Was interested to book Toyota Sienta and one SA give me Maybank contact as for me to find out the accelerated plan. The officer send me a message saying there will be a interest rate changes and he is still waiting for HQ feedback..

For some of you who can afford to pay more for the first few years, might be worth to consider what they call as accelerated payment plan with interest rate at 2.3x%..(he quoted me 2.59% which I think he calculated it wrongly and waiting for his feedback).

Optimum interest rate guess should be lowest with 5 or 7 years repayment period. 9 years will be usually slightly higher than 5 & 7 years.

50K 4yrs 2.81%, 50K 5yrs 2,76%, 60K 4yrs 2.75%, 60K 5yrs 2.72% MBB conventional car loan for Toyota Sienta
There is another accelerated payment plan with 2.33% min 5yrs repayment and same rate apply for 50 or 60K loan..(first 1-2 year high repayment ~1.2K, subsequent 3 yrs 600+)

Anyway can advice any other bank which will provide something similar to the MBB Accelerated payment plan or something lower than 2.33% loan interest?

Getting one from MBB for the new Sienta, 50K/4yr: 2.75%, 50K/5yr: 2.7%, 60k/4yr/2.7%, 60K/5yr: 2.65%. Will mostly just go for 60K either 4yr or 5yr..err then mostly again 5yr..