xx per month until 55, maybe the money will be used up at the end?

Hi Steven,
Thanks on your replied.
I'm 62 this year and Year of bought 1999, confirmed EPPB is not offer for first generation ILA.
This happen same on medical card (PMM100), as checked, Prudential upgrade PMM100 to PMME100 on year of 2010.

And now, it seems very high cost for me to extend card coverage up to 80 years old.
Thinking to buy another ILA plan with medical rider with Allianz, to extend coverage to 90 years old.

Thanks
Sam

What different between "As charged" vs "As charged subject to reasonable fee" ?

Pru med card is "As charged subject to reasonable fee"?

How to know the reasonable fee defined? Where is the price list?

Hi i m newbie here & let me introduce myself i m 26 year old didnt bought any insurance.. this few day got a GE agent(frien) promote me a medical card which include saving, medical card & life insurance cost rm200 per month benefit 10% deposit critical in hospital can wave.. but i more interest in prudential due to my whole family member is prudential supporter n gt a bad experience from GE.. so i need all sifu advised is prudential got any package like GE?

Hi, i would like to get a protection for my "kaima" as she plan to have one medical card in prudential. please PM ur contact(Prudential only) so that i can contact you back to know more. i give u her detail here.
Name: Madam Ho, Age now: 52, Non smoker, Occupation: Teacher, All healthy, a bit overweight.
** I would like to get an Investment Link coverage for her. Just basic life protection of 10K(without critical illness), and a medical card with annual limit of 50K-80K. Please add in a waiver(critical illness and permanent disability waiver).

or you can quote me other.
Thanks.

is that true prudential has new plan for BELIA.??
RM45 per month.

does prudential have fund saving plan?

Any recommendation of medical and life insurance for

35 years old
Male
Non smoker
Engineer
Married
Everything healthy but high in cholesterol.

Anyone can recommend a plan?

is prudential only for health insurance?

any for general insurance?

Been wondering why so many of my friends quit jobs and become prudential wealth planner. Somebody care to explain to me? How is their salary calculated? Is it based on how many person they got to buy the medical card? For example find 1 person then can get 10% commission while the person still paying?

Just curious. Thank you.

Which plan is worth?

The pru med value or the existing pru health plan?