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 Hong Leong Fortune, The Good / Bad of the Cards.

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tan_aniki
post Jul 28 2020, 04:57 PM

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QUOTE(ClarenceT @ Jul 28 2020, 04:56 PM)
HLB Essential: CB % last revised on 1/12/2018, due for another revision!
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what revision?
still 1st 7k 0.4% then 1% unlimited right?
cybpsych
post Jul 28 2020, 06:38 PM

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QUOTE(cybpsych @ Nov 9 2018, 10:34 PM)
Revision to Hong Leong Essential Credit Card [ HLB | T&Cs (EN) | T&Cs (BM) ]
9 November 2018

Please refer below for details of the changes.

user posted image
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QUOTE(tan_aniki @ Jul 28 2020, 04:57 PM)
what revision?
still 1st 7k 0.4% then 1% unlimited right?
*
the keyword "due for another revision" .... which is speculating the possible changes to Essential's benefits since last revision was Dec 2018

This post has been edited by cybpsych: Jul 28 2020, 06:38 PM
tan_aniki
post Jul 28 2020, 10:37 PM

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QUOTE(cybpsych @ Jul 28 2020, 06:38 PM)
the keyword "due for another revision" .... which is speculating the possible changes to Essential's benefits since last revision was Dec 2018
*
then just use it till they revise again, we dunno when they will revise so enjoy while it last
lilsunflower
post Jul 29 2020, 09:08 AM

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My timing is really bad.

I used to have Essential and 2 supps until June this year, when I cancelled off the 2 supps.

I applied for 2 Fortune supps after that in June and July. Both reloaded 1 round of BP at RM2.5k each. And now got only one more chance to reload for August.

Then this news!

Does anyone know whether they will convert the supps to Essential too? I already hold Essential principal but no longer the supps.

This post has been edited by lilsunflower: Jul 29 2020, 09:08 AM
tan_aniki
post Jul 29 2020, 09:26 AM

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QUOTE(lilsunflower @ Jul 29 2020, 09:08 AM)
My timing is really bad.

I used to have Essential and 2 supps until June this year, when I cancelled off the 2 supps.

I applied for 2 Fortune supps after that in June and July. Both reloaded 1 round of BP at RM2.5k each. And now got only one more chance to reload for August.

Then this news!

Does anyone know whether they will convert the supps to Essential too? I already hold Essential principal but no longer the supps.
*
need to call CS only will know cos u already got Essential
they only auto convert for those who doesn't has any Essential
i already got Essential and supp so don't think they will create another one for me
devilkid84
post Jul 29 2020, 02:21 PM

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bye.gif
owned this card more than 10 yrs.
With the help of bigpay then only managed to maximize the real cash recent years.
so far manage to get twice RM880 and hopefully RM1800 by Sept 2020 before it discontinued.

devilkid84
post Jul 29 2020, 02:34 PM

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BTW, i have few balance transfer plan in this card, not sure HLB will ask me to settle it before card expired.
psiloveu
post Jul 29 2020, 02:38 PM

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QUOTE(devilkid84 @ Jul 29 2020, 02:34 PM)
BTW, i have few balance transfer plan in this card, not sure HLB will ask me to settle it before card expired.
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most probably HLB will transfer it into the new "essential" card account.
weiseang72
post Jul 29 2020, 03:38 PM

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https://www.hlb.com.my/en/personal-banking/...edit-cards.html

sad case all fortune visa card will stop 1 sep 2020

This post has been edited by weiseang72: Jul 29 2020, 03:46 PM
mamamia
post Jul 29 2020, 08:33 PM

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QUOTE(devilkid84 @ Jul 29 2020, 02:34 PM)
BTW, i have few balance transfer plan in this card, not sure HLB will ask me to settle it before card expired.
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If I read the tnc, got mentioned something like ur acc will active until ur instalment fully pay off.. just that u can’t use the card only
paogeh
post Jul 30 2020, 11:45 AM

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Just call CS,

for AUG, spent min RM2000 to get the LAST RM50 .....

*i cannot find the official tnc in HLB site .
**Previously spend min RM5000 to get RM50...





tan_aniki
post Jul 30 2020, 11:47 AM

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QUOTE(paogeh @ Jul 30 2020, 11:45 AM)
Just call CS,

for AUG, spent min RM2000 to get the LAST RM50 .....

*i cannot find the official tnc in HLB site .
**Previously spend min RM5000 to get RM50...
*
yes, u must spend min RM2k then only can get 1% cb, else RM0
max RM50 cb per month
kokweng1
post Jul 30 2020, 02:41 PM

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😭 bye fortune
Any other similar 1
tan_aniki
post Jul 30 2020, 02:58 PM

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QUOTE(kokweng1 @ Jul 30 2020, 02:41 PM)
😭 bye fortune
Any other similar 1
*
this is the best with highest monthly avg cb you can get in the market so far, don't think got any similar...
weiseang72
post Jul 31 2020, 01:25 PM

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QUOTE(tan_aniki @ Jul 30 2020, 02:58 PM)
this is the best with highest monthly avg cb you can get in the market so far, don't think got any similar...
*
I think only Maybank Barcelona / Alliance Unique / OCBC WorldCard can be consider after Fortune cease on 1 Sep , i still try hit 108k by end Aug.....original my annivesary was oct now.....need find way to complete by Aug .... I just message customer service and his amount for my car usage and mine different ..... still waiting he clarified because need make sure i hit 108k haha to get last 1,800 from hlb
lilsunflower
post Jul 31 2020, 01:31 PM

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I'm having a hard time as my anniversary was in March.

So far I managed 60k, and need 8k for August. Wish we had more notice about this discontinuation...
kianwee
post Aug 8 2020, 12:28 AM

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Just managed to hit RM108k..... verified with CS that all is eligible spending.

Now just wait for my bonus RM1800.
anwa
post Aug 9 2020, 10:33 AM

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QUOTE(kianwee @ Aug 8 2020, 12:28 AM)
Just managed to hit RM108k..... verified with CS that all is eligible spending.

Now just wait for my bonus RM1800.
*
Did CS say exactly when bonus will be credited? Wonder if in time to settle the outstanding credit card statement. Otherwise bonus "stuck" in new essential card?
tan_aniki
post Aug 9 2020, 11:02 AM

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QUOTE(anwa @ Aug 9 2020, 10:33 AM)
Did CS say exactly when bonus will be credited? Wonder if in time to settle the outstanding credit card statement. Otherwise bonus "stuck" in new essential card?
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If ur anniversary before 31 Aug will be on Sep, else will be on Oct
You need to redeem manually from the fortune credit, it will not credit into ur fortune nor another cc automatically
anwa
post Aug 9 2020, 11:58 AM

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QUOTE(tan_aniki @ Aug 9 2020, 11:02 AM)
If ur anniversary before 31 Aug will be on Sep, else will be on Oct
You need to redeem manually from the fortune credit, it will not credit into ur fortune nor another cc automatically
*
But the card will be discontinued from 1/9, that's the problem

This post has been edited by anwa: Aug 9 2020, 11:58 AM

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