Hey Guys, I'm slowly reading back previous post, but see if any kind souls can give some recommendation as a start.
Going for early settlement for current loan under Ambank, then going to take a 100k loan, will try to ask Ambank too. Which are the better known banks for lower interest rate?

Thanks

Just got my Civic - 2.66% Maybank 102.5k 7 years

hi bro.. care to share which maybank branch?

Sure bro @psyntium

Dataran Maybank, 1, Jalan Maarof, Taman Bangsar, 59000 Kuala Lumpur, WP Kuala Lumpur, Malaysia

Thanks! will share this with my loan agent.. if he can match this..

morning all
3.36%, 5 years, RM23,800 loan. is it fair?

loan 99k, cimb 2.78% 9 years

public bank, 2.73%, 60k 7 yrs..

Mbb 9 years, 63k, 2.9%

Applied for loan from maybank, five days still no answer. Cannot tahan so itchy to drive the car

50K 4yrs 2.81%, 50K 5yrs 2,76%, 60K 4yrs 2.75%, 60K 5yrs 2.72% MBB conventional car loan for Toyota Sienta
There is another accelerated payment plan with 2.33% min 5yrs repayment and same rate apply for 50 or 60K loan..(first 1-2 year high repayment ~1.2K, subsequent 3 yrs 600+)

Anyway can advice any other bank which will provide something similar to the MBB Accelerated payment plan or something lower than 2.33% loan interest?

toyota estima recond
loan 144k, 9 years.
interest : 2.95%
bank : ambank
processing time : 2 days.
Morning, salesman submit docs to bank.
Evening : bank calls for interview
Next morning : Loan approved..

This post has been edited by zeese: Aug 9 2016, 08:58 AM

Simple maths - 9yrs x 3.75% = 33.75% total.

If car is RM 30K, interest rate alone is RM10K.

Getting one from MBB for the new Sienta, 50K/4yr: 2.75%, 50K/5yr: 2.7%, 60k/4yr/2.7%, 60K/5yr: 2.65%. Will mostly just go for 60K either 4yr or 5yr..err then mostly again 5yr..

HLB - Mazda 2 - 76k loan
7 years, 2.70%
9 years, 2.82%


This post has been edited by Ericz: Aug 19 2016, 11:00 AM

Mazda 3 - 2.78% - 98k, 9yrs (CIMB)

This post has been edited by mfashraf: Aug 17 2016, 07:37 PM

XTrail - RM129k - 2.63% - 7 years - MBB

Sienta - RM85k - 2.69% - 7 years - MBB

Hi .
Sorry for asking a weird question but just want to double confirm this question .

Car loan calculate interest is base on monthly or yearly ?
I am working with bank. And I can borrow staff car loan with the interest of 2.5 ℅ only for all car and interest is base on yearly . Did you think is good deals ?

of course yearly. if 2.5% monthly it's even worst than credit card.