Ouch! I'm on 50k spend to date and now wondering how to hit 18k more to get my RM600.

For Aug,
Do we still need to spend RM5000 ....to get RM50 ?

They just sent me new cards before expiry on next month and now they announce this...
Anyway my anniversary is on 28 Aug, so not much affect on my final year count

i just apply SUB card on MAY ////
and have to pay RM25--SST ...cannot waive ....



Luckily my anniversary 7July ....

just called and confirmed with CS so far RM99k, another RM9k ngam ngam RM108k

U mean, if by 31Aug hit RM108K , can get RM1800 ?

Pay TNB in advance. I need 9k to hit RM108k and i plan to pay RM9k to TNB soon

yup, my statement is on 20th, so this month get another RM50, next month another RM50 before the card become dead

This post has been edited by tan_aniki: Jul 28 2020, 11:09 AM

I've decided to pay property management fees in advance. Decided to pay off the whole Q4 with Fortune to hit my RM18k, and then do an Affin Bank 12 month 0% balance transfer.

AFter HL Fortune gone ...

I dun have any CC with HLB anymore
*cut -WISE/ESSENTIAL ....


but , now thinking for next year Digital day promotion. I think should keep at least 1 HLB CC.
any ideas ? Thanks

keep essential
quite useful for all type of expenses, some 1% cc only give online cb

Essential == 0.4% .....really ...low ...


I still hold the OCBC 1% online no cap.

combine 2 months expenses into one statement, then u can save another RM42 on 1st RM7k 0.4%, after RM7k still 1% uncapped
quite useful if u maxed out all other cc cb and the txn u wanna make is non online

this termination of Fortune suddenly make MBB FCB attrative again lol

but fcbvs still not friend with ewallet

ewallet is consider online.

OCBC card is much better for online compare to HLB already.

That's for online, what i mean is others such as physical store at watson etc after u finish quota with others cc
Remember ocbc only give 0.1% and 0.9% on the next, for me i still prefer essential for all type of expenses

other type of expenses MBB FCB will be better.

unless you only wanna hold one card

already told u after others cc used up and somemore now FCBVS become 1% next month, going to cancel it
FYI i got supp for essential as well as my wife don't care about online or non online, so essential can easily exceed RM30k/month

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This post has been edited by ClarenceT: Jul 28 2020, 07:00 PM