Won't it be better to invest in conservative fund now and probably switch to agressive fund next year? What is the switching cost for PRS in %?

anyone has the list of PRS fund that offer by iFast?

Just curious, will PRS related transaction be charged GST?

Thanks David new to PRS here. Any difference going through FSM or direct to the IB?

Any body know if purhcase ut in public mutual website, need jhow long for the floast transaction processed?

Hee said investment schemes like the PRS will help contributors hedge against inflation when the tax is introduced in April. She was speaking at a forum entitled “Rendezvous with Retirement” at the KDU Glennmarie campus in Shah Alam.

“Instead of investing in unit trusts, stocks or fixed deposits, one can start saving with the PRS, which has less inflation risk,” she added.

So as long as i commit 3K per year i will get back RM780 rite?

1) Yes you can enjoy a tax rebate of RM 780 with your current tax bracket once you contribute RM 3000 to any PRS fund, either lump sum or RM 250 per month regular savings.

2) Currently the best PRS funds are CIMB Asia Pacific Ex-Japan. It is the only foreign market PRS fund hence the reason it is doing well as Malaysian market is doing pretty bad currently. Do bear in mind that CIMB charge 3% sales charge for their PRS funds. Nevertheless the fund returns are impressive indeed.

In my opinion it is still too early to decide which funds will perform better as most PRS funds are relatively new. The current dip Malaysia have been undergoing make a lot of unit trust prices that focus on Malaysian market to become relatively cheaper. I would suggest going for either Affin Hwang or Manulife (through unit trust consultant or advisors for Manulife) as this funds have 0% sales charge and their returns are quite good as well.

You can refer the returns here :
http://gllt.morningstar.com/e6qvxuu98r/fun...anguageId=en-GB

Ah, forgot about that. Usually i just refer to morningstar data fees. Thanks.

let say I have bought Manulife PRS,

after 1 year, I want to switch to Kenanga PRS.

So the fee is RM25 only?

what's the difference between class A and class C of CIMB PRS?

Class A - Subject to the PRS Provider’s absolute discretion, Class A is for an individual who has attained the age 18 years as of the date of opening a private pension account. Class A and Class C have different Sales Charge and Management Fee.

Class C - Subject to the PRS Provider’s absolute discretion, Class C is for an individual who has attained the age 18 years as of the date of opening a private pension account. Class A and Class C have different Sales Charge and Management Fee.

Class X - Subject to the PRS Provider’s absolute discretion, Class X is for a Member who participates via his/her employer and is subject to a minimum of 200 participating employees per employer or 50 participating employees under payroll deduction per employer. Class X has no Sales Charge.

From: http://www.fundsupermart.com.my/main/admin...ceMYCPPRS5C.pdf

wow the mgmt fees also NOT same.
SLOWLY< slowly, makan you BALIK? 

  lower SC but HIGHER mgmt. fees? 

if buy PRS from FSM n PPA any different? tq... new to this. jus got to noe it when doin my income tax....

ic... thanks for d info.

i tried look around but not much info in a single pages..
http://gllt.morningstar.com/e6qvxuu98r/fun...GB&tab=Snapshot

which funds dat diversified its investment in foreign country? i read back few pages found 1 of them were cimb asia pacific ex japan bla bla bla. any others?
not looking to buy local 1, if not i guess not much different wit epf.. it will bcome for nothing more than income tax relief purpose... tq

Today first investment in PRS for 2015.

Affin Hwang PRS Growth Fund