I searched through the forum and did not get any results that there is a thread to list down which card issuers allow to waive with very minimum condition.

I started it so anyone can use it for reference.

Standard Chartered
3X transactions with any amount. Will be granted 11,000 points for you to offset.

Maybank
Nothing other than use your own TP 10,000 to offset.

OCBC Titanium
OCBC sometime offer GST offset if you spend more than 20k in a year. There is no rule they must offset for u. [Credit to sms2u]

UOB
Managed to get waiver when I called them to cancel the card. They can waive for you if you swipe 2X of transactions within certain days with no minimum amount.

RHB
I cancel my RHB card last two week and the reason is because of GST
Got call today that they will waived it and will send me a new card..

HSBC, HLB, PBB
Will not waive the GST even after called to ask for cancellation [credit to silverarrows for his information given]

AMBank
No waiver upon request. But if request for cancellation, they will waive you [Updated Dec 29, 2014]

Anyone else?

This post has been edited by jack2: Dec 30 2014, 10:43 AM

This post has been edited by jack2: Nov 22 2011, 11:34 AM

for OCBC you should mention it is with RM10k spending a year

You should mention the annual fee also

Thanks a lot. I didn't realise this since I fully maximise the rebate of RM50 a mth x 12 mths

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Added on October 19, 2011, 9:00 amMostly all banks will waive the annual fee one. Correct me I was wrong.

This post has been edited by jack2: Oct 19 2011, 09:00 AM

wait, usually promo is only for new card / 1st year.

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Added on October 19, 2011, 9:27 amwhile for ocbc, if spend rm10k on previous year, on next year annivessary month, they give rm50 bonus usage. so can take it as gst waiver ~

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Added on October 19, 2011, 9:28 amwrong. card with annual fee wont waived it unless u meet the t&c or request for it.

but nowadays there are so many card with free for life with no condition at all.


This post has been edited by erry-: Oct 19 2011, 09:28 AM

Scenario: This year I manage to spend only up to RM8-9k.

Is it possible to ask for GST waived? Anyone tried this b4?

No harm requesting for it since you got nothing to loose.

SCB - called them to terminate the card before service tax was charged and they offered me RM100

wow.....never knows that SCB so desperate. For the past decade, SCB and HSBC are consider the most stingy and "hang price" bank.

I wonder if you did only 3 transaction for the whole year for the sake of get the GST waived, are they going to waived your annual fee as well?

UOB call and perform anti attrition within 1week after req cancel card, offer RM50 cash credit

average spending per month that time around 800-900

Ya SCB will waive the annual fee as well. I use my SCB plat for not more than 5 times a year the last few years and called them to waive the annual fee and they did it on the spot. This year my annual fee is going to due and I called them, they say they can waive once the annual fee is charged to my a/c and for GST they ask me to swipe 3times any amount and it will be waived.

This post has been edited by rayng18: Oct 20 2011, 10:59 AM

SCB is quite desperate to retain their customer and get new customers as well. RM 138 for gold and RM 228 for plat guaranteed cashback when you apply their CC online.

doesn't seem like what you said. Before I got my OCBC Ti and MB2K Plati, I did apply for the SCB platinum. It get rejected at the 2nd level of approval

Maybe SCB reliased that their client will terminate their cards and reapply for a new one after a while to get the welcome rebate

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Added on October 20, 2011, 1:33 pmI think they will go through your spending records. I used more than 3x/year :-)

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Added on October 20, 2011, 1:39 pmMaybank and OCBC are 'stingy' as they don't wanna waive the service tax. I keeps these 2 cards just because of their 5% rebate.

Citibank - I called them to waive the service tax and they refused, told me cr@p eg. use your points to redeem blah blah...so I terminated it (I don't think I used it regularly thus they were not keen to waive it - I heard they did waive it before)

This post has been edited by muscaa: Oct 20 2011, 01:39 PM

cannot. the t&c stated if terminated within a year then re-apply wont get the cashback.

"New Principal & Supplementary Credit Card customers are defined as applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card for the past 12 months before the applicant’s credit card is issued."

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Added on October 20, 2011, 1:45 pmOCBC give fee rm50 for bonus usage if spend rm10k in previous year. can take it as gst waiver la.

This post has been edited by erry-: Oct 20 2011, 01:45 PM

Based on my experience, when near to 1-year anniversary date:

HSBC, HLB, MBB, PBB: Will not waive the GST even after called to ask for cancellation

SCB, Citibank: High % they will apply retention & waive the RM50 if they think you are "loyal" customer to them

Unknown for me: UOB, RHB

so mean if you want go for cancellation of ur CC right after the GST charged, you still need to pay for GST b4 you can terminate the service?

yes.

why want terminate card after annivessary?

I don't want to keep SCB card anymore. I am cancelling the card. I don't want RM50 nor Choice Points.

