Now I am focusing on OSK-UOB Emerging Market.. haha
Fundsupermart - Invest Globally and Profitably, Discussion on investment through FSM
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 Jul 11 2012, 11:59 AM
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All Stars
15,192 posts Joined: Oct 2004 
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Jul 11 2012, 12:00 PM
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Senior Member
16,872 posts Joined: Jun 2011 
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QUOTE(kucingfight @ Jul 11 2012, 11:52 AM) LOL, hopefully not the way around of FSM increasing their charges. then we really  for a start, bond is highly unlikely to loose, so, ur at the winning track @ the start   at themRHB Bond Fund pernah kena ada company default, their NAV kena kaw-kaw tau |
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Jul 11 2012, 12:01 PM
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Senior Member
8,259 posts Joined: Sep 2009 
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QUOTE(kucingfight @ Jul 11 2012, 12:52 PM) LOL, hopefully not the way around of FSM increasing their charges. why at the START only? how about MIDDLE and END? for a start, bond is highly unlikely to loose, so, ur at the winning track @ the start |
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Jul 11 2012, 12:01 PM
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(jack2 @ Jul 11 2012, 11:59 AM) Now I am focusing on OSK-UOB Emerging Market.. haha if Russia go to war, u will  hopefully the gains b4 that will offset for the fall |
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Jul 11 2012, 12:02 PM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(Pink Spider @ Jul 11 2012, 12:00 PM) then we really Ya, I remembered that. at themRHB Bond Fund pernah kena ada company default, their NAV kena kaw-kaw tau |
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Jul 11 2012, 12:02 PM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(Pink Spider @ Jul 11 2012, 01:00 PM) then we really HOw many % jatuh ar the RHB bond? u remember? at themRHB Bond Fund pernah kena ada company default, their NAV kena kaw-kaw tau |
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Jul 11 2012, 12:04 PM
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Senior Member
3,626 posts Joined: Nov 2007 From: Hornbill land 
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QUOTE(Kaka23 @ Jul 11 2012, 12:02 PM) HOw many % jatuh ar the RHB bond? u remember? It was around 7-8%. If you guys know it was coming, probably you guys can avoid the loss. Too bad the rhb management wont tell you a single thing. The company name was tracoma i think. |
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Jul 11 2012, 12:10 PM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(mois @ Jul 11 2012, 01:04 PM) It was around 7-8%. If you guys know it was coming, probably you guys can avoid the loss. Too bad the rhb management wont tell you a single thing. The company name was tracoma i think. Ah.. 6-7% still manageable to loss. If like 15 - 30% than shxt. |
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Jul 11 2012, 12:10 PM
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Junior Member
463 posts Joined: Nov 2007
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Dun sked me ler bro...i took out my FD put in Am dynamic ler.. >.<
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Jul 11 2012, 12:13 PM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(Pink Spider @ Jul 11 2012, 10:18 AM) balanced funds sales charge = 2% Wow, that is amazing ya.bond funds sales charge = usu. 0% or max 1.5% equity funds sales charge = 2% u got RM2000, u buy RM1000 bond + RM1000 equity your "effective" sales charge = RM1000 x 0% + RM1000 x 2% = RM20 i.e. 1% of your total invested money get the picture? then when bond go up, equity go down, u top up more on equity when equity go up, bond go down, u top up more on bond maintain the split at 50/50 at all times (if u like, u can do 40/60 or 60/40, it's all up to u)  orait enuff "lecture" for today, back to work  Thanks ya.. I got other UT with other funds house like UOB bank. The one I kena teruk is that AMRIC.. which is now 30% in negative since inception. |
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Jul 11 2012, 12:15 PM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(wayne84 @ Jul 11 2012, 01:10 PM) Dun sked me ler bro...i took out my FD put in Am dynamic ler.. >.< I also sked bro... I hv 65% allocation in AmDynamic bro. That is why I pray pray... |
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Jul 11 2012, 12:19 PM
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Elite
5,784 posts Joined: Jan 2003 From: Shah Alam 
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it was RHB ISLAMIC BOND FUND, that had the downfall.
Bad as it is, i was affected too, being a noobie (at that time). focusing too much on the 'attractive' yield well, took it as a learning lesson, it has start to appreciate since (not loosing is winning already ) |
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Jul 11 2012, 12:24 PM
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Junior Member
463 posts Joined: Nov 2007
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QUOTE(Kaka23 @ Jul 11 2012, 12:15 PM) I also sked bro... I hv 65% allocation in AmDynamic bro. That is why I pray pray... Let's pray hard....  |
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Jul 11 2012, 12:25 PM
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Senior Member
3,626 posts Joined: Nov 2007 From: Hornbill land
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If im not mistaken, those bond fund with greater returns normally buy bonds from company with lower credit rating. High return is to compensate the bond's risks. But as long not junk status is okay. I wonder what was tracoma credit rating back then.
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Jul 11 2012, 01:32 PM
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(Kaka23 @ Jul 11 2012, 12:10 PM) Ah.. 6-7% still manageable to loss. If like 15 - 30% than shxt. usually a main holding would not be >10% of the overall portfolio...even if total write off won't be >10%furthermore, bondholder is one of the 1st to be entitiled to the company's residual assets in the case of insolvency. Should be able to recover at least half of the bond nominal value  Added on July 11, 2012, 1:34 pm QUOTE(wayne84 @ Jul 11 2012, 12:10 PM) Dun sked me ler bro...i took out my FD put in Am dynamic ler.. >.< takut? sell b4 too late  This post has been edited by Pink Spider: Jul 11 2012, 01:34 PM |
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Jul 11 2012, 01:48 PM
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Senior Member
8,259 posts Joined: Sep 2009
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QUOTE(Pink Spider @ Jul 11 2012, 02:32 PM) usually a main holding would not be >10% of the overall portfolio...even if total write off won't be >10% Ah... you make me more relief... thanks ya!furthermore, bondholder is one of the 1st to be entitiled to the company's residual assets in the case of insolvency. Should be able to recover at least half of the bond nominal value Added on July 11, 2012, 1:34 pm takut? sell b4 too late |
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Jul 11 2012, 01:50 PM
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(Kaka23 @ Jul 11 2012, 01:48 PM) Ah... you make me more relief... thanks ya! in a bankrap case...1st to lay claim to a company's residual assets would be its creditors, then bondholders (or bondholders 1st? I can't remember exactly...sudah kasi balik the knowledge to my lecturer ), last last last sekali baru sampai the shareholders |
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Jul 11 2012, 04:54 PM
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Junior Member
69 posts Joined: May 2011
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FSM fan,
There is promotional service charge 1% or lower on FSM unit trust . One of them is OSK-UOB Emerging Markets Bond Fund. Do take advantage yeah. http://www.fundsupermart.com.my/main/resea...?articleNo=2504 ** repeat again i am not FSM agent. just sharing only. This post has been edited by mrsdragonphoenix: Jul 11 2012, 04:55 PM |
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Jul 11 2012, 07:51 PM
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All Stars
52,874 posts Joined: Jan 2003
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Great news! I can consider OSK-UOB Emerging Markets Bond Fund now.
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Jul 11 2012, 09:04 PM
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Junior Member
321 posts Joined: Jun 2010
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woohoa.... am dynamic bond fund 0% sale charge!!
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