Most importantly, FSM is licensed by SC (securities commision), so it's secured

mm i don think so, i'm using M2U, usual 3rd party transfer and then attach proof of payment

yes, their interface is MUCH better than Public Mutual .

user frenly, and most importantly, can track your capital invested

This post has been edited by kucingfight: Feb 19 2012, 02:48 PM

if u pay before 3pm, it will be priced @ the day itself.

UOB cash management fund is a still a unit trust (money market), only available to FSM members.

To purchase UT, u would still hav2 transfer from a bank,unless if u've invested in cash management and u can switch to any UT.

This post has been edited by kucingfight: Feb 19 2012, 04:58 PM

currently, there are only 3 available banks for 'direct' transfer, HLB, CIMB or maybank. these all are convenient

david, honestly, i'm not sure as i only transact tru maybank, but i supposed the procedure should be almost the same.

bro, u can juz go to their site, it's all self explained and guided

* don mean to be rude, but let's try to keep this thread clean n useful

it's not really a comparison for a start

FSM= just an UT agent, they don manage any funds themselves

if u would wan to compare, u should compare it by investment house; OSK vs PM, AMinvestment etc

yeap, Pink spider, that's why i only focus on Equity and Bonds (and effectively sort of a balanced fund portfolio). i think guys here have explained it.

personally, i'm the type that is only interested in 3-5yrs performance consistent funds. So for now,i'm only investing in local based

Yes it's a good fund, but personally, i will hold off for now..park in bonds first n switch in @ when it's lower

david, buying before or after dividend makes no diff..

remember dividend = passing money from left to right hand (in this case..non taxable)

This post has been edited by kucingfight: Mar 1 2012, 10:32 PM

and dividend is reinvested= units increased . aka NO difference..

before dividend, 'high price' 'less units' = after dividend 'low price' 'more units' ...aka same.
don be fooled by dividend..no such things as free money

david, maybe you should access which type of portfolio/risks/exposure suits u best.

i for one, only aimed for local based funds, as i'm more confident of local market movement. as i feel our local fund managers aren't exposed well to foreign funds( or maybe i'm just to conservative )

Pink Spider on the other hand, has a mixture of local, asia pac ex japan, n global

there's no specific right/wrong choices, it all depends on individual.

Probably, just target a few 'good' UT. eg, kenanga syariah growth, growth . No point of having too many funds concentrating on the same exposure.

@ Pink spider, how much is service charge for Hwang Select Income?

This post has been edited by kucingfight: Mar 1 2012, 11:56 PM

bro, since we were discussing on bonds, there are no tax incurred

did they acknowledge u with payment receipt? should be fine la

good news, more n more fund houses available. finally, hwang is coming in
here

hello Pink Spider,

what's your opinion on 'Hwang Aiiman Income Plus Fund?

what's the sales charges imposed on your select income?

seriously, why do you guys feel tat is is so 'inconvenient' with FSM?

- how hard could emailing payment slip? barely 5mins to save on service charges vs 5.5% of Public Mutual (example)? to me this reason is so trivial. I don c it as an excuse, i'll rather have savings of service charges passed down to me

- what's so wrong with faxing IC by crossing it?

- let's face it, fund holdings presentation is way way better than PM. at least i could track my capital gain/loss vs modal. does PM show that?

- i can switch inter/intra funds with much more options than PM. to say the least, PM's foreign performance are mainly sucky. they only excel in local market

what else..

This post has been edited by kucingfight: Apr 24 2012, 09:57 PM

spot on, i have the same feeling too. The more i c ppl promoting PM, my 'hate' mode intensifies. 5.5% service charge is too high to start with