2 years back I called up to cancel my HLB Plat and received a call from them offering me 3 years auto annual fee waiver and 20,000 rewards points. That year only needed 7000 points to offset GST and this year had to use 10,000 points, so got balance 3000 points. And I have not been using the HLB Plat since then (maybe max twice). Looks like next year I got to pay GST as points not enough I kind of like HLB, ever since I got their Gold Card, they have been waiving my annual fees for years and happy with most of their CS.

As for Citi, I guess I'm not considered loyal customer (had the card like for more than 8 years and the CL had reached the Max level), when I called up CS last year to cancel my Citi Clear Card, CS said OK and did not receive any call from them. This year got the Citi Plat, got to wait and see what happen next year.

As for UOB, before I cancel my MC Plat 2 years back, they say cannot waive, after I cancel they want waive, told them forget it since the card useless. But kept the Plat Visa, that year they gave me some offer to waive GST but this year paid the GST as I did not bothered to ask for waiver, can't cancel this card because bought an insurance policy with it years ago and the policy is tied to it **Edited** But UOB card not too bad, did get some benefit when in Singapore.

This post has been edited by Gen-X: Oct 20 2011, 09:54 PM

Citibank will waive if you use them for quite no. of years

Called Citi CS to waive the annual fees and also got the GST rebate.

The spend must be done within your anniversary year (not calendar year)
i.e. from the first GST charge to the next GST charge

Remember to cancel all the SCB cards, hopefully you get the RM100 Free Cash (to retain you)

I having 3 SCB cards now, Platinum, Business Plat. & World Master... wanted to cancel the old & dated Visa Platinum card due to coming GST but didn't make it...because SCB gave me RM100 for retention..gosh, I was thinking, if I having 3 cards, each card I would have 3 times of this kind of retention...hahaha untung lah

My theory: You must cancel ALL three cards at one go to get your retention bonus.

I cancelled 1 of my 3 and did not even get a call back from Price Solution

I cancel my RHB card last two week and the reason is because of GST
Got call today that they will waived it and will send me a new card..

my HSBC signature they automatically cr my account rm50 without me asking also... Citi I called to cancel they cr my account 50 also and converted to better card

Im thinking want to go to maybank but since maybank dont waive/ credit bank maybe i dont want to loh

How about OCBC Titanium? They can waive the RM50 GST with the condition if we spent RM10,000 per year! Wondering if we can't meet the condition, can they waive it with just a call like Citibank?

This post has been edited by echoesian: Nov 4 2011, 12:18 AM

Try and let us know ok ?

No I don't want that RM100 either.
I really want to cancel.

Free cash don't want ?

no thanks.

wah so bad ah their card?

anyone tried call OCBC to waive the GST?
rarely use OCBC Titanium since got MBB 2 Amex

Didn't you manage to spend RM10000 per year using the OCBC ?
You should have cancel the card if under utilising it.

Called to cancel hlb card. Offered RM 50 rebate with the condition I need to hold the card for 1yr...lol ...

My EON Bank cards were charged for GST last week. Gonna try to email them and ask for waiver.

Will update you guys if manage to get it!

same here

Did you accept the offer ?

This post has been edited by ronnie: Nov 9 2011, 04:10 PM

I have 2 cards with EonBank and they just waived RM50 to one of the card, and the other, they do not want to waive.

i just got waived as well..I took balance transfer program from Citibank and pay off a few days after...

They offer you the rm50 cash back if you do at least rm1k balance transfer with them?

yupppppppp

do anyone successful waive the HSBC GST ???
How to do that?

No way to do that. They just won't entertain you. So don't bother

I am interested to know this too

I called in PBB and asked them to waive my GST and they say it is impossible for them to do so. So I told them, ok, just cancel my card. Poof, she canceled my card that instance without asking any question. Don't even bother to try anything to retain me.

u small kaki no ppl bother u

I think it is probably because PBB is not known to waive GST.

PBB is known to be a very thrifty bank

Yeap. They are famous for it and soon i'll cancel my card and shift all my bankings to other banks. They will regret as more and more people start moving.

Don't expect it from PBB and MBB, plus PBB promotion is not attractive enough

It was abit sad cause that was my first CC and it was from 2007. Sentiment value weh.

no benefit and not much promotion, no point keeping it, i'm planning to cancel off my PBB Esso-Mobil card next year

Hi,
I got the information below from the promoters when I went to the shopping mall yesterday;

1). New MBF credit card (Platinum and Gold card) will have RM 50 government service tax being subsidy by the bank every year.

2) New Hong Leong Bank credit card(Classic/Gold/Fortune/Essential/Platinum/Signature/..) (promotion campaign period 24/10 to 30/11/2011), will also have GST subsidies by the bank every year (offset with guaranteed RM 50 rebate), subject to minimum one retail transaction per year.

