yup you said it

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Added on May 31, 2012, 10:10 amoops

This post has been edited by magika: May 31 2012, 10:10 AM

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Added on June 3, 2012, 2:46 pm

Premier customer min. RM 300,000. 50% of FD entitled to

[/quote]

The T&C have changed for this promotion. AUM is is investment mostly.

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Added on June 5, 2012, 10:25 amI would have thought SCB or HSBC have fewer branches not BR.

This post has been edited by magika: Jun 5 2012, 10:25 AM

Monthly basis is not worth it. Min 3 mths as rate is very much better.

FD rates due to economy wont go up, can only go down so its better to lock in for longer period.(if you think not utilising of course)..

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Added on June 9, 2012, 8:18 pm12 mths 3.25% what is the big deal

This post has been edited by magika: Jun 9 2012, 08:18 PM

If you care to look at the first page can see Affin at 3.6x% whats the problem , be cool..

I agree it can go either way, however looking at the present scenario with Euro having problems plus imminent local elections, I doubt that BNM will raise rates in the near term.
P/s: I still have a copy of FD with 9.xx% pa.

Nolar, just initial deposit only, subsequent rollover very low upto 2.xx%
Just uplifted the whole amount this year n kept a copy for sentimental purpose,, he..he

This post has been edited by magika: Jun 11 2012, 10:37 AM

Copy, photostat copy oops sorry camera image copy only. Took a copy with my TAB camera , but I think have a photostat copy lying around somewhere due to some issues with the bank..

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Added on June 11, 2012, 10:48 amI agree, as I also have 3 eFD so instant upliftment when I need it however rates very low..

This post has been edited by magika: Jun 11 2012, 10:48 AM

Just for info, OCBC FD deposit comes with slip/receipt that you can keep and is not needed for upliftment..

This post has been edited by magika: Jun 11 2012, 12:23 PM

You will get less...if i am not wrong

Principal Deposit Date Maturity Date Total RM%
RM10,000.00 11-06-12 11-09-12 RM10,088.22
RM10,088.22 11-09-12 11-12-12 RM10,176.25

Total= RM10,176.25


RM10,000.00 11-06-12 11-12-12 RM10,183.00

However 3 mths is good value compare to 1 mth FD

This post has been edited by magika: Jun 11 2012, 01:50 PM

Its KFH not HLB, wont interest you as very few branches...

This post has been edited by magika: Jun 11 2012, 01:53 PM

3.85% for 6 months quite good, interest paid upfront i think

This post has been edited by magika: Jun 11 2012, 02:07 PM

Better keep the quote, as every now n then people keep asking...

You trust PIDM or Government ?

PIDM is agovernment agency set up to insure deposit up to RM250k. Bank Rakyat is practically guaranteed by the Government upto ?.? Both will ensure depositors are paid in the event of bank default which is highly unlikely as BNM under Zeti's mandate is a highly acknowledge banker. Both can be trusted, of course. In the event that you dont trust either, then only way go overseas for depositing. I may imagine that overseas bank, in one case as i remember, paid big value depositor more percentage that small depositor. Dont shoot me as rely on memory only..

I think 4% is for Gold Investment Account only..

Maybank, Bank Rakyat ?? KFH yes..

Bank Rakyat now I remember something like after 3 mths only can..
Maybank, I still have a few ??

Actually BNM has already caused the rates increase indirectly. Thats why since 2011 last quarter , there has been a lot of promotion by the banks for deposit, aka fixed deposits..

This post has been edited by magika: Jun 12 2012, 10:22 PM

If you have a different opinion just say it..

Vincentboleh already quote from Bank Rakyat facebook..still not enough.
BR under Trade Ministry if i am not mistaken.
Sorry but your previous comment a bit harsh when forummers make effort to provide info..k

This post has been edited by magika: Jun 13 2012, 01:20 PM