QUOTE(itik_emas @ Jan 16 2014, 01:49 PM)
maybank 2.55 7 years
is it high?
What car and loan amount?is it high?
Latest Car Loan Rate 2012-2021| 2021
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 Jan 16 2014, 04:25 PM
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Junior Member
185 posts Joined: May 2007 
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Jan 17 2014, 11:11 PM
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Junior Member
75 posts Joined: Jan 2003 
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30k loan
2.99% 5yrs public bank Seems high but maybank was also quoting similar rates This post has been edited by soven: Apr 3 2014, 11:57 PM |
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Jan 17 2014, 11:23 PM
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Junior Member
53 posts Joined: Feb 2007 
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85k loan from Ambank, 2.29%, 9 years. Better than Affin which offers 2.38%
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Jan 17 2014, 11:35 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(terrior147 @ Jan 17 2014, 11:23 PM) 85k loan from Ambank, 2.29%, 9 years. Better than Affin which offers 2.38% This is good offer by amBank for you... I have loan 81k from same bank, but the interest was 2.37%, 9 years |
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Jan 19 2014, 04:43 PM
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Senior Member
1,186 posts Joined: Nov 2006
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I'm not sure if this has been asked/answered but, for a recond car.. are the loan rate of a used registered car or a new car?
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Jan 19 2014, 10:43 PM
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Junior Member
7 posts Joined: Jan 2008
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QUOTE(Chrix @ Jan 19 2014, 04:43 PM) I'm not sure if this has been asked/answered but, for a recond car.. are the loan rate of a used registered car or a new car? For recond is follow 2nd hand rate |
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Mar 4 2014, 09:24 AM
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Senior Member
2,714 posts Joined: May 2008
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RHB bank loan 45k interest rate 2.97 for 3 years
2.79 for 5 years. |
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Mar 4 2014, 09:58 AM
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Junior Member
382 posts Joined: Dec 2005 
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QUOTE(rebornsoul @ Jan 19 2014, 10:43 PM) For recond is follow 2nd hand rate RECOND NEW Unregistered is new rate.RECOND USED Registered is 2nd rate |
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Mar 4 2014, 11:55 AM
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Junior Member
514 posts Joined: Jan 2006
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AmBank - RM 80k, 5 yrs, 2.33%
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Mar 4 2014, 12:02 PM
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Junior Member
551 posts Joined: May 2013
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Not advertising for anyone, but this site has all the info you need. Be it new car or used car.
https://ringgitplus.com/en/car-loan/ |
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Mar 4 2014, 01:36 PM
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Junior Member
49 posts Joined: Jun 2011
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Maybank loan RM76K 5 years.
Interest rate 2.47% |
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Mar 4 2014, 02:06 PM
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Junior Member
39 posts Joined: Aug 2012
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loan 75k from public bank = 9 years = 2.45 %
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Mar 6 2014, 09:57 AM
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Junior Member
7 posts Joined: Mar 2013
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QUOTE(danabu @ Feb 17 2012, 03:25 PM) Financial guru advice / guideline: Agreed. buy a car that can settle within 5 years. no matter that is new or used car as long as within budget and can handle the maintenance cost.Max 15% of monthly income and not more then 5 years for the car loan. Even you plan to use the car more then 5 years. We should invest the money not spending all the money on car loan. Car works for us not we work for the car. Let the investment generate some extra money for us. |
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Mar 6 2014, 11:47 AM
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Senior Member
4,494 posts Joined: Feb 2009
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50k loan affin bank 2.45%
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Mar 8 2014, 02:42 AM
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Newbie
0 posts Joined: Mar 2014
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Public Bank loan 55k for 9 years, 3.42%, Pug 308 THP
But there's a question: 1. My SA says the banker wants me to pay a HP Life which cost RM394.90 and it is a COMPULSARY fees, my SA says those who buy a used car and loan below 60k will have to pay this, is that true? and is the fees existing in public bank hire purchase? 2. And also a RM10 for activating auto debit acc, is this also a MUST to apply? |
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Mar 8 2014, 08:29 AM
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Senior Member
858 posts Joined: Jan 2003
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ambank. 110k. 9years. 2.44%
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Mar 8 2014, 10:53 AM
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Senior Member
1,780 posts Joined: Nov 2010
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QUOTE(sj0217 @ Jan 17 2014, 11:35 PM) This is good offer by amBank for you... I have loan 81k from same bank, but the interest was 2.37%, 9 years Seem like ambank offer the lower rate now, I got 2.33 from them for 100k hyundai. |
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Mar 13 2014, 12:10 PM
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Junior Member
267 posts Joined: Jan 2007 From: Selangor
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RHB bank, loan 70k for 7 yrs, 2.71% + handling fee RM600??? WTF
QUOTE(Jackkid @ Mar 8 2014, 02:42 AM) Public Bank loan 55k for 9 years, 3.42%, Pug 308 THP This post has been edited by wai1460: Mar 13 2014, 12:11 PMBut there's a question: 1. My SA says the banker wants me to pay a HP Life which cost RM394.90 and it is a COMPULSARY fees, my SA says those who buy a used car and loan below 60k will have to pay this, is that true? and is the fees existing in public bank hire purchase? 2. And also a RM10 for activating auto debit acc, is this also a MUST to apply? |
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Mar 28 2014, 01:42 PM
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Junior Member
12 posts Joined: Feb 2008 
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can anyone gimme banker name to check my eligibility? wanna buy 2nd hand car RM100K
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Apr 1 2014, 03:45 PM
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Junior Member
105 posts Joined: Apr 2010
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anyone can tell me what is the best rate for mercedes benz around 230k? tenure is fine ( 5/7/9) and 90%or lesser is ok. tq very much!!
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