Anyone can confirm these?

I did heard about the same thing on MBF CC from the promoter but I not sure there are any hidden condition or not

my wife manage to get it waive

called up to the cs only.

said want to cancel coz of GST

After I requested to cancel the card, they rewarded me RM50 and issuing me a new VISA Signature card.

Don't know what they want.

HSBC?

Anyway, I've been wanting to cancel my HSBC. Not much benefits and unable to waive GST.

SCB is the best. Call to cancel because refuse to pay GST, they offer RM100!

Eon bank

Alliance bank wont waive GST, they sux!

don't expect all the banks to waive GST, ok

eon bank still exists?

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Added on December 1, 2011, 5:47 pmany minimum annual income for this awesome visa signature card from eon / HL? thinking to apply 1 from CIMB as minimum is oni rm100k which is the lowest among all others banks and no annual fee charged!

This post has been edited by roger roger: Dec 1 2011, 05:47 PM

I don't know. Visa signature needs that high of income?

i juz cancelled my cimb bank gold credit card coz i didnt use it for a long time...the bank officer juz cancel it directly

same here, cimb and DA not much promo lately. reward point also growing slow.

CIMB focus more on premier cards so most probably they won't waive GST unless you're a real valuable customer.

but their visa signature and infinate are awesome, free for life. too bad, gst always turn me away

now most cards are free for life if u swipe in a range of amount monthly....

just got my 2nd month bill for Maybank2card, shows a debit transaction Service Tax - Principal @ RM50 and another credit transaction Paid Service Tax @ RM50. They automatically deduct 10,000 points for the Service Tax...

gd for you, no need to request

is this feature by default? how to cancel then, meaning opt to pay on our own.

sorry guys my mistake. The 10000 points was for my other redemption 2 months back, forgot about it bcoz I changed my billing date (long story short). The primary tax paid was automatically done for Amex card by default while the Visa/Master card, it will be charged in coming months. You can use 5000 points to redeem it then.

It's suppose to be 10000TP for RM50 GST waiver.

yes they didnt offer.. however, if u berpura-pura said that i wan to cancel the card..they will say will report this issue to wat department.. then in 3 days u will know the result..

Called up Maybank because wanted to redeem Treatspoints to waive the annual fee but instead was offered a waiver instead due to payment history.

REVERSAL OF ANNUAL FEE-GCC (RM60.00)
ANNUAL FEE VISA CLASSIC PRINCIPAL RM60.00

Bro, you mean you have been "paying" your credit cards annual fee? Better you go change to FREE FOR LIFE annual fee credit cards like Maybankard 2 Cards or MBB Petronas.

By the way, this thread is about GST not annual fee.

CIMB sucks. No matter what you do, they want you pay the GST.

Banks are not obliged to compensate the GST. And this is applicable to not only CIMB.

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Added on March 20, 2012, 12:10 pmBy the way, you can try to cancel your card and state GST as the reason. For platinum and above cards, they might sometimes offer the RM50 back. For anything below, only partial. Keyword: might, sometimes.

This post has been edited by Human Nature: Mar 20 2012, 12:10 PM

I have a Public Bank Credit card, but I didn't know if this condition applies to all series of the card.

Spend RM80 within 2 months of GST charged to get GST waived.

The card I am holding is MG Visa.

did you request for it or they auto credit into your account in the next statement?
MG = mobil gold?

This post has been edited by alexwsk: Mar 20 2012, 01:28 PM

alexwsk, it will be automatically credited into my account (according to the CS). No, the card is a Mutual Gold VISA.

ic, do update us when that happens
will see whether my wife's PB Esso Mobil gets the same as well

Is MBB able to waive the GST for its MBB 2 AMEX card?

No

No... use your TreatsPoints to redeem GST RM50 on your Maybankard 2 Visa/Mastercard

u can use it to redeem on ur Amex too if ur lazy to redeem vouchers and get an RM50 extra rebate directly

HLB VS GST rebate if u do 3 swipes any amount

hi, i am not able to find this info on their website. how you find this out? for new application only? thanks

i called their Customer service ..

I hope they do this for all HLB CC not just their Visa Signature

cancel my hlb fortune card on monday at their branch. on wednesday get a call from hlb asking me to continue owning it and they will give me rm50 rebate to offset the gst...and also the will waive the annual fee (card anniversary next month)

Got one bank they do promotion to waive gst recently, I just recommend my client to apply and really got waiver for gst after activated. Do u mind I pm u the information?

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Added on April 13, 2012, 12:56 amGot one bank they do promotion to waive gst recently, I just recommend my client to apply and really got waiver for gst after activated. Do u mind I pm u the information?

This post has been edited by Kingt: Apr 13 2012, 12:56 AM