Standard interview.

thanks!

applied this afternoon and just now the SA msg me telling the loan approved. thats fast..

its 49K loan, 7 years, 2.7x% interest from maybank

What car?

Was interested to book Toyota Sienta and one SA give me Maybank contact as for me to find out the accelerated plan. The officer send me a message saying there will be a interest rate changes and he is still waiting for HQ feedback..

For some of you who can afford to pay more for the first few years, might be worth to consider what they call as accelerated payment plan with interest rate at 2.3x%..(he quoted me 2.59% which I think he calculated it wrongly and waiting for his feedback).

Optimum interest rate guess should be lowest with 5 or 7 years repayment period. 9 years will be usually slightly higher than 5 & 7 years.

Last year loan MYVI 1.5 SE Auto Loan RM 48,500 quoted rate was 2.85%. Think u got a very good rate.

No hidden fees...standard procedure after approval:
1) Open bank Account with KFH
2) Sign auto debit letter
3) Loan documents

There were very restrictive...My sum issurred only RM 48,000 and wanted to be fully insured. So I proposed I pay another RM 500 as collateral rather than increasing sum assured...also KFH don't want.

Last last I need to pay insurance premium on sum insurred from 48 to 49k.

Somehow KFH don't get it...sum insurred considered more important than cash...

honda city E variant

affin bank p2 bezza 3.27% 3 year and 3.05% 5 years loan sum 35k.

This post has been edited by briggs86: Jul 25 2016, 12:11 PM

May I know what car for this quotation?

I just contact kfh, the person told me effective on 1st august, rate will be around 2.6+%..the rate for 7yrs/9yrs os the same. This is for the imported car.
Anyone need the person contact number can pm me

As for the National car, range is from 2.1+% for 7/8/9 years
you can directly contact KFH, or u can PM me for the Kak Rosma contact

This post has been edited by rehohk: Jul 29 2016, 01:33 PM

The rate show be lower comes next month due to OPR cut...I'm holding for lower rates

Why no you submit to all bank and see how much the lowest rate they can offer.

Probably no commission to earn from the banker??? Haha

In this case, I rather to buy from another dealer who can provide me better service.

My new myvi 1.5 se loan amount 49600, 9 years, 3.47% interest.
Is it consider too high?

Just bought during raya promotion..

Same same.

I guess it's everyone experience on buying 1st car.

Hi, Im a freshgrad here, I'm trying to purchase a myvi, My dad is my guarantor, his name was blacklisted in BNM, but he had cleared his record. But, the saleperson said his name is still in the list, but we have the related documents as a prove, it will take more time (15days to 2 months) for bank to clarify. Is that any faster ways other than just waiting for the bank to clarify with BNM?

Any car loan agent here?... looking to get a car loan for used car...

Used car from car dealer
Car selling price RM 82,800
Honda Civic year 2013... 2000cc S Variant
Looking for 90% loan...

What is the interest ya?

Got quote from affin bank 2.5% interest for 5years for 200k loan

2.5 is very good rate. How about loan 80K - 90K?

You can call the branch near u to ask about it.. so far affinbank is providing the best rates for my car loan after asking a few banks

Hi, anyone here knows the Latest second hand car interest rates for 40-50k loan?